{"reporting_month":"2026-03-01","page":"https://openmarketintel.com/data/apra/2026-03","generated_at":"2026-10-31T13:00:01.552029","source":{"name":"APRA Monthly Authorised Deposit-taking Institution Statistics","url":"https://www.apra.gov.au/monthly-authorised-deposit-taking-institution-statistics","licence":"https://creativecommons.org/licenses/by/3.0/au/"},"citation":"Open Market Intel, \"Australian banks in March 2026\", from APRA Monthly Authorised Deposit-taking Institution Statistics, March 2026. https://openmarketintel.com/data/apra/2026-03","units":"Levels are Australian dollars in millions (fields ending _m). Growth is percent (pct) and dollars in millions (abs_m).","hero_stat":{"mom":{"pct":0.0691,"abs_m":4049.5},"pcp":{"pct":7.0066,"abs_m":383742.9},"as_of":"2026-03-01","label":"System Assets","metric":"total_assets","value_m":5860616.0,"adi_count":119},"sections":{"ncds":{"big5":[{"abn":"48123123124","mom":{"pct":9.7447,"abs_m":2078.5},"pcp":{"pct":13.3965,"abs_m":2765.4},"bank":"CBA","x_system":12.03,"current_m":23408.1},{"abn":"33007457141","mom":{"pct":-1.0929,"abs_m":-366.7},"pcp":{"pct":19.4564,"abs_m":5405.2},"bank":"Westpac","x_system":-1.35,"current_m":33186.3},{"abn":"12004044937","mom":{"pct":-1.3477,"abs_m":-375.1},"pcp":{"pct":30.4406,"abs_m":6407.8},"bank":"NAB","x_system":-1.66,"current_m":27458.0},{"abn":"11005357522","mom":{"pct":-3.2717,"abs_m":-929.0},"pcp":{"pct":10.0147,"abs_m":2500.2},"bank":"ANZ","x_system":-4.04,"current_m":27465.6},{"abn":"46008583542","mom":{"pct":-2.4536,"abs_m":-26.2},"pcp":{"pct":118.5022,"abs_m":564.9},"bank":"Macquarie","x_system":-3.03,"current_m":1041.6}],"title":"Negotiable Certificates of Deposit (NCDs)","system":{"pace":{"ranks":[{"now":1,"bank":"CBA","prior":2},{"now":2,"bank":"Westpac","prior":3},{"now":3,"bank":"NAB","prior":4},{"now":4,"bank":"ANZ","prior":1}],"leader":"CBA","prior_leader":"ANZ","streak_months":1,"months_measured":6,"streak_is_whole_window":false},"primary":{"mom":{"pct":0.8101,"abs_m":1678.9},"pcp":{"pct":6.8474,"abs_m":13389.1},"current_m":208924.7,"pcp_month":"2025-03-01","prior_mom":{"pct":-0.6813,"abs_m":-1421.6},"series_13m":[{"month":"2025-03-01","value_m":195535.6},{"month":"2025-04-01","value_m":204627.2},{"month":"2025-05-01","value_m":212893.5},{"month":"2025-06-01","value_m":211104.8},{"month":"2025-07-01","value_m":205863.2},{"month":"2025-08-01","value_m":213199.0},{"month":"2025-09-01","value_m":216889.6},{"month":"2025-10-01","value_m":215051.4},{"month":"2025-11-01","value_m":206363.2},{"month":"2025-12-01","value_m":199360.0},{"month":"2026-01-01","value_m":208667.4},{"month":"2026-02-01","value_m":207245.8},{"month":"2026-03-01","value_m":208924.7}],"prior_month":"2026-02-01"},"lt_borrowings":{"mom":{"pct":1.9668,"abs_m":14513.0},"pcp":{"pct":1.1224,"abs_m":8351.5},"current_m":752417.8,"pcp_month":"2025-03-01","prior_mom":{"pct":-0.1756,"abs_m":-1298.0},"prior_month":"2026-02-01"},"st_borrowings":{"mom":{"pct":4.9055,"abs_m":22369.5},"pcp":{"pct":5.2596,"abs_m":23903.7},"current_m":478381.6,"pcp_month":"2025-03-01","prior_mom":{"pct":0.6226,"abs_m":2821.6},"prior_month":"2026-02-01"},"big5_share_pct":53.9},"metric_key":"ncds","narrative_id":"ncds"},"transfers":[],"housing_oo":{"big5":[{"abn":"48123123124","mom":{"pct":0.429,"abs_m":1736.7},"pcp":{"pct":5.4542,"abs_m":21029.6},"bank":"CBA","x_system":1.16,"current_m":406598.8},{"abn":"33007457141","mom":{"pct":0.452,"abs_m":1516.7},"pcp":{"pct":5.0618,"abs_m":16240.3},"bank":"Westpac","x_system":1.22,"current_m":337081.9},{"abn":"12004044937","mom":{"pct":0.2731,"abs_m":637.7},"pcp":{"pct":7.2576,"abs_m":15844.3},"bank":"NAB","x_system":0.74,"current_m":234157.1},{"abn":"11005357522","mom":{"pct":0.2536,"abs_m":544.1},"pcp":{"pct":3.1012,"abs_m":6470.0},"bank":"ANZ","x_system":0.69,"current_m":215097.3},{"abn":"46008583542","mom":{"pct":2.0188,"abs_m":2105.2},"pcp":{"pct":24.8618,"abs_m":21183.1},"bank":"Macquarie","x_system":5.47,"current_m":106386.4}],"title":"Owner-occupier housing - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Macquarie","prior":1},{"now":2,"bank":"Westpac","prior":2},{"now":3,"bank":"CBA","prior":3},{"now":4,"bank":"NAB","prior":4},{"now":5,"bank":"ANZ","prior":5}],"leader":"Macquarie","prior_leader":null,"streak_months":6,"months_measured":6,"streak_is_whole_window":true},"primary":{"mom":{"pct":0.3693,"abs_m":6109.7},"pcp":{"pct":6.0933,"abs_m":95361.9},"current_m":1660386.9,"pcp_month":"2025-03-01","prior_mom":{"pct":0.3388,"abs_m":5585.5},"series_13m":[{"month":"2025-03-01","value_m":1565025.0},{"month":"2025-04-01","value_m":1572280.0},{"month":"2025-05-01","value_m":1580859.2},{"month":"2025-06-01","value_m":1592193.3},{"month":"2025-07-01","value_m":1596656.8},{"month":"2025-08-01","value_m":1602991.1},{"month":"2025-09-01","value_m":1610859.1},{"month":"2025-10-01","value_m":1619392.6},{"month":"2025-11-01","value_m":1630126.6},{"month":"2025-12-01","value_m":1642850.1},{"month":"2026-01-01","value_m":1648691.7},{"month":"2026-02-01","value_m":1654277.2},{"month":"2026-03-01","value_m":1660386.9}],"prior_month":"2026-02-01"},"big5_share_pct":78.3},"metric_key":"housing_oo","narrative_id":"housing_oo"},"beyond_big5":{"title":"Beyond the Big 5","groups":[{"group":"Regional Banks","adi_count":10,"lending_m":420022.7,"share_pct":10.47,"deposits_m":346524.2,"lending_mom":{"pct":0.3021,"abs_m":1265.1},"deposits_mom":{"pct":-0.2782,"abs_m":-966.8},"share_shift_12m_pp":-0.47},{"group":"Foreign Banks","adi_count":51,"lending_m":344680.3,"share_pct":8.59,"deposits_m":183542.2,"lending_mom":{"pct":0.7607,"abs_m":2602.3},"deposits_mom":{"pct":0.6984,"abs_m":1272.9},"share_shift_12m_pp":0.13},{"group":"Credit Unions & Building Societies","adi_count":41,"lending_m":153582.3,"share_pct":3.83,"deposits_m":149471.2,"lending_mom":{"pct":0.8844,"abs_m":1346.4},"deposits_mom":{"pct":0.6659,"abs_m":988.7},"share_shift_12m_pp":0.04},{"group":"Neobanks","adi_count":6,"lending_m":17254.7,"share_pct":0.43,"deposits_m":15008.7,"lending_mom":{"pct":1.5078,"abs_m":256.3},"deposits_mom":{"pct":3.6806,"abs_m":532.8},"share_shift_12m_pp":0.05},{"group":"Payment Entities","adi_count":6,"lending_m":66.1,"share_pct":0.0,"deposits_m":8147.9,"lending_mom":{"pct":3.7677,"abs_m":2.4},"deposits_mom":{"pct":0.2905,"abs_m":23.6},"share_shift_12m_pp":0.0}],"top_movers":[{"name":"Sumitomo Mitsui Banking Corporation","lending_m":31297.3,"lending_mom":{"pct":-4.4856,"abs_m":-1469.8}},{"name":"JPMorgan Chase Bank","lending_m":8259.1,"lending_mom":{"pct":15.2572,"abs_m":1093.3}},{"name":"Bendigo and Adelaide Bank","lending_m":83674.4,"lending_mom":{"pct":1.0624,"abs_m":879.6}}],"narrative_id":"beyond_big5","mover_floor_m":5000.0,"non_big5_lending_share_pct":23.3},"housing_inv":{"big5":[{"abn":"48123123124","mom":{"pct":0.6272,"abs_m":1358.1},"pcp":{"pct":10.2002,"abs_m":20168.5},"bank":"CBA","x_system":0.64,"current_m":217895.4},{"abn":"33007457141","mom":{"pct":0.5553,"abs_m":949.1},"pcp":{"pct":5.6727,"abs_m":9226.7},"bank":"Westpac","x_system":0.57,"current_m":171878.0},{"abn":"12004044937","mom":{"pct":0.6344,"abs_m":711.1},"pcp":{"pct":2.1549,"abs_m":2379.4},"bank":"NAB","x_system":0.65,"current_m":112798.4},{"abn":"11005357522","mom":{"pct":0.9234,"abs_m":998.5},"pcp":{"pct":4.9678,"abs_m":5164.6},"bank":"ANZ","x_system":0.94,"current_m":109126.4},{"abn":"46008583542","mom":{"pct":2.2086,"abs_m":1454.1},"pcp":{"pct":30.7261,"abs_m":15816.4},"bank":"Macquarie","x_system":2.25,"current_m":67291.8}],"title":"Investor housing - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Macquarie","prior":1},{"now":2,"bank":"ANZ","prior":2},{"now":3,"bank":"NAB","prior":3},{"now":4,"bank":"CBA","prior":5},{"now":5,"bank":"Westpac","prior":4}],"leader":"Macquarie","prior_leader":null,"streak_months":6,"months_measured":6,"streak_is_whole_window":true},"primary":{"mom":{"pct":0.9816,"abs_m":7781.5},"pcp":{"pct":8.5318,"abs_m":62927.8},"current_m":800497.9,"pcp_month":"2025-03-01","prior_mom":{"pct":0.5078,"abs_m":4004.8},"series_13m":[{"month":"2025-03-01","value_m":737570.1},{"month":"2025-04-01","value_m":741394.9},{"month":"2025-05-01","value_m":745680.4},{"month":"2025-06-01","value_m":752071.7},{"month":"2025-07-01","value_m":755801.6},{"month":"2025-08-01","value_m":761095.1},{"month":"2025-09-01","value_m":766764.3},{"month":"2025-10-01","value_m":772840.4},{"month":"2025-11-01","value_m":778145.7},{"month":"2025-12-01","value_m":783194.4},{"month":"2026-01-01","value_m":788711.6},{"month":"2026-02-01","value_m":792716.4},{"month":"2026-03-01","value_m":800497.9}],"prior_month":"2026-02-01"},"big5_share_pct":84.8},"metric_key":"housing_inv","narrative_id":"housing_inv"},"credit_cards":{"big5":[{"abn":"48123123124","mom":{"pct":1.733,"abs_m":139.1},"pcp":{"pct":3.5731,"abs_m":281.7},"bank":"CBA","x_system":6.67,"current_m":8165.7},{"abn":"33007457141","mom":{"pct":0.1659,"abs_m":9.9},"pcp":{"pct":-1.7268,"abs_m":-105.0},"bank":"Westpac","x_system":0.64,"current_m":5975.6},{"abn":"12004044937","mom":{"pct":-0.0863,"abs_m":-6.8},"pcp":{"pct":1.4531,"abs_m":112.8},"bank":"NAB","x_system":-0.33,"current_m":7875.3},{"abn":"11005357522","mom":{"pct":-1.8774,"abs_m":-82.9},"pcp":{"pct":-2.5549,"abs_m":-113.6},"bank":"ANZ","x_system":-7.22,"current_m":4332.7},{"abn":"46008583542","mom":{"pct":-0.3497,"abs_m":-1.1},"pcp":{"pct":-5.3442,"abs_m":-17.7},"bank":"Macquarie","x_system":-1.34,"current_m":313.5}],"title":"Credit cards - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"CBA","prior":1},{"now":2,"bank":"Westpac","prior":2},{"now":3,"bank":"NAB","prior":3}],"leader":"CBA","prior_leader":"NAB","streak_months":2,"months_measured":6,"streak_is_whole_window":false},"primary":{"mom":{"pct":0.26,"abs_m":73.1},"pcp":{"pct":0.2985,"abs_m":83.9},"current_m":28187.8,"pcp_month":"2025-03-01","prior_mom":{"pct":1.2507,"abs_m":347.3},"series_13m":[{"month":"2025-03-01","value_m":28103.9},{"month":"2025-04-01","value_m":27895.8},{"month":"2025-05-01","value_m":27761.2},{"month":"2025-06-01","value_m":28091.1},{"month":"2025-07-01","value_m":27362.9},{"month":"2025-08-01","value_m":27942.2},{"month":"2025-09-01","value_m":28184.2},{"month":"2025-10-01","value_m":27848.0},{"month":"2025-11-01","value_m":28602.0},{"month":"2025-12-01","value_m":28551.5},{"month":"2026-01-01","value_m":27767.4},{"month":"2026-02-01","value_m":28114.7},{"month":"2026-03-01","value_m":28187.8}],"prior_month":"2026-02-01"},"big5_share_pct":94.6},"metric_key":"credit_cards","narrative_id":"credit_cards"},"segment_races":{"races":[{"id":"housing_oo_inv","title":"Housing: owner-occupier vs investor","segments":[{"key":"housing_oo","rest":{"mom":{"pct":-0.1191,"abs_m":-430.7},"current_m":361065.4},"banks":[{"abn":"48123123124","mom":{"pct":0.429,"abs_m":1736.7},"pcp":{"pct":5.4542,"abs_m":21029.6},"bank":"CBA","current_m":406598.8},{"abn":"33007457141","mom":{"pct":0.452,"abs_m":1516.7},"pcp":{"pct":5.0618,"abs_m":16240.3},"bank":"Westpac","current_m":337081.9},{"abn":"12004044937","mom":{"pct":0.2731,"abs_m":637.7},"pcp":{"pct":7.2576,"abs_m":15844.3},"bank":"NAB","current_m":234157.1},{"abn":"11005357522","mom":{"pct":0.2536,"abs_m":544.1},"pcp":{"pct":3.1012,"abs_m":6470.0},"bank":"ANZ","current_m":215097.3},{"abn":"46008583542","mom":{"pct":2.0188,"abs_m":2105.2},"pcp":{"pct":24.8618,"abs_m":21183.1},"bank":"Macquarie","current_m":106386.4}],"label":"Owner-occupier","system":{"mom":{"pct":0.3693,"abs_m":6109.7},"pcp":{"pct":6.0933,"abs_m":95361.9},"current_m":1660386.9}},{"key":"housing_inv","rest":{"mom":{"pct":1.9385,"abs_m":2310.6},"current_m":121507.9},"banks":[{"abn":"48123123124","mom":{"pct":0.6272,"abs_m":1358.1},"pcp":{"pct":10.2002,"abs_m":20168.5},"bank":"CBA","current_m":217895.4},{"abn":"33007457141","mom":{"pct":0.5553,"abs_m":949.1},"pcp":{"pct":5.6727,"abs_m":9226.7},"bank":"Westpac","current_m":171878.0},{"abn":"12004044937","mom":{"pct":0.6344,"abs_m":711.1},"pcp":{"pct":2.1549,"abs_m":2379.4},"bank":"NAB","current_m":112798.4},{"abn":"11005357522","mom":{"pct":0.9234,"abs_m":998.5},"pcp":{"pct":4.9678,"abs_m":5164.6},"bank":"ANZ","current_m":109126.4},{"abn":"46008583542","mom":{"pct":2.2086,"abs_m":1454.1},"pcp":{"pct":30.7261,"abs_m":15816.4},"bank":"Macquarie","current_m":67291.8}],"label":"Investor","system":{"mom":{"pct":0.9816,"abs_m":7781.5},"pcp":{"pct":8.5318,"abs_m":62927.8},"current_m":800497.9}}]},{"id":"lending_hh_biz","title":"Lending: household vs business","segments":[{"key":"household_lending","rest":{"mom":{"pct":0.4067,"abs_m":2011.5},"current_m":496641.2},"banks":[{"abn":"48123123124","mom":{"pct":0.5185,"abs_m":3347.0},"pcp":{"pct":6.9752,"abs_m":42309.2},"bank":"CBA","current_m":648876.1},{"abn":"33007457141","mom":{"pct":0.4946,"abs_m":2589.4},"pcp":{"pct":5.2791,"abs_m":26381.2},"bank":"Westpac","current_m":526112.4},{"abn":"12004044937","mom":{"pct":0.3597,"abs_m":1315.5},"pcp":{"pct":4.999,"abs_m":17476.3},"bank":"NAB","current_m":367069.4},{"abn":"11005357522","mom":{"pct":0.4828,"abs_m":1637.6},"pcp":{"pct":3.8357,"abs_m":12590.6},"bank":"ANZ","current_m":340841.9},{"abn":"46008583542","mom":{"pct":2.0999,"abs_m":3652.4},"pcp":{"pct":25.6165,"abs_m":36214.9},"bank":"Macquarie","current_m":177588.4}],"label":"Household","system":{"mom":{"pct":0.5724,"abs_m":14553.4},"pcp":{"pct":6.7201,"abs_m":161020.1},"current_m":2557129.4}},{"key":"business_lending","rest":{"mom":{"pct":0.9658,"abs_m":3289.3},"current_m":343874.5},"banks":[{"abn":"48123123124","mom":{"pct":1.8,"abs_m":4190.1},"pcp":{"pct":12.7029,"abs_m":26709.1},"bank":"CBA","current_m":236968.8},{"abn":"33007457141","mom":{"pct":1.3744,"abs_m":2841.1},"pcp":{"pct":19.2072,"abs_m":33765.1},"bank":"Westpac","current_m":209559.2},{"abn":"12004044937","mom":{"pct":1.3708,"abs_m":3617.3},"pcp":{"pct":12.3409,"abs_m":29385.8},"bank":"NAB","current_m":267502.1},{"abn":"11005357522","mom":{"pct":0.9749,"abs_m":1458.4},"pcp":{"pct":2.2578,"abs_m":3335.2},"bank":"ANZ","current_m":151054.0},{"abn":"46008583542","mom":{"pct":0.0205,"abs_m":4.6},"pcp":{"pct":11.6738,"abs_m":2349.1},"bank":"Macquarie","current_m":22472.0}],"label":"Business","system":{"mom":{"pct":1.2665,"abs_m":15400.8},"pcp":{"pct":10.3257,"abs_m":115252.7},"current_m":1231430.6}}]},{"id":"deposits_hh_biz","title":"Deposits: household vs business","segments":[{"key":"household_deposits","rest":{"mom":{"pct":0.3585,"abs_m":1327.3},"current_m":371558.6},"banks":[{"abn":"48123123124","mom":{"pct":0.4543,"abs_m":2076.9},"pcp":{"pct":9.0915,"abs_m":38270.4},"bank":"CBA","current_m":459215.2},{"abn":"33007457141","mom":{"pct":0.3206,"abs_m":1142.1},"pcp":{"pct":8.3994,"abs_m":27695.3},"bank":"Westpac","current_m":357426.2},{"abn":"12004044937","mom":{"pct":0.2455,"abs_m":585.2},"pcp":{"pct":7.2715,"abs_m":16200.9},"bank":"NAB","current_m":239001.4},{"abn":"11005357522","mom":{"pct":-0.0453,"abs_m":-87.9},"pcp":{"pct":4.7753,"abs_m":8841.6},"bank":"ANZ","current_m":193995.9},{"abn":"46008583542","mom":{"pct":2.3266,"abs_m":2454.7},"pcp":{"pct":35.7985,"abs_m":28459.8},"bank":"Macquarie","current_m":107959.8}],"label":"Household","system":{"mom":{"pct":0.4355,"abs_m":7498.3},"pcp":{"pct":8.3834,"abs_m":133749.0},"current_m":1729157.1}},{"key":"business_deposits","rest":{"mom":{"pct":-2.6474,"abs_m":-4095.0},"current_m":150586.2},"banks":[{"abn":"48123123124","mom":{"pct":-0.073,"abs_m":-143.4},"pcp":{"pct":12.3049,"abs_m":21495.4},"bank":"CBA","current_m":196185.8},{"abn":"33007457141","mom":{"pct":0.0382,"abs_m":65.7},"pcp":{"pct":15.5729,"abs_m":23202.9},"bank":"Westpac","current_m":172198.6},{"abn":"12004044937","mom":{"pct":2.8082,"abs_m":4926.1},"pcp":{"pct":8.2511,"abs_m":13746.3},"bank":"NAB","current_m":180346.3},{"abn":"11005357522","mom":{"pct":0.707,"abs_m":993.6},"pcp":{"pct":9.7479,"abs_m":12571.5},"bank":"ANZ","current_m":141538.0},{"abn":"46008583542","mom":{"pct":-0.2482,"abs_m":-150.7},"pcp":{"pct":18.1398,"abs_m":9298.4},"bank":"Macquarie","current_m":60558.2}],"label":"Business","system":{"mom":{"pct":0.1774,"abs_m":1596.3},"pcp":{"pct":10.8692,"abs_m":88371.1},"current_m":901413.1}}]}],"title":"Who's growing where","funding_mix":{"banks":[{"bank":"CBA","deposits_m":823745.9,"wholesale_m":199472.3,"deposits_share_pct":80.5,"market_reliance_pct":19.5,"wholesale_share_pct":19.5,"securitised_assets_m":110665.9,"market_reliance_mom_pp":0.6},{"bank":"Westpac","deposits_m":649266.7,"wholesale_m":226569.3,"deposits_share_pct":74.1,"market_reliance_pct":25.9,"wholesale_share_pct":25.9,"securitised_assets_m":152861.2,"market_reliance_mom_pp":0.57},{"bank":"NAB","deposits_m":578727.5,"wholesale_m":205448.5,"deposits_share_pct":73.8,"market_reliance_pct":26.2,"wholesale_share_pct":26.2,"securitised_assets_m":138739.1,"market_reliance_mom_pp":0.4},{"bank":"ANZ","deposits_m":427326.0,"wholesale_m":189314.1,"deposits_share_pct":69.3,"market_reliance_pct":30.7,"wholesale_share_pct":30.7,"securitised_assets_m":86170.1,"market_reliance_mom_pp":0.19},{"bank":"Macquarie","deposits_m":221906.3,"wholesale_m":85491.9,"deposits_share_pct":72.2,"market_reliance_pct":27.8,"wholesale_share_pct":27.8,"securitised_assets_m":80835.8,"market_reliance_mom_pp":1.5}],"basis":"deposits_vs_wholesale","system":{"deposits_share_pct":73.4,"market_reliance_pct":26.6,"wholesale_share_pct":26.6,"securitised_assets_m":691616.2}},"narrative_id":"segment_races","consumer_credit":{"hot":true,"mom":{"pct":0.6928,"abs_m":662.2},"current_m":96244.6,"trailing_avg_pct":0.242}},"other_deposits":{"big5":[{"abn":"48123123124","mom":{"pct":-2.3052,"abs_m":-3972.2},"pcp":{"pct":11.7839,"abs_m":17746.4},"bank":"CBA","x_system":-2.08,"current_m":168344.9},{"abn":"33007457141","mom":{"pct":0.2004,"abs_m":239.3},"pcp":{"pct":-2.7065,"abs_m":-3328.2},"bank":"Westpac","x_system":0.18,"current_m":119641.9},{"abn":"12004044937","mom":{"pct":2.2246,"abs_m":3468.4},"pcp":{"pct":6.2399,"abs_m":9361.0},"bank":"NAB","x_system":2.01,"current_m":159379.8},{"abn":"11005357522","mom":{"pct":2.6156,"abs_m":2339.7},"pcp":{"pct":7.0091,"abs_m":6012.4},"bank":"ANZ","x_system":2.36,"current_m":91792.1},{"abn":"46008583542","mom":{"pct":3.4513,"abs_m":1781.1},"pcp":{"pct":11.1566,"abs_m":5358.5},"bank":"Macquarie","x_system":3.11,"current_m":53388.2}],"title":"Financial institution, government and community deposits - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Macquarie","prior":3},{"now":2,"bank":"ANZ","prior":4},{"now":3,"bank":"NAB","prior":5},{"now":4,"bank":"Westpac","prior":2},{"now":5,"bank":"CBA","prior":1}],"leader":"Macquarie","prior_leader":"CBA","streak_months":1,"months_measured":6,"streak_is_whole_window":false},"primary":{"mom":{"pct":1.1085,"abs_m":8475.6},"pcp":{"pct":6.2208,"abs_m":45276.6},"current_m":773096.9,"pcp_month":"2025-03-01","prior_mom":{"pct":0.6012,"abs_m":4569.4},"series_13m":[{"month":"2025-03-01","value_m":727820.3},{"month":"2025-04-01","value_m":739915.1},{"month":"2025-05-01","value_m":733871.3},{"month":"2025-06-01","value_m":751934.4},{"month":"2025-07-01","value_m":753643.8},{"month":"2025-08-01","value_m":753610.7},{"month":"2025-09-01","value_m":750013.6},{"month":"2025-10-01","value_m":749172.0},{"month":"2025-11-01","value_m":752282.8},{"month":"2025-12-01","value_m":743537.5},{"month":"2026-01-01","value_m":760051.9},{"month":"2026-02-01","value_m":764621.3},{"month":"2026-03-01","value_m":773096.9}],"prior_month":"2026-02-01"},"fi_deposits":{"mom":{"pct":2.1066,"abs_m":12610.3},"pcp":{"pct":4.9922,"abs_m":29061.9},"current_m":611209.2,"pcp_month":"2025-03-01","prior_mom":{"pct":0.458,"abs_m":2728.8},"prior_month":"2026-02-01"},"big5_share_pct":76.6,"community_deposits":{"mom":{"pct":-1.4177,"abs_m":-651.3},"pcp":{"pct":16.4888,"abs_m":6410.7},"current_m":45289.9,"pcp_month":"2025-03-01","prior_mom":{"pct":-3.1277,"abs_m":-1483.3},"prior_month":"2026-02-01"},"government_deposits":{"mom":{"pct":-2.9009,"abs_m":-3483.4},"pcp":{"pct":9.1803,"abs_m":9804.0},"current_m":116597.8,"pcp_month":"2025-03-01","prior_mom":{"pct":2.8468,"abs_m":3323.9},"prior_month":"2026-02-01"}},"metric_key":"fi_gov_deposits","narrative_id":"other_deposits"},"housing_lending":{"big5":[{"abn":"48123123124","mom":{"pct":0.498,"abs_m":3094.8},"pcp":{"pct":7.063,"abs_m":41198.1},"bank":"CBA","x_system":0.88,"current_m":624494.2},{"abn":"33007457141","mom":{"pct":0.4868,"abs_m":2465.8},"pcp":{"pct":5.2673,"abs_m":25467.0},"bank":"Westpac","x_system":0.86,"current_m":508959.9},{"abn":"12004044937","mom":{"pct":0.3903,"abs_m":1348.8},"pcp":{"pct":5.5436,"abs_m":18223.7},"bank":"NAB","x_system":0.69,"current_m":346955.5},{"abn":"11005357522","mom":{"pct":0.4781,"abs_m":1542.6},"pcp":{"pct":3.722,"abs_m":11634.6},"bank":"ANZ","x_system":0.84,"current_m":324223.7},{"abn":"46008583542","mom":{"pct":2.0922,"abs_m":3559.3},"pcp":{"pct":27.0704,"abs_m":36999.5},"bank":"Macquarie","x_system":3.69,"current_m":173678.2}],"title":"Housing Lending - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Macquarie","prior":1},{"now":2,"bank":"CBA","prior":3},{"now":3,"bank":"Westpac","prior":2},{"now":4,"bank":"ANZ","prior":5},{"now":5,"bank":"NAB","prior":4}],"leader":"Macquarie","prior_leader":null,"streak_months":6,"months_measured":6,"streak_is_whole_window":true},"primary":{"mom":{"pct":0.5677,"abs_m":13891.2},"pcp":{"pct":6.8744,"abs_m":158289.7},"current_m":2460884.8,"pcp_month":"2025-03-01","prior_mom":{"pct":0.3935,"abs_m":9590.3},"series_13m":[{"month":"2025-03-01","value_m":2302595.1},{"month":"2025-04-01","value_m":2313674.9},{"month":"2025-05-01","value_m":2326539.6},{"month":"2025-06-01","value_m":2344265.0},{"month":"2025-07-01","value_m":2352458.4},{"month":"2025-08-01","value_m":2364086.2},{"month":"2025-09-01","value_m":2377623.4},{"month":"2025-10-01","value_m":2392233.0},{"month":"2025-11-01","value_m":2408272.3},{"month":"2025-12-01","value_m":2426044.5},{"month":"2026-01-01","value_m":2437403.3},{"month":"2026-02-01","value_m":2446993.6},{"month":"2026-03-01","value_m":2460884.8}],"prior_month":"2026-02-01"},"housing_oo":{"mom":{"pct":0.3693,"abs_m":6109.7},"pcp":{"pct":6.0933,"abs_m":95361.9},"current_m":1660386.9,"pcp_month":"2025-03-01","prior_mom":{"pct":0.3388,"abs_m":5585.5},"prior_month":"2026-02-01"},"housing_inv":{"mom":{"pct":0.9816,"abs_m":7781.5},"pcp":{"pct":8.5318,"abs_m":62927.8},"current_m":800497.9,"pcp_month":"2025-03-01","prior_mom":{"pct":0.5078,"abs_m":4004.8},"prior_month":"2026-02-01"},"big5_share_pct":80.4},"metric_key":"housing_lending","narrative_id":"housing_lending"},"system_overview":{"title":"System Overview","derived":{"ldr_pct":117.8,"housing_share_of_lending_pct":61.4},"metrics":{"housing_oo":{"mom":{"pct":0.3693,"abs_m":6109.7},"pcp":{"pct":6.0933,"abs_m":95361.9},"current_m":1660386.9,"pcp_month":"2025-03-01","prior_mom":{"pct":0.3388,"abs_m":5585.5},"prior_month":"2026-02-01"},"housing_inv":{"mom":{"pct":0.9816,"abs_m":7781.5},"pcp":{"pct":8.5318,"abs_m":62927.8},"current_m":800497.9,"pcp_month":"2025-03-01","prior_mom":{"pct":0.5078,"abs_m":4004.8},"prior_month":"2026-02-01"},"credit_cards":{"mom":{"pct":0.26,"abs_m":73.1},"pcp":{"pct":0.2985,"abs_m":83.9},"current_m":28187.8,"pcp_month":"2025-03-01","prior_mom":{"pct":1.2507,"abs_m":347.3},"prior_month":"2026-02-01"},"total_assets":{"mom":{"pct":0.0691,"abs_m":4049.5},"pcp":{"pct":7.0066,"abs_m":383742.9},"current_m":5860616.0,"pcp_month":"2025-03-01","prior_mom":{"pct":0.2147,"abs_m":12545.2},"prior_month":"2026-02-01"},"total_lending":{"mom":{"pct":0.8022,"abs_m":31914.1},"pcp":{"pct":8.0741,"abs_m":299618.4},"current_m":4010457.9,"pcp_month":"2025-03-01","prior_mom":{"pct":0.5471,"abs_m":21648.2},"prior_month":"2026-02-01"},"total_deposits":{"mom":{"pct":0.5189,"abs_m":17569.9},"pcp":{"pct":8.5259,"abs_m":267396.6},"current_m":3403666.6,"pcp_month":"2025-03-01","prior_mom":{"pct":0.4441,"abs_m":14969.5},"prior_month":"2026-02-01"},"fi_gov_deposits":{"mom":{"pct":1.1085,"abs_m":8475.6},"pcp":{"pct":6.2208,"abs_m":45276.6},"current_m":773096.9,"pcp_month":"2025-03-01","prior_mom":{"pct":0.6012,"abs_m":4569.4},"prior_month":"2026-02-01"},"housing_lending":{"mom":{"pct":0.5677,"abs_m":13891.2},"pcp":{"pct":6.8744,"abs_m":158289.7},"current_m":2460884.8,"pcp_month":"2025-03-01","prior_mom":{"pct":0.3935,"abs_m":9590.3},"prior_month":"2026-02-01"},"other_household":{"mom":{"pct":0.8732,"abs_m":589.1},"pcp":{"pct":4.046,"abs_m":2646.5},"current_m":68056.8,"pcp_month":"2025-03-01","prior_mom":{"pct":0.7833,"abs_m":524.4},"prior_month":"2026-02-01"},"business_lending":{"mom":{"pct":1.2665,"abs_m":15400.8},"pcp":{"pct":10.3257,"abs_m":115252.7},"current_m":1231430.6,"pcp_month":"2025-03-01","prior_mom":{"pct":0.8518,"abs_m":10271.2},"series_13m":[{"month":"2025-03-01","value_m":1116177.9},{"month":"2025-04-01","value_m":1129651.1},{"month":"2025-05-01","value_m":1133880.5},{"month":"2025-06-01","value_m":1142248.5},{"month":"2025-07-01","value_m":1153621.8},{"month":"2025-08-01","value_m":1159865.6},{"month":"2025-09-01","value_m":1175876.3},{"month":"2025-10-01","value_m":1187814.4},{"month":"2025-11-01","value_m":1193538.6},{"month":"2025-12-01","value_m":1203494.2},{"month":"2026-01-01","value_m":1205758.6},{"month":"2026-02-01","value_m":1216029.8},{"month":"2026-03-01","value_m":1231430.6}],"prior_month":"2026-02-01"},"business_deposits":{"mom":{"pct":0.1774,"abs_m":1596.3},"pcp":{"pct":10.8692,"abs_m":88371.1},"current_m":901413.1,"pcp_month":"2025-03-01","prior_mom":{"pct":0.4747,"abs_m":4251.5},"series_13m":[{"month":"2025-03-01","value_m":813042.0},{"month":"2025-04-01","value_m":813969.9},{"month":"2025-05-01","value_m":813304.4},{"month":"2025-06-01","value_m":845599.0},{"month":"2025-07-01","value_m":847081.9},{"month":"2025-08-01","value_m":846169.9},{"month":"2025-09-01","value_m":870902.8},{"month":"2025-10-01","value_m":883166.5},{"month":"2025-11-01","value_m":891462.4},{"month":"2025-12-01","value_m":895775.0},{"month":"2026-01-01","value_m":895565.3},{"month":"2026-02-01","value_m":899816.8},{"month":"2026-03-01","value_m":901413.1}],"prior_month":"2026-02-01"},"wholesale_funding":{"mom":{"pct":3.0892,"abs_m":36882.5},"pcp":{"pct":2.6912,"abs_m":32255.2},"current_m":1230799.4,"pcp_month":"2025-03-01","prior_mom":{"pct":0.1278,"abs_m":1523.6},"prior_month":"2026-02-01"},"household_deposits":{"mom":{"pct":0.4355,"abs_m":7498.3},"pcp":{"pct":8.3834,"abs_m":133749.0},"current_m":1729157.1,"pcp_month":"2025-03-01","prior_mom":{"pct":0.3583,"abs_m":6147.5},"prior_month":"2026-02-01"}},"adi_count":119,"reporting_month":"2026-03-01"},"narrative_inputs":{"funding_gap_accelerating":true,"lending_outpaced_deposits":true,"housing_outpaced_household_deposits":true},"personal_lending":{"big5":[{"abn":"48123123124","mom":{"pct":0.7023,"abs_m":113.1},"pcp":{"pct":5.3903,"abs_m":829.4},"bank":"CBA","x_system":0.8,"current_m":16216.2},{"abn":"33007457141","mom":{"pct":1.0277,"abs_m":113.7},"pcp":{"pct":10.0338,"abs_m":1019.2},"bank":"Westpac","x_system":1.18,"current_m":11176.9},{"abn":"12004044937","mom":{"pct":-0.2161,"abs_m":-26.5},"pcp":{"pct":-6.567,"abs_m":-860.2},"bank":"NAB","x_system":-0.25,"current_m":12238.6},{"abn":"11005357522","mom":{"pct":1.4693,"abs_m":177.9},"pcp":{"pct":9.5365,"abs_m":1069.6},"bank":"ANZ","x_system":1.68,"current_m":12285.5},{"abn":"46008583542","mom":{"pct":2.6895,"abs_m":94.2},"pcp":{"pct":-17.5749,"abs_m":-766.9},"bank":"Macquarie","x_system":3.08,"current_m":3596.7}],"title":"Personal lending - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"ANZ","prior":1},{"now":2,"bank":"Westpac","prior":2},{"now":3,"bank":"CBA","prior":3},{"now":4,"bank":"NAB","prior":4}],"leader":"ANZ","prior_leader":"Westpac","streak_months":2,"months_measured":6,"streak_is_whole_window":false},"primary":{"mom":{"pct":0.8732,"abs_m":589.1},"pcp":{"pct":4.046,"abs_m":2646.5},"current_m":68056.8,"pcp_month":"2025-03-01","prior_mom":{"pct":0.7833,"abs_m":524.4},"series_13m":[{"month":"2025-03-01","value_m":65410.3},{"month":"2025-04-01","value_m":66044.3},{"month":"2025-05-01","value_m":66375.9},{"month":"2025-06-01","value_m":66117.1},{"month":"2025-07-01","value_m":65901.1},{"month":"2025-08-01","value_m":65535.8},{"month":"2025-09-01","value_m":66016.9},{"month":"2025-10-01","value_m":66152.8},{"month":"2025-11-01","value_m":66345.8},{"month":"2025-12-01","value_m":66686.8},{"month":"2026-01-01","value_m":66943.3},{"month":"2026-02-01","value_m":67467.7},{"month":"2026-03-01","value_m":68056.8}],"prior_month":"2026-02-01"},"big5_share_pct":81.6},"metric_key":"other_household","narrative_id":"personal_lending"},"wholesale_funding":{"big5":[{"abn":"48123123124","mom":{"pct":3.6605,"abs_m":7043.8},"pcp":{"pct":-1.1189,"abs_m":-2257.2},"bank":"CBA","x_system":1.18,"current_m":199472.3},{"abn":"33007457141","mom":{"pct":3.2458,"abs_m":7122.9},"pcp":{"pct":7.4712,"abs_m":15750.7},"bank":"Westpac","x_system":1.05,"current_m":226569.3},{"abn":"12004044937","mom":{"pct":3.735,"abs_m":7397.3},"pcp":{"pct":2.8039,"abs_m":5603.5},"bank":"NAB","x_system":1.21,"current_m":205448.5},{"abn":"11005357522","mom":{"pct":1.6622,"abs_m":3095.4},"pcp":{"pct":-5.9642,"abs_m":-12007.1},"bank":"ANZ","x_system":0.54,"current_m":189314.1},{"abn":"46008583542","mom":{"pct":9.9293,"abs_m":7722.0},"pcp":{"pct":17.1026,"abs_m":12485.9},"bank":"Macquarie","x_system":3.21,"current_m":85491.9}],"title":"Wholesale funding - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Macquarie","prior":1},{"now":2,"bank":"NAB","prior":4},{"now":3,"bank":"CBA","prior":3},{"now":4,"bank":"Westpac","prior":2},{"now":5,"bank":"ANZ","prior":5}],"leader":"Macquarie","prior_leader":"Westpac","streak_months":4,"months_measured":6,"streak_is_whole_window":false},"primary":{"mom":{"pct":3.0892,"abs_m":36882.5},"pcp":{"pct":2.6912,"abs_m":32255.2},"current_m":1230799.4,"pcp_month":"2025-03-01","prior_mom":{"pct":0.1278,"abs_m":1523.6},"series_13m":[{"month":"2025-03-01","value_m":1198544.2},{"month":"2025-04-01","value_m":1191358.2},{"month":"2025-05-01","value_m":1182489.7},{"month":"2025-06-01","value_m":1187625.9},{"month":"2025-07-01","value_m":1190265.8},{"month":"2025-08-01","value_m":1200748.7},{"month":"2025-09-01","value_m":1201336.5},{"month":"2025-10-01","value_m":1208543.3},{"month":"2025-11-01","value_m":1212242.6},{"month":"2025-12-01","value_m":1197624.9},{"month":"2026-01-01","value_m":1192393.3},{"month":"2026-02-01","value_m":1193916.9},{"month":"2026-03-01","value_m":1230799.4}],"prior_month":"2026-02-01"},"lt_borrowings":{"mom":{"pct":1.9668,"abs_m":14513.0},"pcp":{"pct":1.1224,"abs_m":8351.5},"current_m":752417.8,"pcp_month":"2025-03-01","prior_mom":{"pct":-0.1756,"abs_m":-1298.0},"prior_month":"2026-02-01"},"st_borrowings":{"mom":{"pct":4.9055,"abs_m":22369.5},"pcp":{"pct":5.2596,"abs_m":23903.7},"current_m":478381.6,"pcp_month":"2025-03-01","prior_mom":{"pct":0.6226,"abs_m":2821.6},"prior_month":"2026-02-01"},"big5_share_pct":73.6,"securitisation":{"mom":{"pct":1.4308,"abs_m":9756.2},"pcp":{"pct":-1.8932,"abs_m":-13346.0},"current_m":691616.2,"pcp_month":"2025-03-01","prior_mom":{"pct":-0.0827,"abs_m":-564.7},"prior_month":"2026-02-01"}},"metric_key":"wholesale_funding","narrative_id":"wholesale_funding"},"big5_total_lending":{"big5":[{"abn":"48123123124","mom":{"pct":0.7606,"abs_m":6892.8},"pcp":{"pct":8.545,"abs_m":71887.2},"bank":"CBA","x_system":0.95,"current_m":913168.3},{"abn":"33007457141","mom":{"pct":0.7436,"abs_m":5710.7},"pcp":{"pct":8.325,"abs_m":59460.0},"bank":"Westpac","x_system":0.93,"current_m":773690.8},{"abn":"12004044937","mom":{"pct":0.9466,"abs_m":6312.4},"pcp":{"pct":8.2986,"abs_m":51583.0},"bank":"NAB","x_system":1.18,"current_m":673168.2},{"abn":"11005357522","mom":{"pct":0.7185,"abs_m":3659.2},"pcp":{"pct":3.4688,"abs_m":17195.6},"bank":"ANZ","x_system":0.9,"current_m":512919.5},{"abn":"46008583542","mom":{"pct":1.9524,"abs_m":3866.5},"pcp":{"pct":23.7013,"abs_m":38685.2},"bank":"Macquarie","x_system":2.43,"current_m":201905.0}],"title":"Total Lending - Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Macquarie","prior":1},{"now":2,"bank":"NAB","prior":2},{"now":3,"bank":"CBA","prior":3},{"now":4,"bank":"Westpac","prior":4},{"now":5,"bank":"ANZ","prior":5}],"leader":"Macquarie","prior_leader":null,"streak_months":6,"months_measured":6,"streak_is_whole_window":true},"primary":{"mom":{"pct":0.8022,"abs_m":31914.1},"pcp":{"pct":8.0741,"abs_m":299618.4},"current_m":4010457.9,"pcp_month":"2025-03-01","prior_mom":{"pct":0.5471,"abs_m":21648.2},"series_13m":[{"month":"2025-03-01","value_m":3710839.5},{"month":"2025-04-01","value_m":3736300.4},{"month":"2025-05-01","value_m":3757124.5},{"month":"2025-06-01","value_m":3783907.5},{"month":"2025-07-01","value_m":3803722.4},{"month":"2025-08-01","value_m":3827959.6},{"month":"2025-09-01","value_m":3853114.4},{"month":"2025-10-01","value_m":3878381.5},{"month":"2025-11-01","value_m":3904140.8},{"month":"2025-12-01","value_m":3939532.6},{"month":"2026-01-01","value_m":3956895.6},{"month":"2026-02-01","value_m":3978543.8},{"month":"2026-03-01","value_m":4010457.9}],"prior_month":"2026-02-01"},"big5_share_pct":76.7,"business_lending":{"mom":{"pct":1.2665,"abs_m":15400.8},"pcp":{"pct":10.3257,"abs_m":115252.7},"current_m":1231430.6,"pcp_month":"2025-03-01","prior_mom":{"pct":0.8518,"abs_m":10271.2},"prior_month":"2026-02-01"},"household_lending":{"mom":{"pct":0.5724,"abs_m":14553.4},"pcp":{"pct":6.7201,"abs_m":161020.1},"current_m":2557129.4,"pcp_month":"2025-03-01","prior_mom":{"pct":0.4132,"abs_m":10462.0},"prior_month":"2026-02-01"}},"metric_key":"total_lending","narrative_id":"big5_total_lending"},"household_deposits":{"big5":[{"abn":"48123123124","mom":{"pct":0.4543,"abs_m":2076.9},"pcp":{"pct":9.0915,"abs_m":38270.4},"bank":"CBA","x_system":1.04,"current_m":459215.2},{"abn":"33007457141","mom":{"pct":0.3206,"abs_m":1142.1},"pcp":{"pct":8.3994,"abs_m":27695.3},"bank":"Westpac","x_system":0.74,"current_m":357426.2},{"abn":"12004044937","mom":{"pct":0.2455,"abs_m":585.2},"pcp":{"pct":7.2715,"abs_m":16200.9},"bank":"NAB","x_system":0.56,"current_m":239001.4},{"abn":"11005357522","mom":{"pct":-0.0453,"abs_m":-87.9},"pcp":{"pct":4.7753,"abs_m":8841.6},"bank":"ANZ","x_system":-0.1,"current_m":193995.9},{"abn":"46008583542","mom":{"pct":2.3266,"abs_m":2454.7},"pcp":{"pct":35.7985,"abs_m":28459.8},"bank":"Macquarie","x_system":5.34,"current_m":107959.8}],"title":"Household Deposits - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Macquarie","prior":1},{"now":2,"bank":"CBA","prior":4},{"now":3,"bank":"Westpac","prior":3},{"now":4,"bank":"NAB","prior":2},{"now":5,"bank":"ANZ","prior":5}],"leader":"Macquarie","prior_leader":null,"streak_months":6,"months_measured":6,"streak_is_whole_window":true},"primary":{"mom":{"pct":0.4355,"abs_m":7498.3},"pcp":{"pct":8.3834,"abs_m":133749.0},"current_m":1729157.1,"pcp_month":"2025-03-01","prior_mom":{"pct":0.3583,"abs_m":6147.5},"series_13m":[{"month":"2025-03-01","value_m":1595408.1},{"month":"2025-04-01","value_m":1612524.1},{"month":"2025-05-01","value_m":1618813.0},{"month":"2025-06-01","value_m":1606862.2},{"month":"2025-07-01","value_m":1641828.8},{"month":"2025-08-01","value_m":1651586.8},{"month":"2025-09-01","value_m":1664303.0},{"month":"2025-10-01","value_m":1682608.9},{"month":"2025-11-01","value_m":1688998.8},{"month":"2025-12-01","value_m":1712721.5},{"month":"2026-01-01","value_m":1715511.3},{"month":"2026-02-01","value_m":1721658.8},{"month":"2026-03-01","value_m":1729157.1}],"prior_month":"2026-02-01"},"big5_share_pct":78.5},"metric_key":"household_deposits","narrative_id":"household_deposits"},"system_funding_gap":{"big5":[{"abn":"48123123124","mom":{"pct":11.0963,"abs_m":8931.5},"pcp":{"pct":-5.918,"abs_m":-5624.9},"bank":"CBA","gap_m":89422.4,"x_system":4.58,"lending_m":913168.3,"deposits_m":823745.9,"lending_mom_abs_m":6892.800000000047,"deposits_mom_abs_m":-2038.6999999999534,"lending_breakdown_mom":{"housing_oo":{"pct":0.429,"abs_m":1736.7},"housing_inv":{"pct":0.6272,"abs_m":1358.1},"credit_cards":{"pct":1.733,"abs_m":139.1},"other_household":{"pct":0.7023,"abs_m":113.1},"business_lending":{"pct":1.8,"abs_m":4190.1}},"deposits_breakdown_mom":{"fi":{"pct":-0.1531,"abs_m":-205.9},"business":{"pct":-0.073,"abs_m":-143.4},"government":{"pct":-11.2148,"abs_m":-3293.8},"households":{"pct":0.4543,"abs_m":2076.9}}},{"abn":"33007457141","mom":{"pct":3.5483,"abs_m":4263.7},"pcp":{"pct":10.5658,"abs_m":11890.1},"bank":"Westpac","gap_m":124424.1,"x_system":1.47,"lending_m":773690.8,"deposits_m":649266.7,"lending_mom_abs_m":5710.70000000007,"deposits_mom_abs_m":1447.0,"lending_breakdown_mom":{"housing_oo":{"pct":0.452,"abs_m":1516.7},"housing_inv":{"pct":0.5553,"abs_m":949.1},"credit_cards":{"pct":0.1659,"abs_m":9.9},"other_household":{"pct":1.0277,"abs_m":113.7},"business_lending":{"pct":1.3744,"abs_m":2841.1}},"deposits_breakdown_mom":{"fi":{"pct":2.0485,"abs_m":1481.2},"business":{"pct":0.0382,"abs_m":65.7},"government":{"pct":-2.7236,"abs_m":-1054.9},"households":{"pct":0.3206,"abs_m":1142.1}}},{"abn":"12004044937","mom":{"pct":-2.7467,"abs_m":-2667.3},"pcp":{"pct":14.9392,"abs_m":12274.9},"bank":"NAB","gap_m":94440.7,"x_system":-1.13,"lending_m":673168.2,"deposits_m":578727.5,"lending_mom_abs_m":6312.399999999907,"deposits_mom_abs_m":8979.699999999953,"lending_breakdown_mom":{"housing_oo":{"pct":0.2731,"abs_m":637.7},"housing_inv":{"pct":0.6344,"abs_m":711.1},"credit_cards":{"pct":-0.0863,"abs_m":-6.8},"other_household":{"pct":-0.2161,"abs_m":-26.5},"business_lending":{"pct":1.3708,"abs_m":3617.3}},"deposits_breakdown_mom":{"fi":{"pct":3.5546,"abs_m":4077.1},"business":{"pct":2.8082,"abs_m":4926.1},"government":{"pct":-1.7077,"abs_m":-408.4},"households":{"pct":0.2455,"abs_m":585.2}}},{"abn":"11005357522","mom":{"pct":0.4857,"abs_m":413.7},"pcp":{"pct":-10.6758,"abs_m":-10229.9},"bank":"ANZ","gap_m":85593.5,"x_system":0.2,"lending_m":512919.5,"deposits_m":427326.0,"lending_mom_abs_m":3659.2000000000116,"deposits_mom_abs_m":3245.5,"lending_breakdown_mom":{"housing_oo":{"pct":0.2536,"abs_m":544.1},"housing_inv":{"pct":0.9234,"abs_m":998.5},"credit_cards":{"pct":-1.8774,"abs_m":-82.9},"other_household":{"pct":1.4693,"abs_m":177.9},"business_lending":{"pct":0.9749,"abs_m":1458.4}},"deposits_breakdown_mom":{"fi":{"pct":3.0737,"abs_m":2425.4},"business":{"pct":0.707,"abs_m":993.6},"government":{"pct":-1.5459,"abs_m":-87.2},"households":{"pct":-0.0453,"abs_m":-87.9}}},{"abn":"46008583542","mom":{"pct":null,"abs_m":-218.7},"pcp":{"pct":null,"abs_m":-4431.7},"bank":"Macquarie","gap_m":-20001.3,"x_system":null,"lending_m":201905.0,"deposits_m":221906.3,"lending_mom_abs_m":3866.5,"deposits_mom_abs_m":4085.1999999999825,"lending_breakdown_mom":{"housing_oo":{"pct":2.0188,"abs_m":2105.2},"housing_inv":{"pct":2.2086,"abs_m":1454.1},"credit_cards":{"pct":-0.3497,"abs_m":-1.1},"other_household":{"pct":2.6895,"abs_m":94.2},"business_lending":{"pct":0.0205,"abs_m":4.6}},"deposits_breakdown_mom":{"fi":{"pct":3.4842,"abs_m":1737.7},"business":{"pct":-0.2482,"abs_m":-150.7},"government":{"pct":0.983,"abs_m":1.1},"households":{"pct":2.3266,"abs_m":2454.7}}}],"title":"System Funding Gap","system":{"ncds":{"mom":{"pct":0.8101,"abs_m":1678.9},"pcp":{"pct":6.8474,"abs_m":13389.1},"current_m":208924.7,"pcp_month":"2025-03-01","prior_mom":{"pct":-0.6813,"abs_m":-1421.6},"prior_month":"2026-02-01"},"gap_m":606791.2999999998,"gap_mom":{"pct":2.4212,"abs_m":14344.2},"gap_pcp":{"pct":5.608,"abs_m":32221.8},"lending":{"mom":{"pct":0.8022,"abs_m":31914.1},"pcp":{"pct":8.0741,"abs_m":299618.4},"current_m":4010457.9,"pcp_month":"2025-03-01","prior_mom":{"pct":0.5471,"abs_m":21648.2},"prior_month":"2026-02-01"},"deposits":{"mom":{"pct":0.5189,"abs_m":17569.9},"pcp":{"pct":8.5259,"abs_m":267396.6},"current_m":3403666.6,"pcp_month":"2025-03-01","prior_mom":{"pct":0.4441,"abs_m":14969.5},"prior_month":"2026-02-01"},"gap_prior_mom":{"pct":1.1402,"abs_m":6678.7},"gap_series_13m":[{"month":"2025-03-01","value_m":574569.5},{"month":"2025-04-01","value_m":569891.1999999997},{"month":"2025-05-01","value_m":591136.6000000001},{"month":"2025-06-01","value_m":579511.3999999999},{"month":"2025-07-01","value_m":561167.3999999999},{"month":"2025-08-01","value_m":576591.5},{"month":"2025-09-01","value_m":567895.0},{"month":"2025-10-01","value_m":563433.2000000002},{"month":"2025-11-01","value_m":571397.3999999999},{"month":"2025-12-01","value_m":587498.5},{"month":"2026-01-01","value_m":585768.3999999999},{"month":"2026-02-01","value_m":592447.0999999996},{"month":"2026-03-01","value_m":606791.2999999998}],"wholesale_funding":{"mom":{"pct":3.0892,"abs_m":36882.5},"pcp":{"pct":2.6912,"abs_m":32255.2},"current_m":1230799.4,"pcp_month":"2025-03-01","prior_mom":{"pct":0.1278,"abs_m":1523.6},"prior_month":"2026-02-01"},"mqg_gap_series_13m":[{"month":"2025-03-01","value_m":-15569.600000000006},{"month":"2025-04-01","value_m":-16389.0},{"month":"2025-05-01","value_m":-15277.399999999994},{"month":"2025-06-01","value_m":-16548.5},{"month":"2025-07-01","value_m":-16768.600000000006},{"month":"2025-08-01","value_m":-15656.299999999988},{"month":"2025-09-01","value_m":-19736.79999999999},{"month":"2025-10-01","value_m":-21778.5},{"month":"2025-11-01","value_m":-20043.0},{"month":"2025-12-01","value_m":-20264.600000000006},{"month":"2026-01-01","value_m":-19738.099999999977},{"month":"2026-02-01","value_m":-19782.600000000006},{"month":"2026-03-01","value_m":-20001.29999999999}],"big4_gap_series_13m":[{"month":"2025-03-01","value_m":385570.5},{"month":"2025-04-01","value_m":387777.2000000002},{"month":"2025-05-01","value_m":406711.7999999998},{"month":"2025-06-01","value_m":397361.2999999998},{"month":"2025-07-01","value_m":375920.6999999997},{"month":"2025-08-01","value_m":384518.1000000001},{"month":"2025-09-01","value_m":378357.5},{"month":"2025-10-01","value_m":378342.1000000001},{"month":"2025-11-01","value_m":381237.7999999998},{"month":"2025-12-01","value_m":381672.6999999997},{"month":"2026-01-01","value_m":378134.2000000002},{"month":"2026-02-01","value_m":382939.1000000001},{"month":"2026-03-01","value_m":393880.6999999997}]},"narrative_id":"system_funding_gap"},"big5_total_deposits":{"big5":[{"abn":"48123123124","mom":{"pct":-0.2469,"abs_m":-2038.7},"pcp":{"pct":10.3871,"abs_m":77512.1},"bank":"CBA","x_system":-0.48,"current_m":823745.9},{"abn":"33007457141","mom":{"pct":0.2234,"abs_m":1447.0},"pcp":{"pct":7.906,"abs_m":47569.9},"bank":"Westpac","x_system":0.43,"current_m":649266.7},{"abn":"12004044937","mom":{"pct":1.5761,"abs_m":8979.7},"pcp":{"pct":7.2871,"abs_m":39308.1},"bank":"NAB","x_system":3.04,"current_m":578727.5},{"abn":"11005357522","mom":{"pct":0.7653,"abs_m":3245.5},"pcp":{"pct":6.8581,"abs_m":27425.5},"bank":"ANZ","x_system":1.47,"current_m":427326.0},{"abn":"46008583542","mom":{"pct":1.8755,"abs_m":4085.2},"pcp":{"pct":24.116,"abs_m":43116.9},"bank":"Macquarie","x_system":3.61,"current_m":221906.3}],"title":"Total Deposits - Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Macquarie","prior":1},{"now":2,"bank":"NAB","prior":4},{"now":3,"bank":"ANZ","prior":5},{"now":4,"bank":"Westpac","prior":2},{"now":5,"bank":"CBA","prior":3}],"leader":"Macquarie","prior_leader":"ANZ","streak_months":4,"months_measured":6,"streak_is_whole_window":false},"primary":{"mom":{"pct":0.5189,"abs_m":17569.9},"pcp":{"pct":8.5259,"abs_m":267396.6},"current_m":3403666.6,"pcp_month":"2025-03-01","prior_mom":{"pct":0.4441,"abs_m":14969.5},"series_13m":[{"month":"2025-03-01","value_m":3136270.0},{"month":"2025-04-01","value_m":3166409.2},{"month":"2025-05-01","value_m":3165987.9},{"month":"2025-06-01","value_m":3204396.1},{"month":"2025-07-01","value_m":3242555.0},{"month":"2025-08-01","value_m":3251368.1},{"month":"2025-09-01","value_m":3285219.4},{"month":"2025-10-01","value_m":3314948.3},{"month":"2025-11-01","value_m":3332743.4},{"month":"2025-12-01","value_m":3352034.1},{"month":"2026-01-01","value_m":3371127.2},{"month":"2026-02-01","value_m":3386096.7},{"month":"2026-03-01","value_m":3403666.6}],"prior_month":"2026-02-01"},"big5_share_pct":79.4,"fi_gov_deposits":{"mom":{"pct":1.1085,"abs_m":8475.6},"pcp":{"pct":6.2208,"abs_m":45276.6},"current_m":773096.9,"pcp_month":"2025-03-01","prior_mom":{"pct":0.6012,"abs_m":4569.4},"prior_month":"2026-02-01"},"business_deposits":{"mom":{"pct":0.1774,"abs_m":1596.3},"pcp":{"pct":10.8692,"abs_m":88371.1},"current_m":901413.1,"pcp_month":"2025-03-01","prior_mom":{"pct":0.4747,"abs_m":4251.5},"prior_month":"2026-02-01"},"household_deposits":{"mom":{"pct":0.4355,"abs_m":7498.3},"pcp":{"pct":8.3834,"abs_m":133749.0},"current_m":1729157.1,"pcp_month":"2025-03-01","prior_mom":{"pct":0.3583,"abs_m":6147.5},"prior_month":"2026-02-01"}},"metric_key":"total_deposits","narrative_id":"big5_total_deposits"},"household_funding_gap":{"big5":[{"abn":"48123123124","mom":{"pct":0.6742,"abs_m":1270.1},"bank":"CBA","gap_m":189660.9,"x_system":0.78,"household_lending_m":648876.1,"household_deposits_m":459215.2,"household_lending_mom_abs_m":3347.0,"household_deposits_mom_abs_m":2076.9000000000233,"household_lending_breakdown_mom":{"housing_oo":{"pct":0.429,"abs_m":1736.7},"housing_inv":{"pct":0.6272,"abs_m":1358.1},"credit_cards":{"pct":1.733,"abs_m":139.1},"other_household":{"pct":0.7023,"abs_m":113.1}}},{"abn":"33007457141","mom":{"pct":0.8654,"abs_m":1447.3},"bank":"Westpac","gap_m":168686.2,"x_system":1.01,"household_lending_m":526112.4,"household_deposits_m":357426.2,"household_lending_mom_abs_m":2589.4000000000233,"household_deposits_mom_abs_m":1142.100000000035,"household_lending_breakdown_mom":{"housing_oo":{"pct":0.452,"abs_m":1516.7},"housing_inv":{"pct":0.5553,"abs_m":949.1},"credit_cards":{"pct":0.1659,"abs_m":9.9},"other_household":{"pct":1.0277,"abs_m":113.7}}},{"abn":"12004044937","mom":{"pct":0.5735,"abs_m":730.3},"bank":"NAB","gap_m":128068.0,"x_system":0.67,"household_lending_m":367069.4,"household_deposits_m":239001.4,"household_lending_mom_abs_m":1315.5,"household_deposits_mom_abs_m":585.1999999999825,"household_lending_breakdown_mom":{"housing_oo":{"pct":0.2731,"abs_m":637.7},"housing_inv":{"pct":0.6344,"abs_m":711.1},"credit_cards":{"pct":-0.0863,"abs_m":-6.8},"other_household":{"pct":-0.2161,"abs_m":-26.5}}},{"abn":"11005357522","mom":{"pct":1.189,"abs_m":1725.5},"bank":"ANZ","gap_m":146846.0,"x_system":1.38,"household_lending_m":340841.9,"household_deposits_m":193995.9,"household_lending_mom_abs_m":1637.600000000035,"household_deposits_mom_abs_m":-87.89999999999418,"household_lending_breakdown_mom":{"housing_oo":{"pct":0.2536,"abs_m":544.1},"housing_inv":{"pct":0.9234,"abs_m":998.5},"credit_cards":{"pct":-1.8774,"abs_m":-82.9},"other_household":{"pct":1.4693,"abs_m":177.9}}},{"abn":"46008583542","mom":{"pct":1.7502,"abs_m":1197.7},"bank":"Macquarie","gap_m":69628.6,"x_system":2.04,"household_lending_m":177588.4,"household_deposits_m":107959.8,"household_lending_mom_abs_m":3652.399999999994,"household_deposits_mom_abs_m":2454.699999999997,"household_lending_breakdown_mom":{"housing_oo":{"pct":2.0188,"abs_m":2105.2},"housing_inv":{"pct":2.2086,"abs_m":1454.1},"credit_cards":{"pct":-0.3497,"abs_m":-1.1},"other_household":{"pct":2.6895,"abs_m":94.2}}}],"title":"System Household Funding Gap","system":{"gap_m":827972.3,"gap_mom":{"pct":0.8594,"abs_m":7055.1},"gap_pcp":{"pct":3.4059,"abs_m":27271.1},"gap_prior_mom":{"pct":0.5283,"abs_m":4314.5},"gap_series_13m":[{"month":"2025-03-01","value_m":800701.1999999997},{"month":"2025-04-01","value_m":795090.8999999999},{"month":"2025-05-01","value_m":801863.7000000002},{"month":"2025-06-01","value_m":831611.0000000002},{"month":"2025-07-01","value_m":803893.5999999999},{"month":"2025-08-01","value_m":805977.4000000001},{"month":"2025-09-01","value_m":807521.5},{"month":"2025-10-01","value_m":803624.8999999999},{"month":"2025-11-01","value_m":814221.3},{"month":"2025-12-01","value_m":808561.2999999998},{"month":"2026-01-01","value_m":816602.7},{"month":"2026-02-01","value_m":820917.2},{"month":"2026-03-01","value_m":827972.2999999998}],"household_lending":{"mom":{"pct":0.5724,"abs_m":14553.4},"pcp":{"pct":6.7201,"abs_m":161020.1},"current_m":2557129.4,"pcp_month":"2025-03-01","prior_mom":{"pct":0.4132,"abs_m":10462.0},"prior_month":"2026-02-01"},"household_deposits":{"mom":{"pct":0.4355,"abs_m":7498.3},"pcp":{"pct":8.3834,"abs_m":133749.0},"current_m":1729157.1,"pcp_month":"2025-03-01","prior_mom":{"pct":0.3583,"abs_m":6147.5},"prior_month":"2026-02-01"}},"narrative_id":"household_funding_gap"}}}