{"reporting_month":"2026-06-01","page":"https://openmarketintel.com/data/apra/2026-06","generated_at":"2026-10-31T13:00:15.506562","source":{"name":"APRA Monthly Authorised Deposit-taking Institution Statistics","url":"https://www.apra.gov.au/monthly-authorised-deposit-taking-institution-statistics","licence":"https://creativecommons.org/licenses/by/3.0/au/"},"citation":"Open Market Intel, \"Australian banks in June 2026\", from APRA Monthly Authorised Deposit-taking Institution Statistics, June 2026. https://openmarketintel.com/data/apra/2026-06","units":"Levels are Australian dollars in millions (fields ending _m). Growth is percent (pct) and dollars in millions (abs_m).","hero_stat":{"mom":{"pct":1.6629,"abs_m":98651.9},"pcp":{"pct":6.8018,"abs_m":384096.0},"as_of":"2026-06-01","label":"System Assets","metric":"total_assets","value_m":6031059.0,"adi_count":117},"sections":{"ncds":{"big5":[{"abn":"48123123124","mom":{"pct":-4.3354,"abs_m":-1126.8},"pcp":{"pct":8.6891,"abs_m":1987.7},"bank":"CBA","x_system":-58.75,"current_m":24863.6},{"abn":"33007457141","mom":{"pct":3.3607,"abs_m":1317.3},"pcp":{"pct":18.7563,"abs_m":6398.9},"bank":"Westpac","x_system":45.54,"current_m":40514.9},{"abn":"12004044937","mom":{"pct":3.3866,"abs_m":958.0},"pcp":{"pct":15.2858,"abs_m":3877.7},"bank":"NAB","x_system":45.89,"current_m":29245.7},{"abn":"11005357522","mom":{"pct":-4.8893,"abs_m":-1624.1},"pcp":{"pct":10.0604,"abs_m":2887.9},"bank":"ANZ","x_system":-66.25,"current_m":31593.5},{"abn":"46008583542","mom":{"pct":-0.9767,"abs_m":-10.0},"pcp":{"pct":224.1368,"abs_m":701.1},"bank":"Macquarie","x_system":-13.23,"current_m":1013.9}],"title":"Negotiable Certificates of Deposit (NCDs)","system":{"pace":{"ranks":[{"now":1,"bank":"NAB","prior":4},{"now":2,"bank":"Westpac","prior":3},{"now":3,"bank":"CBA","prior":2},{"now":4,"bank":"ANZ","prior":1}],"leader":"NAB","prior_leader":"ANZ","streak_months":1,"months_measured":6,"streak_is_whole_window":false},"primary":{"mom":{"pct":0.0738,"abs_m":169.6},"pcp":{"pct":8.9966,"abs_m":18992.2},"current_m":230097.0,"pcp_month":"2025-06-01","prior_mom":{"pct":0.2868,"abs_m":657.6},"series_13m":[{"month":"2025-06-01","value_m":211104.8},{"month":"2025-07-01","value_m":205863.2},{"month":"2025-08-01","value_m":213199.0},{"month":"2025-09-01","value_m":216889.6},{"month":"2025-10-01","value_m":215051.4},{"month":"2025-11-01","value_m":206363.2},{"month":"2025-12-01","value_m":199360.0},{"month":"2026-01-01","value_m":208667.4},{"month":"2026-02-01","value_m":207245.8},{"month":"2026-03-01","value_m":208924.7},{"month":"2026-04-01","value_m":229269.8},{"month":"2026-05-01","value_m":229927.4},{"month":"2026-06-01","value_m":230097.0}],"prior_month":"2026-05-01"},"lt_borrowings":{"mom":{"pct":2.0944,"abs_m":15570.3},"pcp":{"pct":2.0051,"abs_m":14920.0},"current_m":759012.0,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.2714,"abs_m":-2023.3},"prior_month":"2026-05-01"},"st_borrowings":{"mom":{"pct":1.3833,"abs_m":6699.6},"pcp":{"pct":10.7073,"abs_m":47490.7},"current_m":491024.6,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.8905,"abs_m":-4351.7},"prior_month":"2026-05-01"},"big5_share_pct":55.3},"metric_key":"ncds","narrative_id":"ncds"},"transfers":[],"housing_oo":{"big5":[{"abn":"48123123124","mom":{"pct":0.8457,"abs_m":3466.7},"pcp":{"pct":5.5826,"abs_m":21858.6},"bank":"CBA","x_system":1.35,"current_m":413404.9},{"abn":"33007457141","mom":{"pct":0.4276,"abs_m":1455.2},"pcp":{"pct":5.6565,"abs_m":18297.7},"bank":"Westpac","x_system":0.68,"current_m":341776.9},{"abn":"12004044937","mom":{"pct":0.2973,"abs_m":700.5},"pcp":{"pct":6.2311,"abs_m":13861.4},"bank":"NAB","x_system":0.47,"current_m":236317.6},{"abn":"11005357522","mom":{"pct":0.6541,"abs_m":1414.8},"pcp":{"pct":2.506,"abs_m":5322.8},"bank":"ANZ","x_system":1.04,"current_m":217722.4},{"abn":"46008583542","mom":{"pct":1.8763,"abs_m":2068.5},"pcp":{"pct":24.4771,"abs_m":22085.3},"bank":"Macquarie","x_system":2.98,"current_m":112313.7}],"title":"Owner-occupier housing - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Macquarie","prior":1},{"now":2,"bank":"CBA","prior":2},{"now":3,"bank":"ANZ","prior":4},{"now":4,"bank":"Westpac","prior":3},{"now":5,"bank":"NAB","prior":5}],"leader":"Macquarie","prior_leader":null,"streak_months":6,"months_measured":6,"streak_is_whole_window":true},"primary":{"mom":{"pct":0.6287,"abs_m":10531.0},"pcp":{"pct":5.8624,"abs_m":93340.3},"current_m":1685533.6,"pcp_month":"2025-06-01","prior_mom":{"pct":0.4346,"abs_m":7247.8},"series_13m":[{"month":"2025-06-01","value_m":1592193.3},{"month":"2025-07-01","value_m":1596656.8},{"month":"2025-08-01","value_m":1602991.1},{"month":"2025-09-01","value_m":1610859.1},{"month":"2025-10-01","value_m":1619392.6},{"month":"2025-11-01","value_m":1630126.6},{"month":"2025-12-01","value_m":1642850.1},{"month":"2026-01-01","value_m":1648691.7},{"month":"2026-02-01","value_m":1654277.2},{"month":"2026-03-01","value_m":1660386.9},{"month":"2026-04-01","value_m":1667754.8},{"month":"2026-05-01","value_m":1675002.6},{"month":"2026-06-01","value_m":1685533.6}],"prior_month":"2026-05-01"},"big5_share_pct":78.4},"metric_key":"housing_oo","narrative_id":"housing_oo"},"beyond_big5":{"title":"Beyond the Big 5","groups":[{"group":"Regional Banks","adi_count":10,"lending_m":426319.4,"share_pct":10.37,"deposits_m":346082.7,"lending_mom":{"pct":1.1304,"abs_m":4765.1},"deposits_mom":{"pct":0.1338,"abs_m":462.4},"share_shift_12m_pp":-0.54},{"group":"Foreign Banks","adi_count":51,"lending_m":355602.9,"share_pct":8.65,"deposits_m":190095.8,"lending_mom":{"pct":1.2479,"abs_m":4382.8},"deposits_mom":{"pct":2.5975,"abs_m":4812.8},"share_shift_12m_pp":0.31},{"group":"Credit Unions & Building Societies","adi_count":40,"lending_m":156657.6,"share_pct":3.81,"deposits_m":151932.2,"lending_mom":{"pct":0.6865,"abs_m":1068.1},"deposits_mom":{"pct":0.452,"abs_m":683.6},"share_shift_12m_pp":0.02},{"group":"Neobanks","adi_count":5,"lending_m":18316.1,"share_pct":0.45,"deposits_m":15745.2,"lending_mom":{"pct":2.4637,"abs_m":440.4},"deposits_mom":{"pct":1.1616,"abs_m":180.8},"share_shift_12m_pp":0.04},{"group":"Payment Entities","adi_count":6,"lending_m":76.9,"share_pct":0.0,"deposits_m":8370.0,"lending_mom":{"pct":7.1031,"abs_m":5.1},"deposits_mom":{"pct":0.7839,"abs_m":65.1},"share_shift_12m_pp":0.0}],"top_movers":[{"name":"ING Bank","lending_m":90438.5,"lending_mom":{"pct":2.0148,"abs_m":1786.2}},{"name":"Rabobank","lending_m":25006.3,"lending_mom":{"pct":7.1728,"abs_m":1673.6}},{"name":"MUFG Bank","lending_m":29772.4,"lending_mom":{"pct":4.6511,"abs_m":1323.2}}],"narrative_id":"beyond_big5","mover_floor_m":5000.0,"non_big5_lending_share_pct":23.3},"housing_inv":{"big5":[{"abn":"48123123124","mom":{"pct":0.6972,"abs_m":1537.8},"pcp":{"pct":9.885,"abs_m":19979.2},"bank":"CBA","x_system":0.76,"current_m":222096.3},{"abn":"33007457141","mom":{"pct":0.7568,"abs_m":1320.7},"pcp":{"pct":6.9212,"abs_m":11382.4},"bank":"Westpac","x_system":0.83,"current_m":175838.7},{"abn":"12004044937","mom":{"pct":0.9331,"abs_m":1065.0},"pcp":{"pct":2.6637,"abs_m":2988.8},"bank":"NAB","x_system":1.02,"current_m":115194.8},{"abn":"11005357522","mom":{"pct":1.5329,"abs_m":1708.7},"pcp":{"pct":7.4754,"abs_m":7872.2},"bank":"ANZ","x_system":1.68,"current_m":113179.8},{"abn":"46008583542","mom":{"pct":1.8829,"abs_m":1319.6},"pcp":{"pct":31.4914,"abs_m":17100.6},"bank":"Macquarie","x_system":2.06,"current_m":71403.1}],"title":"Investor housing - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Macquarie","prior":1},{"now":2,"bank":"ANZ","prior":2},{"now":3,"bank":"NAB","prior":4},{"now":4,"bank":"Westpac","prior":3},{"now":5,"bank":"CBA","prior":5}],"leader":"Macquarie","prior_leader":null,"streak_months":6,"months_measured":6,"streak_is_whole_window":true},"primary":{"mom":{"pct":0.9131,"abs_m":7422.3},"pcp":{"pct":9.0725,"abs_m":68231.9},"current_m":820303.6,"pcp_month":"2025-06-01","prior_mom":{"pct":0.7284,"abs_m":5878.6},"series_13m":[{"month":"2025-06-01","value_m":752071.7},{"month":"2025-07-01","value_m":755801.6},{"month":"2025-08-01","value_m":761095.1},{"month":"2025-09-01","value_m":766764.3},{"month":"2025-10-01","value_m":772840.4},{"month":"2025-11-01","value_m":778145.7},{"month":"2025-12-01","value_m":783194.4},{"month":"2026-01-01","value_m":788711.6},{"month":"2026-02-01","value_m":792716.4},{"month":"2026-03-01","value_m":800497.9},{"month":"2026-04-01","value_m":807002.7},{"month":"2026-05-01","value_m":812881.3},{"month":"2026-06-01","value_m":820303.6}],"prior_month":"2026-05-01"},"big5_share_pct":85.1},"metric_key":"housing_inv","narrative_id":"housing_inv"},"credit_cards":{"big5":[{"abn":"48123123124","mom":{"pct":2.1473,"abs_m":170.9},"pcp":{"pct":2.5726,"abs_m":203.9},"bank":"CBA","x_system":1.57,"current_m":8129.6},{"abn":"33007457141","mom":{"pct":2.2627,"abs_m":131.4},"pcp":{"pct":-2.3963,"abs_m":-145.8},"bank":"Westpac","x_system":1.66,"current_m":5938.7},{"abn":"12004044937","mom":{"pct":0.5227,"abs_m":39.6},"pcp":{"pct":-1.8012,"abs_m":-139.7},"bank":"NAB","x_system":0.38,"current_m":7616.2},{"abn":"11005357522","mom":{"pct":0.4088,"abs_m":17.4},"pcp":{"pct":-3.2598,"abs_m":-144.0},"bank":"ANZ","x_system":0.3,"current_m":4273.5},{"abn":"46008583542","mom":{"pct":1.1513,"abs_m":3.5},"pcp":{"pct":-6.0208,"abs_m":-19.7},"bank":"Macquarie","x_system":0.84,"current_m":307.5}],"title":"Credit cards - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Westpac","prior":1},{"now":2,"bank":"CBA","prior":3},{"now":3,"bank":"NAB","prior":2}],"leader":"Westpac","prior_leader":"NAB","streak_months":2,"months_measured":6,"streak_is_whole_window":false},"primary":{"mom":{"pct":1.3646,"abs_m":373.9},"pcp":{"pct":-1.131,"abs_m":-317.7},"current_m":27773.4,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.2298,"abs_m":-63.1},"series_13m":[{"month":"2025-06-01","value_m":28091.1},{"month":"2025-07-01","value_m":27362.9},{"month":"2025-08-01","value_m":27942.2},{"month":"2025-09-01","value_m":28184.2},{"month":"2025-10-01","value_m":27848.0},{"month":"2025-11-01","value_m":28602.0},{"month":"2025-12-01","value_m":28551.5},{"month":"2026-01-01","value_m":27767.4},{"month":"2026-02-01","value_m":28114.7},{"month":"2026-03-01","value_m":28187.8},{"month":"2026-04-01","value_m":27462.6},{"month":"2026-05-01","value_m":27399.5},{"month":"2026-06-01","value_m":27773.4}],"prior_month":"2026-05-01"},"big5_share_pct":94.6},"metric_key":"credit_cards","narrative_id":"credit_cards"},"segment_races":{"races":[{"id":"housing_oo_inv","title":"Housing: owner-occupier vs investor","segments":[{"key":"housing_oo","rest":{"mom":{"pct":0.3931,"abs_m":1425.3},"current_m":363998.1},"banks":[{"abn":"48123123124","mom":{"pct":0.8457,"abs_m":3466.7},"pcp":{"pct":5.5826,"abs_m":21858.6},"bank":"CBA","current_m":413404.9},{"abn":"33007457141","mom":{"pct":0.4276,"abs_m":1455.2},"pcp":{"pct":5.6565,"abs_m":18297.7},"bank":"Westpac","current_m":341776.9},{"abn":"12004044937","mom":{"pct":0.2973,"abs_m":700.5},"pcp":{"pct":6.2311,"abs_m":13861.4},"bank":"NAB","current_m":236317.6},{"abn":"11005357522","mom":{"pct":0.6541,"abs_m":1414.8},"pcp":{"pct":2.506,"abs_m":5322.8},"bank":"ANZ","current_m":217722.4},{"abn":"46008583542","mom":{"pct":1.8763,"abs_m":2068.5},"pcp":{"pct":24.4771,"abs_m":22085.3},"bank":"Macquarie","current_m":112313.7}],"label":"Owner-occupier","system":{"mom":{"pct":0.6287,"abs_m":10531.0},"pcp":{"pct":5.8624,"abs_m":93340.3},"current_m":1685533.6}},{"key":"housing_inv","rest":{"mom":{"pct":0.3853,"abs_m":470.5},"current_m":122590.9},"banks":[{"abn":"48123123124","mom":{"pct":0.6972,"abs_m":1537.8},"pcp":{"pct":9.885,"abs_m":19979.2},"bank":"CBA","current_m":222096.3},{"abn":"33007457141","mom":{"pct":0.7568,"abs_m":1320.7},"pcp":{"pct":6.9212,"abs_m":11382.4},"bank":"Westpac","current_m":175838.7},{"abn":"12004044937","mom":{"pct":0.9331,"abs_m":1065.0},"pcp":{"pct":2.6637,"abs_m":2988.8},"bank":"NAB","current_m":115194.8},{"abn":"11005357522","mom":{"pct":1.5329,"abs_m":1708.7},"pcp":{"pct":7.4754,"abs_m":7872.2},"bank":"ANZ","current_m":113179.8},{"abn":"46008583542","mom":{"pct":1.8829,"abs_m":1319.6},"pcp":{"pct":31.4914,"abs_m":17100.6},"bank":"Macquarie","current_m":71403.1}],"label":"Investor","system":{"mom":{"pct":0.9131,"abs_m":7422.3},"pcp":{"pct":9.0725,"abs_m":68231.9},"current_m":820303.6}}]},{"id":"lending_hh_biz","title":"Lending: household vs business","segments":[{"key":"household_lending","rest":{"mom":{"pct":0.4152,"abs_m":2071.2},"current_m":500926.4},"banks":[{"abn":"48123123124","mom":{"pct":0.8019,"abs_m":5251.0},"pcp":{"pct":6.9302,"abs_m":42777.1},"bank":"CBA","current_m":660030.8},{"abn":"33007457141","mom":{"pct":0.5924,"abs_m":3151.7},"pcp":{"pct":6.0921,"abs_m":30732.3},"bank":"Westpac","current_m":535196.0},{"abn":"12004044937","mom":{"pct":0.537,"abs_m":1984.7},"pcp":{"pct":4.452,"abs_m":15837.2},"bank":"NAB","current_m":371571.6},{"abn":"11005357522","mom":{"pct":0.9663,"abs_m":3330.3},"pcp":{"pct":4.2963,"abs_m":14333.5},"bank":"ANZ","current_m":347961.0},{"abn":"46008583542","mom":{"pct":1.9196,"abs_m":3539.6},"pcp":{"pct":26.8693,"abs_m":39801.5},"bank":"Macquarie","current_m":187931.6}],"label":"Household","system":{"mom":{"pct":0.7479,"abs_m":19328.5},"pcp":{"pct":6.7724,"abs_m":165144.2},"current_m":2603617.4}},{"key":"business_lending","rest":{"mom":{"pct":1.9707,"abs_m":6848.4},"current_m":354352.2},"banks":[{"abn":"48123123124","mom":{"pct":1.7421,"abs_m":4194.7},"pcp":{"pct":13.4942,"abs_m":29128.1},"bank":"CBA","current_m":244983.8},{"abn":"33007457141","mom":{"pct":1.4605,"abs_m":3119.1},"pcp":{"pct":17.7341,"abs_m":32637.7},"bank":"Westpac","current_m":216676.7},{"abn":"12004044937","mom":{"pct":1.0183,"abs_m":2769.8},"pcp":{"pct":10.8954,"abs_m":26995.2},"bank":"NAB","current_m":274762.2},{"abn":"11005357522","mom":{"pct":1.509,"abs_m":2312.3},"pcp":{"pct":4.5039,"abs_m":6703.6},"bank":"ANZ","current_m":155542.8},{"abn":"46008583542","mom":{"pct":-0.5776,"abs_m":-132.4},"pcp":{"pct":11.8547,"abs_m":2415.4},"bank":"Macquarie","current_m":22790.4}],"label":"Business","system":{"mom":{"pct":1.529,"abs_m":19111.9},"pcp":{"pct":11.1061,"abs_m":126859.6},"current_m":1269108.1}}]},{"id":"deposits_hh_biz","title":"Deposits: household vs business","segments":[{"key":"household_deposits","rest":{"mom":{"pct":-0.2712,"abs_m":-1015.2},"current_m":373264.8},"banks":[{"abn":"48123123124","mom":{"pct":-0.7842,"abs_m":-3620.8},"pcp":{"pct":7.9436,"abs_m":33713.4},"bank":"CBA","current_m":458125.5},{"abn":"33007457141","mom":{"pct":-0.7339,"abs_m":-2645.7},"pcp":{"pct":7.6632,"abs_m":25469.4},"bank":"Westpac","current_m":357828.9},{"abn":"12004044937","mom":{"pct":-1.6063,"abs_m":-3879.4},"pcp":{"pct":6.9794,"abs_m":15503.8},"bank":"NAB","current_m":237639.0},{"abn":"11005357522","mom":{"pct":-1.0659,"abs_m":-2091.0},"pcp":{"pct":4.7471,"abs_m":8796.0},"bank":"ANZ","current_m":194087.0},{"abn":"46008583542","mom":{"pct":-0.0032,"abs_m":-3.6},"pcp":{"pct":36.0267,"abs_m":29716.9},"bank":"Macquarie","current_m":112202.7}],"label":"Household","system":{"mom":{"pct":-0.759,"abs_m":-13255.7},"pcp":{"pct":7.8591,"abs_m":126285.7},"current_m":1733147.9}},{"key":"business_deposits","rest":{"mom":{"pct":0.0078,"abs_m":12.0},"current_m":153266.9},"banks":[{"abn":"48123123124","mom":{"pct":5.5564,"abs_m":10880.0},"pcp":{"pct":11.4855,"abs_m":21293.6},"bank":"CBA","current_m":206688.6},{"abn":"33007457141","mom":{"pct":3.9201,"abs_m":6775.6},"pcp":{"pct":17.0261,"abs_m":26132.7},"bank":"Westpac","current_m":179618.6},{"abn":"12004044937","mom":{"pct":4.9422,"abs_m":8973.5},"pcp":{"pct":12.0957,"abs_m":20560.7},"bank":"NAB","current_m":190544.1},{"abn":"11005357522","mom":{"pct":3.9715,"abs_m":5552.8},"pcp":{"pct":8.8158,"abs_m":11777.2},"bank":"ANZ","current_m":145368.5},{"abn":"46008583542","mom":{"pct":0.2204,"abs_m":136.5},"pcp":{"pct":15.6631,"abs_m":8406.1},"bank":"Macquarie","current_m":62074.4}],"label":"Business","system":{"mom":{"pct":3.5715,"abs_m":32330.4},"pcp":{"pct":10.8754,"abs_m":91962.1},"current_m":937561.1}}]}],"title":"Who's growing where","funding_mix":{"banks":[{"bank":"CBA","deposits_m":842446.5,"wholesale_m":205489.8,"deposits_share_pct":80.4,"market_reliance_pct":19.6,"wholesale_share_pct":19.6,"securitised_assets_m":117564.1,"market_reliance_mom_pp":-0.1},{"bank":"Westpac","deposits_m":664441.9,"wholesale_m":234216.6,"deposits_share_pct":73.9,"market_reliance_pct":26.1,"wholesale_share_pct":26.1,"securitised_assets_m":161692.4,"market_reliance_mom_pp":0.38},{"bank":"NAB","deposits_m":592620.7,"wholesale_m":203381.9,"deposits_share_pct":74.4,"market_reliance_pct":25.6,"wholesale_share_pct":25.6,"securitised_assets_m":141287.8,"market_reliance_mom_pp":0.1},{"bank":"ANZ","deposits_m":432103.0,"wholesale_m":192547.8,"deposits_share_pct":69.2,"market_reliance_pct":30.8,"wholesale_share_pct":30.8,"securitised_assets_m":86191.3,"market_reliance_mom_pp":-0.04},{"bank":"Macquarie","deposits_m":230233.5,"wholesale_m":84951.4,"deposits_share_pct":73.0,"market_reliance_pct":27.0,"wholesale_share_pct":27.0,"securitised_assets_m":91225.6,"market_reliance_mom_pp":-0.13}],"basis":"deposits_vs_wholesale","system":{"deposits_share_pct":73.5,"market_reliance_pct":26.5,"wholesale_share_pct":26.5,"securitised_assets_m":724747.9}},"narrative_id":"segment_races","consumer_credit":{"hot":true,"mom":{"pct":1.4265,"abs_m":1375.2},"current_m":97780.2,"trailing_avg_pct":0.313}},"other_deposits":{"big5":[{"abn":"48123123124","mom":{"pct":5.0004,"abs_m":8459.4},"pcp":{"pct":9.7871,"abs_m":15835.2},"bank":"CBA","x_system":1.23,"current_m":177632.5},{"abn":"33007457141","mom":{"pct":8.4262,"abs_m":9869.2},"pcp":{"pct":2.9817,"abs_m":3676.9},"bank":"Westpac","x_system":2.06,"current_m":126994.4},{"abn":"12004044937","mom":{"pct":1.6916,"abs_m":2735.3},"pcp":{"pct":10.8975,"abs_m":16158.7},"bank":"NAB","x_system":0.41,"current_m":164437.6},{"abn":"11005357522","mom":{"pct":2.8679,"abs_m":2583.0},"pcp":{"pct":4.4377,"abs_m":3936.7},"bank":"ANZ","x_system":0.7,"current_m":92647.6},{"abn":"46008583542","mom":{"pct":1.1601,"abs_m":641.7},"pcp":{"pct":11.0652,"abs_m":5574.8},"bank":"Macquarie","x_system":0.28,"current_m":55956.4}],"title":"Financial institution, government and community deposits - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Westpac","prior":2},{"now":2,"bank":"CBA","prior":4},{"now":3,"bank":"ANZ","prior":1},{"now":4,"bank":"NAB","prior":5},{"now":5,"bank":"Macquarie","prior":3}],"leader":"Westpac","prior_leader":"ANZ","streak_months":1,"months_measured":6,"streak_is_whole_window":false},"primary":{"mom":{"pct":4.0806,"abs_m":31496.7},"pcp":{"pct":6.8394,"abs_m":51427.9},"current_m":803362.3,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.7811,"abs_m":-6076.5},"series_13m":[{"month":"2025-06-01","value_m":751934.4},{"month":"2025-07-01","value_m":753643.8},{"month":"2025-08-01","value_m":753610.7},{"month":"2025-09-01","value_m":750013.6},{"month":"2025-10-01","value_m":749172.0},{"month":"2025-11-01","value_m":752282.8},{"month":"2025-12-01","value_m":743537.5},{"month":"2026-01-01","value_m":760051.9},{"month":"2026-02-01","value_m":764621.3},{"month":"2026-03-01","value_m":773096.9},{"month":"2026-04-01","value_m":777942.1},{"month":"2026-05-01","value_m":771865.6},{"month":"2026-06-01","value_m":803362.3}],"prior_month":"2026-05-01"},"fi_deposits":{"mom":{"pct":4.3082,"abs_m":26449.0},"pcp":{"pct":5.2308,"abs_m":31831.3},"current_m":640373.0,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.8072,"abs_m":-4996.1},"prior_month":"2026-05-01"},"big5_share_pct":76.9,"community_deposits":{"mom":{"pct":0.498,"abs_m":213.1},"pcp":{"pct":18.117,"abs_m":6596.5},"current_m":43007.1,"pcp_month":"2025-06-01","prior_mom":{"pct":-2.2879,"abs_m":-1002.0},"prior_month":"2026-05-01"},"government_deposits":{"mom":{"pct":4.1986,"abs_m":4834.6},"pcp":{"pct":12.1517,"abs_m":13000.1},"current_m":119982.2,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.068,"abs_m":-78.4},"prior_month":"2026-05-01"}},"metric_key":"fi_gov_deposits","narrative_id":"other_deposits"},"housing_lending":{"big5":[{"abn":"48123123124","mom":{"pct":0.7937,"abs_m":5004.5},"pcp":{"pct":7.0474,"abs_m":41837.8},"bank":"CBA","x_system":1.1,"current_m":635501.2},{"abn":"33007457141","mom":{"pct":0.5392,"abs_m":2775.9},"pcp":{"pct":6.0828,"abs_m":29680.1},"bank":"Westpac","x_system":0.75,"current_m":517615.6},{"abn":"12004044937","mom":{"pct":0.5048,"abs_m":1765.5},"pcp":{"pct":5.035,"abs_m":16850.2},"bank":"NAB","x_system":0.7,"current_m":351512.4},{"abn":"11005357522","mom":{"pct":0.9529,"abs_m":3123.5},"pcp":{"pct":4.1532,"abs_m":13195.0},"bank":"ANZ","x_system":1.32,"current_m":330902.2},{"abn":"46008583542","mom":{"pct":1.8788,"abs_m":3388.1},"pcp":{"pct":27.1125,"abs_m":39185.9},"bank":"Macquarie","x_system":2.6,"current_m":183716.8}],"title":"Housing Lending - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Macquarie","prior":1},{"now":2,"bank":"ANZ","prior":2},{"now":3,"bank":"CBA","prior":4},{"now":4,"bank":"Westpac","prior":3},{"now":5,"bank":"NAB","prior":5}],"leader":"Macquarie","prior_leader":null,"streak_months":6,"months_measured":6,"streak_is_whole_window":true},"primary":{"mom":{"pct":0.7216,"abs_m":17953.3},"pcp":{"pct":6.8922,"abs_m":161572.2},"current_m":2505837.2,"pcp_month":"2025-06-01","prior_mom":{"pct":0.5304,"abs_m":13126.4},"series_13m":[{"month":"2025-06-01","value_m":2344265.0},{"month":"2025-07-01","value_m":2352458.4},{"month":"2025-08-01","value_m":2364086.2},{"month":"2025-09-01","value_m":2377623.4},{"month":"2025-10-01","value_m":2392233.0},{"month":"2025-11-01","value_m":2408272.3},{"month":"2025-12-01","value_m":2426044.5},{"month":"2026-01-01","value_m":2437403.3},{"month":"2026-02-01","value_m":2446993.6},{"month":"2026-03-01","value_m":2460884.8},{"month":"2026-04-01","value_m":2474757.5},{"month":"2026-05-01","value_m":2487883.9},{"month":"2026-06-01","value_m":2505837.2}],"prior_month":"2026-05-01"},"housing_oo":{"mom":{"pct":0.6287,"abs_m":10531.0},"pcp":{"pct":5.8624,"abs_m":93340.3},"current_m":1685533.6,"pcp_month":"2025-06-01","prior_mom":{"pct":0.4346,"abs_m":7247.8},"prior_month":"2026-05-01"},"housing_inv":{"mom":{"pct":0.9131,"abs_m":7422.3},"pcp":{"pct":9.0725,"abs_m":68231.9},"current_m":820303.6,"pcp_month":"2025-06-01","prior_mom":{"pct":0.7284,"abs_m":5878.6},"prior_month":"2026-05-01"},"big5_share_pct":80.6},"metric_key":"housing_lending","narrative_id":"housing_lending"},"system_overview":{"title":"System Overview","derived":{"ldr_pct":118.3,"housing_share_of_lending_pct":61.0},"metrics":{"housing_oo":{"mom":{"pct":0.6287,"abs_m":10531.0},"pcp":{"pct":5.8624,"abs_m":93340.3},"current_m":1685533.6,"pcp_month":"2025-06-01","prior_mom":{"pct":0.4346,"abs_m":7247.8},"prior_month":"2026-05-01"},"housing_inv":{"mom":{"pct":0.9131,"abs_m":7422.3},"pcp":{"pct":9.0725,"abs_m":68231.9},"current_m":820303.6,"pcp_month":"2025-06-01","prior_mom":{"pct":0.7284,"abs_m":5878.6},"prior_month":"2026-05-01"},"credit_cards":{"mom":{"pct":1.3646,"abs_m":373.9},"pcp":{"pct":-1.131,"abs_m":-317.7},"current_m":27773.4,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.2298,"abs_m":-63.1},"prior_month":"2026-05-01"},"total_assets":{"mom":{"pct":1.6629,"abs_m":98651.9},"pcp":{"pct":6.8018,"abs_m":384096.0},"current_m":6031059.0,"pcp_month":"2025-06-01","prior_mom":{"pct":0.4802,"abs_m":28349.2},"prior_month":"2026-05-01"},"total_lending":{"mom":{"pct":1.0529,"abs_m":42824.0},"pcp":{"pct":8.6174,"abs_m":326074.6},"current_m":4109982.1,"pcp_month":"2025-06-01","prior_mom":{"pct":0.7691,"abs_m":31043.5},"prior_month":"2026-05-01"},"total_deposits":{"mom":{"pct":1.4772,"abs_m":50571.3},"pcp":{"pct":8.4158,"abs_m":269675.4},"current_m":3474071.5,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.0172,"abs_m":-588.9},"prior_month":"2026-05-01"},"fi_gov_deposits":{"mom":{"pct":4.0806,"abs_m":31496.7},"pcp":{"pct":6.8394,"abs_m":51427.9},"current_m":803362.3,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.7811,"abs_m":-6076.5},"prior_month":"2026-05-01"},"housing_lending":{"mom":{"pct":0.7216,"abs_m":17953.3},"pcp":{"pct":6.8922,"abs_m":161572.2},"current_m":2505837.2,"pcp_month":"2025-06-01","prior_mom":{"pct":0.5304,"abs_m":13126.4},"prior_month":"2026-05-01"},"other_household":{"mom":{"pct":1.451,"abs_m":1001.3},"pcp":{"pct":5.883,"abs_m":3889.7},"current_m":70006.8,"pcp_month":"2025-06-01","prior_mom":{"pct":0.6886,"abs_m":471.9},"prior_month":"2026-05-01"},"business_lending":{"mom":{"pct":1.529,"abs_m":19111.9},"pcp":{"pct":11.1061,"abs_m":126859.6},"current_m":1269108.1,"pcp_month":"2025-06-01","prior_mom":{"pct":0.6513,"abs_m":8089.0},"series_13m":[{"month":"2025-06-01","value_m":1142248.5},{"month":"2025-07-01","value_m":1153621.8},{"month":"2025-08-01","value_m":1159865.6},{"month":"2025-09-01","value_m":1175876.3},{"month":"2025-10-01","value_m":1187814.4},{"month":"2025-11-01","value_m":1193538.6},{"month":"2025-12-01","value_m":1203494.2},{"month":"2026-01-01","value_m":1205758.6},{"month":"2026-02-01","value_m":1216029.8},{"month":"2026-03-01","value_m":1231430.6},{"month":"2026-04-01","value_m":1241907.2},{"month":"2026-05-01","value_m":1249996.2},{"month":"2026-06-01","value_m":1269108.1}],"prior_month":"2026-05-01"},"business_deposits":{"mom":{"pct":3.5715,"abs_m":32330.4},"pcp":{"pct":10.8754,"abs_m":91962.1},"current_m":937561.1,"pcp_month":"2025-06-01","prior_mom":{"pct":0.3086,"abs_m":2784.7},"series_13m":[{"month":"2025-06-01","value_m":845599.0},{"month":"2025-07-01","value_m":847081.9},{"month":"2025-08-01","value_m":846169.9},{"month":"2025-09-01","value_m":870902.8},{"month":"2025-10-01","value_m":883166.5},{"month":"2025-11-01","value_m":891462.4},{"month":"2025-12-01","value_m":895775.0},{"month":"2026-01-01","value_m":895565.3},{"month":"2026-02-01","value_m":899816.8},{"month":"2026-03-01","value_m":901413.1},{"month":"2026-04-01","value_m":902446.0},{"month":"2026-05-01","value_m":905230.7},{"month":"2026-06-01","value_m":937561.1}],"prior_month":"2026-05-01"},"wholesale_funding":{"mom":{"pct":1.8139,"abs_m":22269.9},"pcp":{"pct":5.2551,"abs_m":62410.7},"current_m":1250036.6,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.5166,"abs_m":-6375.0},"prior_month":"2026-05-01"},"household_deposits":{"mom":{"pct":-0.759,"abs_m":-13255.7},"pcp":{"pct":7.8591,"abs_m":126285.7},"current_m":1733147.9,"pcp_month":"2025-06-01","prior_mom":{"pct":0.155,"abs_m":2702.2},"prior_month":"2026-05-01"}},"adi_count":117,"reporting_month":"2026-06-01"},"narrative_inputs":{"funding_gap_accelerating":false,"lending_outpaced_deposits":false,"housing_outpaced_household_deposits":true},"personal_lending":{"big5":[{"abn":"48123123124","mom":{"pct":0.4631,"abs_m":75.6},"pcp":{"pct":4.6947,"abs_m":735.4},"bank":"CBA","x_system":0.32,"current_m":16400.0},{"abn":"33007457141","mom":{"pct":2.1444,"abs_m":244.4},"pcp":{"pct":11.471,"abs_m":1198.0},"bank":"Westpac","x_system":1.48,"current_m":11641.7},{"abn":"12004044937","mom":{"pct":1.4645,"abs_m":179.6},"pcp":{"pct":-6.5581,"abs_m":-873.3},"bank":"NAB","x_system":1.01,"current_m":12443.0},{"abn":"11005357522","mom":{"pct":1.5037,"abs_m":189.4},"pcp":{"pct":11.1495,"abs_m":1282.5},"bank":"ANZ","x_system":1.04,"current_m":12785.3},{"abn":"46008583542","mom":{"pct":3.9369,"abs_m":148.0},"pcp":{"pct":19.4163,"abs_m":635.3},"bank":"Macquarie","x_system":2.71,"current_m":3907.3}],"title":"Personal lending - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Westpac","prior":2},{"now":2,"bank":"ANZ","prior":1},{"now":3,"bank":"NAB","prior":4},{"now":4,"bank":"CBA","prior":3}],"leader":"Westpac","prior_leader":"ANZ","streak_months":1,"months_measured":6,"streak_is_whole_window":false},"primary":{"mom":{"pct":1.451,"abs_m":1001.3},"pcp":{"pct":5.883,"abs_m":3889.7},"current_m":70006.8,"pcp_month":"2025-06-01","prior_mom":{"pct":0.6886,"abs_m":471.9},"series_13m":[{"month":"2025-06-01","value_m":66117.1},{"month":"2025-07-01","value_m":65901.1},{"month":"2025-08-01","value_m":65535.8},{"month":"2025-09-01","value_m":66016.9},{"month":"2025-10-01","value_m":66152.8},{"month":"2025-11-01","value_m":66345.8},{"month":"2025-12-01","value_m":66686.8},{"month":"2026-01-01","value_m":66943.3},{"month":"2026-02-01","value_m":67467.7},{"month":"2026-03-01","value_m":68056.8},{"month":"2026-04-01","value_m":68533.6},{"month":"2026-05-01","value_m":69005.5},{"month":"2026-06-01","value_m":70006.8}],"prior_month":"2026-05-01"},"big5_share_pct":81.7},"metric_key":"other_household","narrative_id":"personal_lending"},"wholesale_funding":{"big5":[{"abn":"48123123124","mom":{"pct":1.2853,"abs_m":2607.6},"pcp":{"pct":3.1665,"abs_m":6307.2},"bank":"CBA","x_system":0.71,"current_m":205489.8},{"abn":"33007457141","mom":{"pct":4.1996,"abs_m":9439.7},"pcp":{"pct":6.7958,"abs_m":14904.0},"bank":"Westpac","x_system":2.32,"current_m":234216.6},{"abn":"12004044937","mom":{"pct":1.8891,"abs_m":3770.8},"pcp":{"pct":1.6482,"abs_m":3297.7},"bank":"NAB","x_system":1.04,"current_m":203381.9},{"abn":"11005357522","mom":{"pct":1.2099,"abs_m":2301.7},"pcp":{"pct":-0.2772,"abs_m":-535.3},"bank":"ANZ","x_system":0.67,"current_m":192547.8},{"abn":"46008583542","mom":{"pct":-0.3454,"abs_m":-294.4},"pcp":{"pct":16.1355,"abs_m":11802.9},"bank":"Macquarie","x_system":-0.19,"current_m":84951.4}],"title":"Wholesale funding - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Westpac","prior":2},{"now":2,"bank":"NAB","prior":1},{"now":3,"bank":"CBA","prior":4},{"now":4,"bank":"ANZ","prior":3},{"now":5,"bank":"Macquarie","prior":5}],"leader":"Westpac","prior_leader":"NAB","streak_months":1,"months_measured":6,"streak_is_whole_window":false},"primary":{"mom":{"pct":1.8139,"abs_m":22269.9},"pcp":{"pct":5.2551,"abs_m":62410.7},"current_m":1250036.6,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.5166,"abs_m":-6375.0},"series_13m":[{"month":"2025-06-01","value_m":1187625.9},{"month":"2025-07-01","value_m":1190265.8},{"month":"2025-08-01","value_m":1200748.7},{"month":"2025-09-01","value_m":1201336.5},{"month":"2025-10-01","value_m":1208543.3},{"month":"2025-11-01","value_m":1212242.6},{"month":"2025-12-01","value_m":1197624.9},{"month":"2026-01-01","value_m":1192393.3},{"month":"2026-02-01","value_m":1193916.9},{"month":"2026-03-01","value_m":1230799.4},{"month":"2026-04-01","value_m":1234141.7},{"month":"2026-05-01","value_m":1227766.7},{"month":"2026-06-01","value_m":1250036.6}],"prior_month":"2026-05-01"},"lt_borrowings":{"mom":{"pct":2.0944,"abs_m":15570.3},"pcp":{"pct":2.0051,"abs_m":14920.0},"current_m":759012.0,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.2714,"abs_m":-2023.3},"prior_month":"2026-05-01"},"st_borrowings":{"mom":{"pct":1.3833,"abs_m":6699.6},"pcp":{"pct":10.7073,"abs_m":47490.7},"current_m":491024.6,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.8905,"abs_m":-4351.7},"prior_month":"2026-05-01"},"big5_share_pct":73.6,"securitisation":{"mom":{"pct":0.7589,"abs_m":5458.8},"pcp":{"pct":1.8628,"abs_m":13253.5},"current_m":724747.9,"pcp_month":"2025-06-01","prior_mom":{"pct":1.9778,"abs_m":13950.3},"prior_month":"2026-05-01"}},"metric_key":"wholesale_funding","narrative_id":"wholesale_funding"},"big5_total_lending":{"big5":[{"abn":"48123123124","mom":{"pct":1.1642,"abs_m":10764.7},"pcp":{"pct":8.8702,"abs_m":76214.1},"bank":"CBA","x_system":1.11,"current_m":935433.5},{"abn":"33007457141","mom":{"pct":0.9893,"abs_m":7757.5},"pcp":{"pct":8.9477,"abs_m":65039.1},"bank":"Westpac","x_system":0.94,"current_m":791919.2},{"abn":"12004044937","mom":{"pct":0.6489,"abs_m":4426.8},"pcp":{"pct":7.7207,"abs_m":49211.2},"bank":"NAB","x_system":0.62,"current_m":686600.4},{"abn":"11005357522","mom":{"pct":1.1125,"abs_m":5792.7},"pcp":{"pct":4.7475,"abs_m":23862.5},"bank":"ANZ","x_system":1.06,"current_m":526493.3},{"abn":"46008583542","mom":{"pct":1.6356,"abs_m":3420.8},"pcp":{"pct":25.0464,"abs_m":42575.6},"bank":"Macquarie","x_system":1.55,"current_m":212562.8}],"title":"Total Lending - Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Macquarie","prior":1},{"now":2,"bank":"CBA","prior":4},{"now":3,"bank":"ANZ","prior":3},{"now":4,"bank":"Westpac","prior":2},{"now":5,"bank":"NAB","prior":5}],"leader":"Macquarie","prior_leader":null,"streak_months":6,"months_measured":6,"streak_is_whole_window":true},"primary":{"mom":{"pct":1.0529,"abs_m":42824.0},"pcp":{"pct":8.6174,"abs_m":326074.6},"current_m":4109982.1,"pcp_month":"2025-06-01","prior_mom":{"pct":0.7691,"abs_m":31043.5},"series_13m":[{"month":"2025-06-01","value_m":3783907.5},{"month":"2025-07-01","value_m":3803722.4},{"month":"2025-08-01","value_m":3827959.6},{"month":"2025-09-01","value_m":3853114.4},{"month":"2025-10-01","value_m":3878381.5},{"month":"2025-11-01","value_m":3904140.8},{"month":"2025-12-01","value_m":3939532.6},{"month":"2026-01-01","value_m":3956895.6},{"month":"2026-02-01","value_m":3978543.8},{"month":"2026-03-01","value_m":4010457.9},{"month":"2026-04-01","value_m":4036114.6},{"month":"2026-05-01","value_m":4067158.1},{"month":"2026-06-01","value_m":4109982.1}],"prior_month":"2026-05-01"},"big5_share_pct":76.7,"business_lending":{"mom":{"pct":1.529,"abs_m":19111.9},"pcp":{"pct":11.1061,"abs_m":126859.6},"current_m":1269108.1,"pcp_month":"2025-06-01","prior_mom":{"pct":0.6513,"abs_m":8089.0},"prior_month":"2026-05-01"},"household_lending":{"mom":{"pct":0.7479,"abs_m":19328.5},"pcp":{"pct":6.7724,"abs_m":165144.2},"current_m":2603617.4,"pcp_month":"2025-06-01","prior_mom":{"pct":0.5265,"abs_m":13535.2},"prior_month":"2026-05-01"}},"metric_key":"total_lending","narrative_id":"big5_total_lending"},"household_deposits":{"big5":[{"abn":"48123123124","mom":{"pct":-0.7842,"abs_m":-3620.8},"pcp":{"pct":7.9436,"abs_m":33713.4},"bank":"CBA","x_system":null,"current_m":458125.5},{"abn":"33007457141","mom":{"pct":-0.7339,"abs_m":-2645.7},"pcp":{"pct":7.6632,"abs_m":25469.4},"bank":"Westpac","x_system":null,"current_m":357828.9},{"abn":"12004044937","mom":{"pct":-1.6063,"abs_m":-3879.4},"pcp":{"pct":6.9794,"abs_m":15503.8},"bank":"NAB","x_system":null,"current_m":237639.0},{"abn":"11005357522","mom":{"pct":-1.0659,"abs_m":-2091.0},"pcp":{"pct":4.7471,"abs_m":8796.0},"bank":"ANZ","x_system":null,"current_m":194087.0},{"abn":"46008583542","mom":{"pct":-0.0032,"abs_m":-3.6},"pcp":{"pct":36.0267,"abs_m":29716.9},"bank":"Macquarie","x_system":null,"current_m":112202.7}],"title":"Household Deposits - System + Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"NAB","prior":2},{"now":2,"bank":"ANZ","prior":3},{"now":3,"bank":"CBA","prior":5},{"now":4,"bank":"Westpac","prior":4},{"now":5,"bank":"Macquarie","prior":1}],"leader":"NAB","prior_leader":"Macquarie","streak_months":1,"months_measured":6,"streak_is_whole_window":false},"primary":{"mom":{"pct":-0.759,"abs_m":-13255.7},"pcp":{"pct":7.8591,"abs_m":126285.7},"current_m":1733147.9,"pcp_month":"2025-06-01","prior_mom":{"pct":0.155,"abs_m":2702.2},"series_13m":[{"month":"2025-06-01","value_m":1606862.2},{"month":"2025-07-01","value_m":1641828.8},{"month":"2025-08-01","value_m":1651586.8},{"month":"2025-09-01","value_m":1664303.0},{"month":"2025-10-01","value_m":1682608.9},{"month":"2025-11-01","value_m":1688998.8},{"month":"2025-12-01","value_m":1712721.5},{"month":"2026-01-01","value_m":1715511.3},{"month":"2026-02-01","value_m":1721658.8},{"month":"2026-03-01","value_m":1729157.1},{"month":"2026-04-01","value_m":1743701.4},{"month":"2026-05-01","value_m":1746403.6},{"month":"2026-06-01","value_m":1733147.9}],"prior_month":"2026-05-01"},"big5_share_pct":78.5},"metric_key":"household_deposits","narrative_id":"household_deposits"},"system_funding_gap":{"big5":[{"abn":"48123123124","mom":{"pct":-5.0581,"abs_m":-4953.9},"pcp":{"pct":6.1315,"abs_m":5372.1},"bank":"CBA","gap_m":92987.0,"x_system":null,"lending_m":935433.5,"deposits_m":842446.5,"lending_mom_abs_m":10764.699999999953,"deposits_mom_abs_m":15718.599999999977,"lending_breakdown_mom":{"housing_oo":{"pct":0.8457,"abs_m":3466.7},"housing_inv":{"pct":0.6972,"abs_m":1537.8},"credit_cards":{"pct":2.1473,"abs_m":170.9},"other_household":{"pct":0.4631,"abs_m":75.6},"business_lending":{"pct":1.7421,"abs_m":4194.7}},"deposits_breakdown_mom":{"fi":{"pct":6.9517,"abs_m":9191.4},"business":{"pct":5.5564,"abs_m":10880.0},"government":{"pct":-1.2395,"abs_m":-364.7},"households":{"pct":-0.7842,"abs_m":-3620.8}}},{"abn":"33007457141","mom":{"pct":-4.6678,"abs_m":-6241.7},"pcp":{"pct":8.2912,"abs_m":9760.2},"bank":"Westpac","gap_m":127477.3,"x_system":null,"lending_m":791919.2,"deposits_m":664441.9,"lending_mom_abs_m":7757.5,"deposits_mom_abs_m":13999.20000000007,"lending_breakdown_mom":{"housing_oo":{"pct":0.4276,"abs_m":1455.2},"housing_inv":{"pct":0.7568,"abs_m":1320.7},"credit_cards":{"pct":2.2627,"abs_m":131.4},"other_household":{"pct":2.1444,"abs_m":244.4},"business_lending":{"pct":1.4605,"abs_m":3119.1}},"deposits_breakdown_mom":{"fi":{"pct":6.8526,"abs_m":5180.8},"business":{"pct":3.9201,"abs_m":6775.6},"government":{"pct":13.4104,"abs_m":4577.2},"households":{"pct":-0.7339,"abs_m":-2645.7}}},{"abn":"12004044937","mom":{"pct":-3.4941,"abs_m":-3402.6},"pcp":{"pct":-3.1054,"abs_m":-3012.0},"bank":"NAB","gap_m":93979.7,"x_system":null,"lending_m":686600.4,"deposits_m":592620.7,"lending_mom_abs_m":4426.800000000047,"deposits_mom_abs_m":7829.399999999907,"lending_breakdown_mom":{"housing_oo":{"pct":0.2973,"abs_m":700.5},"housing_inv":{"pct":0.9331,"abs_m":1065.0},"credit_cards":{"pct":0.5227,"abs_m":39.6},"other_household":{"pct":1.4645,"abs_m":179.6},"business_lending":{"pct":1.0183,"abs_m":2769.8}},"deposits_breakdown_mom":{"fi":{"pct":1.5936,"abs_m":1920.4},"business":{"pct":4.9422,"abs_m":8973.5},"government":{"pct":1.566,"abs_m":386.1},"households":{"pct":-1.6063,"abs_m":-3879.4}}},{"abn":"11005357522","mom":{"pct":-0.2663,"abs_m":-252.0},"pcp":{"pct":-0.6811,"abs_m":-647.3},"bank":"ANZ","gap_m":94390.3,"x_system":null,"lending_m":526493.3,"deposits_m":432103.0,"lending_mom_abs_m":5792.70000000007,"deposits_mom_abs_m":6044.700000000012,"lending_breakdown_mom":{"housing_oo":{"pct":0.6541,"abs_m":1414.8},"housing_inv":{"pct":1.5329,"abs_m":1708.7},"credit_cards":{"pct":0.4088,"abs_m":17.4},"other_household":{"pct":1.5037,"abs_m":189.4},"business_lending":{"pct":1.509,"abs_m":2312.3}},"deposits_breakdown_mom":{"fi":{"pct":3.5857,"abs_m":2883.1},"business":{"pct":3.9715,"abs_m":5552.8},"government":{"pct":-6.3834,"abs_m":-329.3},"households":{"pct":-1.0659,"abs_m":-2091.0}}},{"abn":"46008583542","mom":{"pct":null,"abs_m":2646.1},"pcp":{"pct":null,"abs_m":-1122.2},"bank":"Macquarie","gap_m":-17670.7,"x_system":null,"lending_m":212562.8,"deposits_m":230233.5,"lending_mom_abs_m":3420.7999999999884,"deposits_mom_abs_m":774.7000000000116,"lending_breakdown_mom":{"housing_oo":{"pct":1.8763,"abs_m":2068.5},"housing_inv":{"pct":1.8829,"abs_m":1319.6},"credit_cards":{"pct":1.1513,"abs_m":3.5},"other_household":{"pct":3.9369,"abs_m":148.0},"business_lending":{"pct":-0.5776,"abs_m":-132.4}},"deposits_breakdown_mom":{"fi":{"pct":1.0677,"abs_m":571.7},"business":{"pct":0.2204,"abs_m":136.5},"government":{"pct":-28.7217,"abs_m":-35.5},"households":{"pct":-0.0032,"abs_m":-3.6}}}],"title":"System Funding Gap","system":{"ncds":{"mom":{"pct":0.0738,"abs_m":169.6},"pcp":{"pct":8.9966,"abs_m":18992.2},"current_m":230097.0,"pcp_month":"2025-06-01","prior_mom":{"pct":0.2868,"abs_m":657.6},"prior_month":"2026-05-01"},"gap_m":635910.6000000001,"gap_mom":{"pct":-1.2036,"abs_m":-7747.3},"gap_pcp":{"pct":9.7322,"abs_m":56399.2},"lending":{"mom":{"pct":1.0529,"abs_m":42824.0},"pcp":{"pct":8.6174,"abs_m":326074.6},"current_m":4109982.1,"pcp_month":"2025-06-01","prior_mom":{"pct":0.7691,"abs_m":31043.5},"prior_month":"2026-05-01"},"deposits":{"mom":{"pct":1.4772,"abs_m":50571.3},"pcp":{"pct":8.4158,"abs_m":269675.4},"current_m":3474071.5,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.0172,"abs_m":-588.9},"prior_month":"2026-05-01"},"gap_prior_mom":{"pct":5.1685,"abs_m":31632.4},"gap_series_13m":[{"month":"2025-06-01","value_m":579511.3999999999},{"month":"2025-07-01","value_m":561167.3999999999},{"month":"2025-08-01","value_m":576591.5},{"month":"2025-09-01","value_m":567895.0},{"month":"2025-10-01","value_m":563433.2000000002},{"month":"2025-11-01","value_m":571397.3999999999},{"month":"2025-12-01","value_m":587498.5},{"month":"2026-01-01","value_m":585768.3999999999},{"month":"2026-02-01","value_m":592447.0999999996},{"month":"2026-03-01","value_m":606791.2999999998},{"month":"2026-04-01","value_m":612025.5},{"month":"2026-05-01","value_m":643657.8999999999},{"month":"2026-06-01","value_m":635910.6000000001}],"wholesale_funding":{"mom":{"pct":1.8139,"abs_m":22269.9},"pcp":{"pct":5.2551,"abs_m":62410.7},"current_m":1250036.6,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.5166,"abs_m":-6375.0},"prior_month":"2026-05-01"},"mqg_gap_series_13m":[{"month":"2025-06-01","value_m":-16548.5},{"month":"2025-07-01","value_m":-16768.600000000006},{"month":"2025-08-01","value_m":-15656.299999999988},{"month":"2025-09-01","value_m":-19736.79999999999},{"month":"2025-10-01","value_m":-21778.5},{"month":"2025-11-01","value_m":-20043.0},{"month":"2025-12-01","value_m":-20264.600000000006},{"month":"2026-01-01","value_m":-19738.099999999977},{"month":"2026-02-01","value_m":-19782.600000000006},{"month":"2026-03-01","value_m":-20001.29999999999},{"month":"2026-04-01","value_m":-20549.199999999983},{"month":"2026-05-01","value_m":-20316.79999999999},{"month":"2026-06-01","value_m":-17670.70000000001}],"big4_gap_series_13m":[{"month":"2025-06-01","value_m":397361.2999999998},{"month":"2025-07-01","value_m":375920.6999999997},{"month":"2025-08-01","value_m":384518.1000000001},{"month":"2025-09-01","value_m":378357.5},{"month":"2025-10-01","value_m":378342.1000000001},{"month":"2025-11-01","value_m":381237.7999999998},{"month":"2025-12-01","value_m":381672.6999999997},{"month":"2026-01-01","value_m":378134.2000000002},{"month":"2026-02-01","value_m":382939.1000000001},{"month":"2026-03-01","value_m":393880.6999999997},{"month":"2026-04-01","value_m":401719.1000000001},{"month":"2026-05-01","value_m":423684.5},{"month":"2026-06-01","value_m":408834.2999999998}]},"narrative_id":"system_funding_gap"},"big5_total_deposits":{"big5":[{"abn":"48123123124","mom":{"pct":1.9013,"abs_m":15718.6},"pcp":{"pct":9.1811,"abs_m":70842.0},"bank":"CBA","x_system":1.29,"current_m":842446.5},{"abn":"33007457141","mom":{"pct":2.1523,"abs_m":13999.2},"pcp":{"pct":9.0746,"abs_m":55278.9},"bank":"Westpac","x_system":1.46,"current_m":664441.9},{"abn":"12004044937","mom":{"pct":1.3388,"abs_m":7829.4},"pcp":{"pct":9.6638,"abs_m":52223.2},"bank":"NAB","x_system":0.91,"current_m":592620.7},{"abn":"11005357522","mom":{"pct":1.4187,"abs_m":6044.7},"pcp":{"pct":6.0133,"abs_m":24509.8},"bank":"ANZ","x_system":0.96,"current_m":432103.0},{"abn":"46008583542","mom":{"pct":0.3376,"abs_m":774.7},"pcp":{"pct":23.426,"abs_m":43697.8},"bank":"Macquarie","x_system":0.23,"current_m":230233.5}],"title":"Total Deposits - Big 5","system":{"pace":{"ranks":[{"now":1,"bank":"Westpac","prior":null},{"now":2,"bank":"CBA","prior":null},{"now":3,"bank":"ANZ","prior":null},{"now":4,"bank":"NAB","prior":null},{"now":5,"bank":"Macquarie","prior":null}],"leader":"Westpac","prior_leader":null,"streak_months":1,"months_measured":6,"streak_is_whole_window":false},"primary":{"mom":{"pct":1.4772,"abs_m":50571.3},"pcp":{"pct":8.4158,"abs_m":269675.4},"current_m":3474071.5,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.0172,"abs_m":-588.9},"series_13m":[{"month":"2025-06-01","value_m":3204396.1},{"month":"2025-07-01","value_m":3242555.0},{"month":"2025-08-01","value_m":3251368.1},{"month":"2025-09-01","value_m":3285219.4},{"month":"2025-10-01","value_m":3314948.3},{"month":"2025-11-01","value_m":3332743.4},{"month":"2025-12-01","value_m":3352034.1},{"month":"2026-01-01","value_m":3371127.2},{"month":"2026-02-01","value_m":3386096.7},{"month":"2026-03-01","value_m":3403666.6},{"month":"2026-04-01","value_m":3424089.1},{"month":"2026-05-01","value_m":3423500.2},{"month":"2026-06-01","value_m":3474071.5}],"prior_month":"2026-05-01"},"big5_share_pct":79.5,"fi_gov_deposits":{"mom":{"pct":4.0806,"abs_m":31496.7},"pcp":{"pct":6.8394,"abs_m":51427.9},"current_m":803362.3,"pcp_month":"2025-06-01","prior_mom":{"pct":-0.7811,"abs_m":-6076.5},"prior_month":"2026-05-01"},"business_deposits":{"mom":{"pct":3.5715,"abs_m":32330.4},"pcp":{"pct":10.8754,"abs_m":91962.1},"current_m":937561.1,"pcp_month":"2025-06-01","prior_mom":{"pct":0.3086,"abs_m":2784.7},"prior_month":"2026-05-01"},"household_deposits":{"mom":{"pct":-0.759,"abs_m":-13255.7},"pcp":{"pct":7.8591,"abs_m":126285.7},"current_m":1733147.9,"pcp_month":"2025-06-01","prior_mom":{"pct":0.155,"abs_m":2702.2},"prior_month":"2026-05-01"}},"metric_key":"total_deposits","narrative_id":"big5_total_deposits"},"household_funding_gap":{"big5":[{"abn":"48123123124","mom":{"pct":4.596,"abs_m":8871.8},"bank":"CBA","gap_m":201905.3,"x_system":1.18,"household_lending_m":660030.8,"household_deposits_m":458125.5,"household_lending_mom_abs_m":5251.0,"household_deposits_mom_abs_m":-3620.7999999999884,"household_lending_breakdown_mom":{"housing_oo":{"pct":0.8457,"abs_m":3466.7},"housing_inv":{"pct":0.6972,"abs_m":1537.8},"credit_cards":{"pct":2.1473,"abs_m":170.9},"other_household":{"pct":0.4631,"abs_m":75.6}}},{"abn":"33007457141","mom":{"pct":3.379,"abs_m":5797.4},"bank":"Westpac","gap_m":177367.1,"x_system":0.87,"household_lending_m":535196.0,"household_deposits_m":357828.9,"household_lending_mom_abs_m":3151.6999999999534,"household_deposits_mom_abs_m":-2645.6999999999534,"household_lending_breakdown_mom":{"housing_oo":{"pct":0.4276,"abs_m":1455.2},"housing_inv":{"pct":0.7568,"abs_m":1320.7},"credit_cards":{"pct":2.2627,"abs_m":131.4},"other_household":{"pct":2.1444,"abs_m":244.4}}},{"abn":"12004044937","mom":{"pct":4.5789,"abs_m":5864.1},"bank":"NAB","gap_m":133932.6,"x_system":1.18,"household_lending_m":371571.6,"household_deposits_m":237639.0,"household_lending_mom_abs_m":1984.6999999999534,"household_deposits_mom_abs_m":-3879.399999999994,"household_lending_breakdown_mom":{"housing_oo":{"pct":0.2973,"abs_m":700.5},"housing_inv":{"pct":0.9331,"abs_m":1065.0},"credit_cards":{"pct":0.5227,"abs_m":39.6},"other_household":{"pct":1.4645,"abs_m":179.6}}},{"abn":"11005357522","mom":{"pct":3.6519,"abs_m":5421.3},"bank":"ANZ","gap_m":153874.0,"x_system":0.94,"household_lending_m":347961.0,"household_deposits_m":194087.0,"household_lending_mom_abs_m":3330.2999999999884,"household_deposits_mom_abs_m":-2091.0,"household_lending_breakdown_mom":{"housing_oo":{"pct":0.6541,"abs_m":1414.8},"housing_inv":{"pct":1.5329,"abs_m":1708.7},"credit_cards":{"pct":0.4088,"abs_m":17.4},"other_household":{"pct":1.5037,"abs_m":189.4}}},{"abn":"46008583542","mom":{"pct":4.9085,"abs_m":3543.2},"bank":"Macquarie","gap_m":75728.9,"x_system":1.26,"household_lending_m":187931.6,"household_deposits_m":112202.7,"household_lending_mom_abs_m":3539.600000000006,"household_deposits_mom_abs_m":-3.6000000000058208,"household_lending_breakdown_mom":{"housing_oo":{"pct":1.8763,"abs_m":2068.5},"housing_inv":{"pct":1.8829,"abs_m":1319.6},"credit_cards":{"pct":1.1513,"abs_m":3.5},"other_household":{"pct":3.9369,"abs_m":148.0}}}],"title":"System Household Funding Gap","system":{"gap_m":870469.5,"gap_mom":{"pct":3.8889,"abs_m":32584.2},"gap_pcp":{"pct":4.6727,"abs_m":38858.5},"gap_prior_mom":{"pct":1.3098,"abs_m":10833.0},"gap_series_13m":[{"month":"2025-06-01","value_m":831611.0000000002},{"month":"2025-07-01","value_m":803893.5999999999},{"month":"2025-08-01","value_m":805977.4000000001},{"month":"2025-09-01","value_m":807521.5},{"month":"2025-10-01","value_m":803624.8999999999},{"month":"2025-11-01","value_m":814221.3},{"month":"2025-12-01","value_m":808561.2999999998},{"month":"2026-01-01","value_m":816602.7},{"month":"2026-02-01","value_m":820917.2},{"month":"2026-03-01","value_m":827972.2999999998},{"month":"2026-04-01","value_m":827052.3000000003},{"month":"2026-05-01","value_m":837885.2999999998},{"month":"2026-06-01","value_m":870469.5}],"household_lending":{"mom":{"pct":0.7479,"abs_m":19328.5},"pcp":{"pct":6.7724,"abs_m":165144.2},"current_m":2603617.4,"pcp_month":"2025-06-01","prior_mom":{"pct":0.5265,"abs_m":13535.2},"prior_month":"2026-05-01"},"household_deposits":{"mom":{"pct":-0.759,"abs_m":-13255.7},"pcp":{"pct":7.8591,"abs_m":126285.7},"current_m":1733147.9,"pcp_month":"2025-06-01","prior_mom":{"pct":0.155,"abs_m":2702.2},"prior_month":"2026-05-01"}},"narrative_id":"household_funding_gap"}}}