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Product Research

Interest rate, fee and feature intelligence from Australia's Open Banking.

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AI answers: important information

Verify outputs

Answers from our AI analysts are generated by artificial intelligence. Every answer is checked against our data before it reaches you, but mistakes are still possible and the output does not represent our views. We recommend verifying important figures with the original source, the bank's own website or APRA's published statistics, before relying on them.

What the AI can see

The Product Analyst answers from product reference data that banks and non-bank lenders publish under Australia's Consumer Data Right. The APRA ADI Analyst answers from APRA's official monthly and quarterly statistics. Both datasets are collected from external sources, can change at any time, and may lag what a provider currently offers.

Factual information, not advice

Outputs are factual market information for research purposes only. They are not intended to imply or make any recommendation or opinion about a financial or credit product, and are not financial advice. While an answer may reflect details you choose to provide, such as a loan amount or a lender you name, it does not assess the suitability of any product, strategy or course of action for you. Consider the appropriateness of the information, having regard to your own objectives, financial situation and needs, before acting on it.

Past figures

Answers may draw on historical rates and past performance. Rates change, and past figures are not necessarily indicative of future pricing or performance.

Your questions

We process the questions you ask to generate answers, enforce usage limits, and improve the service. Our Privacy Policy explains how we collect, use and disclose personal information.

No warranty

We make no warranty or guarantee as to the accuracy, completeness or reliability of AI outputs. To the extent permitted by law, we disclaim liability for loss or damage arising from your use of an output or from any errors or omissions in it. Our Terms of Use apply.

General information only, not financial advice. Product data shown here is published by providers under Australia's Consumer Data Right and may change. Verify details with the provider before making any financial decision. Statistics shown here are published by APRA (monthly MADIS and quarterly QADIPS) and may be revised in later releases. Check the source publication before relying on a figure.