Australian bank and non-bank rate moves, 3 August 2026
3 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.
Southern Cross Credit Union raises business term deposit rate to 4.50%
Southern Cross Credit Union moved its business term deposit from 3.95% to 4.50%. Other term deposit rates at the bank moved in the opposite direction the same day, indicating a selective repricing rather than a broad adjustment across its deposit range.
Term deposits · Biggest move · No. 1 of the day
Greater Bank Limited cuts Discounted Great Rate Home Loan Variable Interest Only Owner Occupied by 0.10pp
Greater Bank Limited moved Discounted Great Rate Home Loan Variable Interest Only Owner Occupied from 6.04% to 5.94%. The adjustment was the largest home loans move of the day.
Home loans · Biggest move · No. 2 of the day
Judo Bank raises Judo Line of Credit rate to 5.01%
Judo Bank moved its Judo Line of Credit from 4.97% to 5.01%. The 0.04 percentage point increase marked the largest overdraft adjustment among banks that day.
Overdrafts · Biggest move · No. 3 of the day
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