Open Market Intel

Daily insights ·

Australian bank and non-bank rate moves, 3 October 2026

7 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.

NAB lifts its 3- to 4-year fixed home loan rates 0.23pp to 6.97%

Tailored Home Loan, for investors paying principal and interest, at up to 80% LVR. Its other home loan rates rose too, by 0.03pp to 0.32pp each. Its 2-year fixed home loan rate for owner-occupiers paying principal and interest moved furthest, up 0.32pp to 6.81%.

Home loans · Biggest move · No. 1 of the day

Bank of Queensland lifts its variable home loan rate 0.25pp to 6.28%

Economy Variable Home Loan, for owner-occupiers paying principal and interest, at up to 70% LVR, borrowing $150,000 or more.

Home loans · Biggest move · No. 2 of the day

Laboratories Credit Union lifts its home loan rate 0.25pp to 6.10%

First Home Buyer Loan Variable, for owner-occupiers paying principal and interest. Its other home loan rates rose too, by 0.25pp to 0.45pp each. Its 1-year fixed home loan rate for owner-occupiers paying principal and interest moved furthest, up 0.45pp to 6.55%.

Home loans · Biggest move · No. 3 of the day

IMB Bank lifts its 3-year fixed home loan rate 0.25pp to 6.49%

For owner-occupiers paying principal and interest, at up to 95% LVR. Its other home loan rates rose too, by 0.25pp to 0.30pp each. Its 4-year fixed home loan rate for owner-occupiers paying principal and interest moved furthest, up 0.30pp to 6.69%.

Home loans · Biggest move · No. 4 of the day

Darling Downs Bank lifts its 1-year fixed business loan rate 0.25pp to 8.20%

COMMERCIAL LOANS. Its other business loan rates rose too, by 0.25pp each.

Business loans · Biggest move · No. 5 of the day

Border Bank lifts its 3-year fixed home loan rate 0.25pp to 6.09%

Customs Value Home Loan, for owner-occupiers paying principal and interest, at up to 90% LVR. Police Bank, the same group, made the same move.

Home loans · Biggest move · No. 6 of the day

Darling Downs Bank lifts its 1-year fixed home loan rate 0.25pp to 6.74%

Package Home Loans, for owner-occupiers paying principal and interest. Its other home loan rates rose too, by 0.25pp each.

Home loans · Biggest move · No. 7 of the day

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