Australian bank and non-bank rate moves, 5 October 2026
4 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.
Aussie Elevate lifts its 3-year fixed home loan rate 0.20pp to 6.69%
Basic Home Loan, for owner-occupiers paying principal and interest, at up to 80% LVR. Its other home loan rates rose too: 1-year 0.10pp, 2-year 0.05pp, 4- and 5-year 0.25pp. One fell: the 3-year fixed home loan rate for investors paying interest only on Offset Home Loan, down 0.80pp to 6.04%. Its 4-year fixed home loan rate for owner-occupiers paying principal and interest moved furthest, up 0.25pp to 6.79%. Connective Select, NRMA Home Loans and AFG Home Loans Alpha, the same group, made the same move.
Home loans · Biggest move · No. 1 of the day
Bendigo Bank lifts its 3-year fixed home loan rate 0.20pp to 6.59%
Bendigo Express Home Loan, for owner-occupiers paying principal and interest. Its other home loan rates rose too: 1-year 0.10pp, 2-year 0.05pp, 4- and 5-year 0.25pp. Its 5-year fixed home loan rate for owner-occupiers paying principal and interest moved furthest, up 0.25pp to 6.69%. Tiimely Home, the same group, made the same move.
Home loans · Biggest move · No. 2 of the day
Qantas Money Home Loans lifts its 3-year fixed home loan rate 0.20pp to 6.64%
QANTAS Money Offset Home Loan, for owner-occupiers paying principal and interest, at up to 80% LVR. Its other home loan rates rose too: 1-year 0.10pp, 2-year 0.05pp, 4- and 5-year 0.25pp. Its 5-year fixed home loan rate for owner-occupiers paying principal and interest moved furthest, up 0.25pp to 6.74%.
Home loans · Biggest move · No. 3 of the day
Up lifts its 3-year fixed home loan rate 0.20pp to 6.55%
For owner-occupiers paying principal and interest. Its other home loan rates rose too: 1-year 0.10pp, 2-year 0.05pp, 4- and 5-year 0.25pp. Its 4-year fixed home loan rate for owner-occupiers paying principal and interest moved furthest, up 0.25pp to 6.65%.
Home loans · Biggest move · No. 4 of the day
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