Australian bank and non-bank rate moves, 8 October 2026
10 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.
Bank of Queensland lifts its 2-year fixed home loan rate 0.55pp to 6.79%
The 6.79% is the 2-year fixed rate for owner-occupiers paying principal and interest, with a deposit of 20% or more. Fixed rates rose most for investors paying principal and interest, by 0.10pp to 0.55pp. For owner-occupiers paying principal and interest by 0.20pp to 0.55pp, and for investors paying interest only by 0.05pp to 0.55pp. Variable rates rose 1.54pp. Its variable home loan rate for owner-occupiers paying principal and interest moved furthest, up 1.54pp to 7.82%.
Home loans · Biggest move · No. 1 of the day
Unity Bank lifts its 4-month and 5-month term deposits 0.75pp to 4.80%
The 4.80% is the 4-month and 5-month term deposit rate, on balances of $1,000 and over. Its other 1-month to 5-year term deposits rose too, by 0.15pp to 1.70pp. Its 18-month term deposit, on $1,000 and over, moved furthest, up 1.70pp to 5.40%.
Term deposits · Biggest move · No. 2 of the day
Suncorp Bank pulls 6 business loan products
It was Suncorp Bank's last published business loan product.
Business loans · Product withdrawal · No. 3 of the day
Suncorp Bank pulls 8 home loan products
It was Suncorp Bank's last published home loan product.
Home loans · Product withdrawal · No. 4 of the day
UniBank lifts its 9-month term deposit 0.25pp to 4.80%
The 4.80% is the 9-month term deposit rate on Term Deposit for Edvest Members, on balances of $5,000 and over. Its other 3-month to 3-year term deposits rose too, by 0.10pp to 0.50pp. Its 7-month term deposit, on $1,000 to $5,000, moved furthest, up 0.50pp to 5.15%. Health Professionals Bank and Firefighters Mutual Bank, the same group, made the same move.
Term deposits · Biggest move · No. 5 of the day
Teachers Mutual Bank lifts its 9-month and 10-month term deposits 0.25pp to 4.75%
The 4.75% is the 9-month and 10-month term deposit rate, on balances of $1,000 to $5,000. Its other 3-month to 3-year term deposits rose too, by 0.10pp to 0.50pp. Its 6-month term deposit, on $1,000 to $5,000, moved furthest, up 0.50pp to 5.10%.
Term deposits · Biggest move · No. 6 of the day
Woolworths Team Bank lifts its variable home loan rate 0.25pp to 6.19%
The 6.19% is the variable rate on Team Member Home Loan - No Offset for owner-occupiers paying principal and interest, with a deposit of 20% to 50%. Fixed rates rose most for owner-occupiers paying principal and interest, by 0.45pp. For investors paying principal and interest by 0.30pp. Its 1-year fixed home loan rate for owner-occupiers paying principal and interest moved furthest, up 0.45pp to 6.64%.
Home loans · Biggest move · No. 7 of the day
Southern Cross Credit Union lifts its 2-year fixed home loan rate 0.15pp to 6.24%
The 6.24% is the 2-year fixed rate on the Premium Home Loan for owner-occupiers paying principal and interest, with a deposit of 5% or more. Fixed rates rose most for investors paying interest only, by 0.05pp to 0.36pp. For investors paying principal and interest by 0.05pp to 0.35pp, and for owner-occupiers by 0.05pp to 0.35pp. Its other home loan rates fell, by 0.10pp. Its 5-year fixed home loan rate for investors paying interest only moved furthest, up 0.36pp to 7.04%.
Home loans · Biggest move · No. 8 of the day
Dnister lifts its 1-year term deposit 0.30pp to 5.55%
The 5.55% is the 1-year term deposit rate on Term Deposit - 12 Months, on balances of $1,000 to $1,000,000. Its 3-month, 6-month and 2-year term deposits rose 0.30pp, 18-month 0.50pp. Its 18-month term deposit, on $1,000 to $1,000,000, moved furthest, up 0.50pp to 5.20%.
Term deposits · Biggest move · No. 9 of the day
Suncorp Bank withdraws Business Overdraft (Commercial Business, Agribusiness and Small Business)
It was Suncorp Bank's last published overdraft product.
Overdrafts · Product withdrawal · No. 10 of the day
Get these by email the morning they are written, for the products and lenders you choose.