RSL Money, Australian Military Bank and 5 other lenders: rate changes, 21 October 2026
8 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.
RSL Money lifts its 7-month term deposit 0.70pp to 5.40%
The 5.40% is the 7-month term deposit rate on RSL Sub-Branch Income Plus, on balances of $1,000 and over. Its 6-month term deposit rose 1.45pp, 9-month 1.05pp, 10-month and 11-month 0.30pp, 1-year 1.80pp. Its 1-year term deposit, on $1,000 and over, moved furthest, up 1.80pp to 5.40%.
Term deposits · Biggest move · No. 1 of the day
Australian Military Bank lifts its 7-month term deposit 1.00pp to 5.40%
The 5.40% is the 7-month term deposit rate on Teen Plus, on balances of $500 and over. Its 6-month term deposit rose 1.45pp, 9-month 1.05pp, 10-month and 11-month 0.30pp, 1-year 1.80pp. One fell: the 33-month term deposit, on $1,000 and over on Investment Plus, down 0.35pp to 3.20%. Its 1-year term deposit, on $500 and over, moved furthest, up 1.80pp to 5.40%.
Term deposits · Biggest move · No. 2 of the day
Australian Military Bank lifts its 1-year transaction account 1.80pp to 5.40%
The 5.40% is the 1-year transaction account rate on the Capital Guaranteed Pension Account, on balances of $20,000 and over.
Transaction accounts · Biggest move · No. 3 of the day
Westpac launches Notice Saver 31, 60 & 90 days
Westpac added a new savings product, Notice Saver 31, 60 & 90 days, to its published range. It is advertised at 5.15%.
Savings accounts · Product launch · No. 4 of the day
Liberty Financial lifts its fixed personal loan rate 0.53pp to 6.20%
The 6.20% is the fixed rate on the Secured personal loan. Its fixed personal loan rate moved furthest, up 0.59pp to 6.89%.
Personal loans · Biggest move · No. 5 of the day
Macquarie Bank cuts its variable home loan rate 0.05pp to 6.59%
The 6.59% is the variable rate on the Macquarie Offset Home Loan for owner-occupiers paying interest only, with a deposit of 30% or more. Its other home loan rates fell too, by 0.01pp to 0.10pp. Its variable home loan rate for investors paying interest only moved furthest, down 0.10pp to 6.64%.
Home loans · Biggest move · No. 6 of the day
CommFCU lifts its fixed personal loan rate 0.20pp to 6.99%
The 6.99% is the fixed rate on Car Loan - Fixed. Its other personal loan rates rose too, by 0.25pp. Its fixed personal loan rate moved furthest, up 0.25pp to 10.74%.
Personal loans · Biggest move · No. 7 of the day
First Option Bank lifts its variable personal loan rate 0.25pp to 8.99%
The 8.99% is the variable rate on the BEGREEN LOAN.
Personal loans · Biggest move · No. 8 of the day
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