Maitland Mutual cuts a home loan rate as 5 lenders lift theirs
Package Home Loan went from 7.09% to 6.39%.
Daily insights ·
Maitland Mutual, Auswide Bank and 5 other lenders: rate changes, 28 October 2026
8 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.
Auswide Bank lifts its 30-year home loan rate 0.10pp to 6.59%
The 6.59% is the rate on Home Loan Plus for investors paying interest only, with a deposit of 20% to 30%. Its 30-year home loan rate rose 0.40pp for owner-occupiers paying principal and interest, 0.25pp for owner-occupiers paying interest only and 0.05pp for investors paying interest only. Variable rates rose 0.05pp to 0.10pp. Its 30-year home loan rate for owner-occupiers paying principal and interest moved furthest, up 0.40pp to 7.54%.
Broken Hill Bank lifts its variable home loan rate 0.25pp to 6.79%
The 6.79% is the variable rate on the Choice Offset Home Loan for owner-occupiers paying principal and interest. Its variable home loan rate for investors paying principal and interest moved furthest, up 0.40pp to 6.99%.
Cairns Bank lifts its 1-year fixed home loan rate 0.25pp to 6.44%
The 6.44% is the 1-year fixed rate on Plus Home Loan Fixed 1YR <60 LVR Principal & Interest for owner-occupiers paying principal and interest, with a deposit of 40% or more and borrowing $150,000 or more. Its other 2- to 3-year fixed home loan rates rose too, by 0.25pp. Its variable home loan rates rose 0.25pp.
bankWAW lifts its 18-month term deposit 0.15pp to 5.35%
The 5.35% is the 18-month term deposit rate, on balances of $1,000 to $1,000,000. Its other 3-month to 2-year term deposits rose too, by 0.10pp to 0.20pp. Its 6-month term deposit, on $1,000 to $1,000,000, moved furthest, up 0.20pp to 5.20%.
Macquarie Bank lifts its 1-year term deposit 0.05pp to 5.40%
The 5.40% is the 1-year term deposit rate on Macquarie Term Deposit, on balances up to $1,000,000. Its 3-month, 4-month and 6-month term deposits rose 0.05pp, 9-month 0.04pp to 0.05pp, 1-year 0.04pp.
Broken Hill Bank lifts its variable personal loan rate 0.25pp to 7.94%
The 7.94% is the variable rate on L23 Cash Secured.
MyState Bank lifts its 11-month term deposit 0.05pp to 5.40%
The 5.40% is the 11-month term deposit rate on Business Term Deposit. Its other 3-month term deposits rose too, by 0.10pp. Its 3-month term deposit moved furthest, up 0.10pp to 5.05%. Auswide Bank Ltd, the same group, made the same move.
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