Open Market Intel

Daily insights ·

Police Credit Union and Judo Bank: rate changes, 31 October 2026

3 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.

Police Credit Union lifts its 6-month and 2-year term deposits 0.15pp to 5.15%

The 5.15% is the 6-month and 2-year term deposit rate on Adelaide Term Deposit, on balances of $50,000 to $2,500,000. Its other 3-month to 4-year term deposits rose too, by 0.10pp to 0.75pp. Its 2-year term deposit, on $5,000 to $50,000, moved furthest, up 0.75pp to 3.75%.

Term deposits · Biggest move · No. 1 of the day

Police Credit Union lifts its variable business loan rate 0.25pp to 7.63%

The 7.63% is the variable rate on the Commercial Vehicle Variable Loan for investors paying principal and interest, with a deposit of 50% or more.

Business loans · Biggest move · No. 2 of the day

Judo Bank cuts its 4-year fixed home loan rate 0.04pp to 9.48%

The 9.48% is the 4-year fixed rate for owner-occupiers paying principal and interest. Its 2-year fixed rate fell 0.01pp, 3-year 0.02pp, 5-year 0.04pp. Its other 1-year fixed home loan rates rose, by 0.03pp.

Home loans · Biggest move · No. 3 of the day

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