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AMP MyAMP · Transaction accounts
AMP Cash Manager
AMP Cash Manager is a transaction account. The figures are the ones AMP MyAMP publishes under the Consumer Data Right today. The advertised rate last moved on 27 February 2026, up from 4.25% to 4.50%.
Advertised rate
4.50%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
27 February 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, $5,000,000 and overTiered Interest rate for balances $5000000.01 and over | 2.00% |
| Variable, $250,000 to $5,000,000Tiered Interest rate for balances $250000.01 to $5000000 | 3.85% |
| Variable, $10,000 to $250,000Tiered Interest rate for balances $10000.01 to $250000 | 4.50% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Monthly Account Management Feerecurring: Refer to the banks fees and charges guides for information relevant to your product | $0 |
| International ATM cash withdrawal feeper withdrawal: When you withdraw from your account at any international ATM | $4.50 |
| Currency conversion feeper transaction: When you use your AMP Visa Debit Card to make a purchase overseas or withdraw from an ATM overseas in a foreign currency and the transaction is converted to Aus | see lender |
| Emergency replacement AMP Visa Debit Card feereplacement: When you request urgent delivery of a replacement AMP Visa Debit Card | $15 |
| Inward SWIFT fee - depositsper deposit: When funds are transferred to your account (by SWIFT) from a bank in Australia or overseas (in Australian dollars) | $30 |
| Telegraphic transfer fee - withdrawalsper withdrawal: When you request us to transfer funds from your account (by SWIFT) to a bank in Australia (in Australian dollars) When you request us to transfer funds from you | $30 |
| Transaction trace feewhen it happens: When you request us to investigate and trace a transaction | $20 |
| Visa dispute feewhen it happens: When you dispute a Visa transaction and we do not find in your favour | $25 |
| Audit certificate feewhen it happens: When you or an auditor request an audit certificate for your account | $25 |
Get an email the morning AMP MyAMP moves this rate.
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