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Aussie Elevate Basic Home Loan
Aussie Elevate Basic Home Loan is a home loan. The figures are the ones Aussie Elevate publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 6.09% to 6.34%.
Advertised rate
6.34%
headline tier
Comparison rate
6.36%
as published
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 6.09% and 6.34% over the last 30 days.
Every current rate (33)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 50% | 6.34% | 6.36% |
| Variable, Owner occupier, P&I, LVR 50 to 60% | 6.34% | 6.36% |
| Variable, Owner occupier, P&I, LVR 60 to 70% | 6.39% | 6.41% |
| Variable, Investor, P&I, LVR up to 50% | 6.49% | 6.51% |
| Variable, Investor, P&I, LVR 50 to 60% | 6.49% | 6.51% |
| Variable, Investor, P&I, LVR 60 to 70% | 6.54% | 6.56% |
| Variable, Owner occupier, P&I, LVR 70 to 80% | 6.54% | 6.56% |
| Fixed 1 year, Owner occupier, P&I, LVR up to 80% | 6.59% | 6.56% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 80% | 6.59% | 6.57% |
| Variable, Investor, P&I, LVR 70 to 80% | 6.64% | 6.66% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 80% | 6.69% | 6.60% |
| Variable, Investor, Interest only, LVR up to 50% | 6.69% | 6.59% |
| Variable, Investor, Interest only, LVR 50 to 60% | 6.69% | 6.59% |
| Fixed 1 year, Investor, P&I, LVR up to 80% | 6.74% | 6.67% |
| Fixed 2 years, Investor, P&I, LVR up to 80% | 6.74% | 6.68% |
| Fixed 4 years, Owner occupier, P&I, LVR up to 80% | 6.79% | 6.65% |
| Fixed 5 years, Owner occupier, P&I, LVR up to 80% | 6.79% | 6.67% |
| Variable, Investor, Interest only, LVR 60 to 70% | 6.79% | 6.67% |
| Fixed 1 year, Investor, Interest only, LVR up to 80% | 6.84% | 6.68% |
| Fixed 2 years, Investor, Interest only, LVR up to 80% | 6.84% | 6.70% |
| Fixed 3 years, Investor, P&I, LVR up to 80% | 6.84% | 6.72% |
| Variable, Investor, Interest only, LVR 70 to 80% | 6.89% | 6.77% |
| Fixed 3 years, Investor, Interest only, LVR up to 80% | 6.94% | 6.74% |
| Fixed 4 years, Investor, P&I, LVR up to 80% | 6.94% | 6.77% |
| Fixed 5 years, Investor, P&I, LVR up to 80% | 6.94% | 6.79% |
| Fixed 4 years, Investor, Interest only, LVR up to 80% | 7.04% | 6.80% |
| Fixed 5 years, Investor, Interest only, LVR up to 80% | 7.04% | 6.83% |
| Fixed 1 year, Owner occupier, Interest only, LVR up to 80% | 7.09% | 6.62% |
| Fixed 2 years, Owner occupier, Interest only, LVR up to 80% | 7.09% | 6.67% |
| Fixed 3 years, Owner occupier, Interest only, LVR up to 80% | 7.19% | 6.74% |
| Fixed 4 years, Owner occupier, Interest only, LVR up to 80% | 7.29% | 6.83% |
| Fixed 5 years, Owner occupier, Interest only, LVR up to 80% | 7.29% | 6.88% |
| Variable, Owner occupier, Interest only, LVR up to 80% | 7.58% | 7.01% |
Rate moves, last 30 days
- 9 October 2026: 13 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR 50 to 60%, from 6.09% to 6.34%.
- 5 October 2026: 7 tiers lifted 0.25pp; the lowest, Fixed 5 years, Owner occupier, P&I, LVR up to 80%, from 6.54% to 6.79%.
Published fees
| Fee | Amount |
|---|---|
| Online Redraw Feewhen it happens: Charged when completing a redraw online | $0 |
| Manual Redraw Feewhen it happens: Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking | $0 |
| Break Cost Fee: Payable each time any of the following Break Events occur during a Fixed Rate Period: • at your request, we agree to change the Annual Percentage Rate under yo | see lender |
| Discharge Administration Feeon exit | $350 |
| Security Processing Feeupfront | $199 |
| Variation Feewhen it happens | $250 |
| Default Feewhen it happens | $35 |
| Duplicate Feewhen it happens | $16.50 |
| Bank Cheque Feewhen it happens | $10 |
| Monthly Admin Feerecurring: This fee is charged to cover the regular administration and servicing required for your loan | $0 |
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