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DHOAS Construction Loan
Australian Military Bank's DHOAS Construction Loan is a home loan open only to a stated occupation, employer or membership. The figures are the ones Australian Military Bank publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 6.64% to 6.89%.
Advertised rate
6.89%
headline tier
Comparison rate
6.92%
as published
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 6.64% and 6.89% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, Interest only, LVR up to 98%LVR <=98% | 6.89% | 6.92% |
Rate moves, last 30 days
- 15 October 2026: Variable, Owner occupier, Interest only, LVR up to 98% lifted 0.25pp, from 6.64% to 6.89%.
Published fees
| Fee | Amount |
|---|---|
| RateSaver Switch Feewhen it happens: +3rd party costs- To switch to a RateSaver Loan | $100 |
| Consent feewhen it happens: For 2nd or subsequent mortgages or lease registration | $250 |
| Documentation re-issue feewhen it happens: + 3rd party costs | $100 |
| Construction Loan Drawdown feewhen it happens | $65 |
| Audit Certificate Feewhen it happens: Per audit certificate requested | $50 |
| Copies of statements (over 12 months) at branch or postedwhen it happens: per page | $5 |
| Default notice feewhen it happens: Payable when a notice is issued regarding a default under the contract | $30 |
| Copies of statements (up to 12 months) at branchwhen it happens | $2.50 |
| Copies of statements (up to 12 months) postedwhen it happens: per page | $1 |
| Processing feeupfront | $450 |
| Archive retrieval feewhen it happens: A $50 hourly fee applies plus any expenses incurred | see lender |
| Paper statement fee (per statement)recurring | $2 |
Other Australian Military Bank home loans
DHOAS Rate Saver Home Loan 6.24%RateSaver Home Loan 6.34%1 Year Fixed Rate Home Loan 6.39%DHOAS 1 Year Fixed Rate Home Loan 6.39%DHOAS Value Home Loan 6.39%2 Year Fixed Rate Home Loan 6.44%3 Year Fixed Rate Home Loan 6.44%DHOAS 2 Year Fixed Rate Home Loan 6.44%DHOAS 3 Year Fixed Rate Home Loan 6.44%Investment RateSaver Home Loan 6.44%5 Year Fixed Rate Home Loan 6.49%DHOAS 5 Year Fixed Rate Home Loan 6.49%
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