Basic Investment Loan IO

Bank Australia's Basic Investment Loan IO is a home loan. The figures are the ones Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 6.59% to 6.84%.

Advertised rate

6.84%

headline tier

Comparison rate

6.70%

as published

Last moved

+0.25pp

15 October 2026

Advertised rate, last 30 days. Between 6.59% and 6.84% over the last 30 days.

Every current rate (4)

Tier	Rate	Comparison
Variable, Investor, Interest only, LVR up to 60%LVR 60% or less	6.84%	6.70%
Variable, Investor, Interest only, LVR 60 to 70%LVR 70% or less	6.84%	6.70%
Variable, Investor, Interest only, LVR 70 to 80%LVR 80% or less	6.84%	6.70%
Variable, Investor, Interest only, LVR 80 to 90%LVR 90% or less	7.09%	6.95%

Rate moves, last 30 days

15 October 2026: 4 tiers lifted 0.25pp; the lowest, Variable, Investor, Interest only, LVR up to 60%, from 6.59% to 6.84%.

Published fees

Fee	Amount
Home Loan Establishment Feeupfront: Payable for all mortgage secured loans to cover Bank Australia administration costs including preparing security documents.	$0
Portability Fee- New Mortgagewhen it happens: Payable when you request that a property securing a loan is replaced with a property that is a new security to Bank Australia.	$500
Mortgage Discharge Feewhen it happens: Payable when you discharge the mortgage.	$275
Annual feerecurring	$0
1st Valuation Feewhen it happens	$0
Monthly Feerecurring	$0

Other Bank Australia home loans

Clean Energy Home Loan 6.13%Clean Energy Investment Loan 6.29%Basic Home Loan 6.38%Offset Home Loan 6.38%Offset Investment Loan 6.49%Basic Investment Loan 6.59%Clean Energy Home Loan Fixed 6.59%Clean Energy Investment Fixed 6.64%Basic Home Loan Fixed 6.74%Offset Home Loan Fixed 6.74%Offset Investment Loan IO 6.74%Basic Investment Loan Fixed 6.79%

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