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Bank First · Home loans
Basic Home Loan Variable LVR<60%
Bank First's Basic Home Loan Variable LVR<60% is a home loan. The figures are the ones Bank First publishes under the Consumer Data Right today. The advertised rate last moved on 16 October 2026, up from 5.99% to 6.24%.
Advertised rate
6.24%
headline tier
Comparison rate
6.29%
as published
Last moved
+0.25pp
16 October 2026
Advertised rate, last 30 days. Between 5.99% and 6.24% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60% | 6.24% | 6.29% |
Rate moves, last 30 days
- 16 October 2026: Variable, Owner occupier, P&I, LVR up to 60% lifted 0.25pp, from 5.99% to 6.24%.
Published fees
| Fee | Amount |
|---|---|
| Arrears Feelate payment: Applies when a loan is 7 and 30 calendar days in arrears | $20 |
| Discharge Of Mortgage Feeon exit: $395.00 per Title. | $395 |
| Settlement Feeupfront: Costs associated with processing the documentation and settlement of the loan | $595 |
Other Bank First home loans
Basic Home Loan Variable LVR 60-70% 6.29%Basic Home Loan Variable LVR 70-80% 6.34%Complete Home Loan Owner Occupied Variable LVR <60% 6.34%Premier Package Home Loan Owner Occupied Variable LVR <60% 6.34%Premier Package Home Loan Owner Occupied Variable LVR 60-70% 6.39%Basic Investment Loan Variable LVR<60% 6.39%Complete Home Loan Owner Occupied Variable LVR 60-70% 6.39%Basic Investment Loan Variable LVR 60-70% 6.44%Complete Home Loan Owner Occupied Variable LVR 70-80% 6.44%Premier Package Home Loan Owner Occupied Variable LVR 70-80% 6.44%Basic Investment Loan Variable LVR 70-80% 6.49%Complete Home Loan Investment Variable LVR <60% 6.49%
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