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Bank First · Personal loans
Used Car Loan Personal Lending 1-5 Years Fixed Unsecured
Bank First's Used Car Loan Personal Lending 1-5 Years Fixed Unsecured is a personal loan. The figures are the ones Bank First publishes under the Consumer Data Right today. The advertised rate last moved on 28 August 2026, down from 10.79% to 7.79%.
Advertised rate
7.79%
headline tier
Comparison rate
9.13%
as published
Last moved
-3.00pp
28 August 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, P&I | 7.79% | 9.13% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Stamp Duty On Goods Security Agreementupfront: Available upon application Government Charge (for interstate Goods Mortgage only). | $0 |
| Arrears Feelate payment: Payable immediately if all or any part of a repayment is 7 days in arrears. | $20 |
| Loans With A Fixed Rate Term - Break Cost Feewhen it happens: If the loan is paid out or transferred to a variable rate loan during the fixed rate period you will incur a break cost fee. | see lender |
| Personal Loan Establishment Feeupfront: Applies to all Personal Loan types whether secured or unsecured, and is only payable if the loan is funded. | $195 |
Other Bank First personal loans
New Car Loan Personal Lending 1-5 Years Fixed Unsecured 6.79%New Car Loan Personal Lending Variable Unsecured 6.79%Green Car Loan Personal Lending 1-5 Years Fixed Unsecured 9.29%Green Car Loan Personal Lending Variable Unsecured 9.29%Personal Loan Personal Lending 1-5 Years Fixed Unsecured 9.64%Personal Loan Personal Lending Variable Unsecured 9.64%Used Car Loan Personal Lending Variable Unsecured 10.79%
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