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Incentive Saver
BankSA's Incentive Saver is a savings account. The figures are the ones BankSA publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 5.14% to 5.39%.
Advertised rate
5.39%
headline tier
Tiers
12
current rate rows
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 5.14% and 5.39% over the last 30 days.
Every current rate (12)
| Tier | Rate |
|---|---|
| Variable, up to $20,0000 - 19999.99 | 0.01% |
| Variable, $1,000,001 and over1000000+ | 0.01% |
| Variable, $100,000 to $250,000100000 - 249999.99 | 0.01% |
| Variable, $500,000 to $1,000,000500000 - 1000000 | 0.01% |
| Variable, $20,000 to $100,00020000 - 99999.99 | 0.01% |
| Variable, $250,000 to $500,000250000 - 499999.99 | 0.01% |
| Bonus 1 month, $1,000,001 and overAdd money to your account (interest payments don't count). | 5.39% |
| Bonus 1 month, $20,000 to $100,000Add money to your account (interest payments don't count). | 5.39% |
| Bonus 1 month, $250,000 to $500,000Add money to your account (interest payments don't count). | 5.39% |
| Bonus 1 month, $100,000 to $250,000Add money to your account (interest payments don't count). | 5.39% |
| Bonus 1 month, $500,000 to $1,000,000Add money to your account (interest payments don't count). | 5.39% |
| Bonus 1 month, up to $20,000Add money to your account (interest payments don't count). | 5.39% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Account Keeping Feerecurring | $0 |
| Internet Bankingper transaction | $0 |
| Phone Bankingper transaction | $0 |
| Visa Debit Transactionsper transaction | $0 |
| EFTPOSper transaction | $0 |
| Collection Itemper transaction | $0 |
| Overdrawn Feewhen it happens | $15 |
| Overseas Withdrawalper withdrawal | $5 |
| Direct Debitper withdrawal | $0 |
| Foreign Currency Conversion Feeper transaction: This fee is charged for any transaction that involves the conversion of an amount of foreign currency into Australian Dollars. | see lender |
| Frequent Statementwhen it happens | $0 |
| Staff assisted (branch and telephone)per withdrawal | $0 |
Other BankSA savings accounts
Get an email the morning BankSA moves this rate.
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