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BankVic rates

BankVic publishes 55 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

BankVic's lowest home loan rate is 6.09% on Fixed Rate Home Loan - 2 years, 0.65 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.30% on Bonus Saver, 1.30 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. BankVic repriced 29 products in the last 30 days, most recently cutting Investor IO Fixed 2 Years on 13 October 2026, from 6.69% to 6.39%.

Home loans

ProductAdvertised rateComparison rate
Fixed Rate Home Loan - 2 years6.09%6.35%
Special Police Variable Home Loan Rate6.18%6.18%
Investor Fixed 2 Years6.19%6.53%
Home Loan Special Variable Rate6.24%6.24%
Police Variable Home Loan Rate6.29%6.29%
Offset Police Variable Rate Home Loan6.33%6.33%
Home Loan Variable Rate6.35%6.35%
Special Police Investor Variable Rate Home Loan6.38%6.43%
Fixed Rate Home Loan - 1 year6.39%6.40%
Fixed Rate Home Loan - 3 years6.39%6.41%
Investor IO Fixed 2 Years6.39%6.56%
Offset Variable Rate Home Loan6.39%6.39%
Investor Special Rate Home Loan6.44%6.49%
Investor Fixed 1 Year6.49%6.59%
Investor Fixed 3 Years6.49%6.58%
Police Investor IO Variable Rate Loan6.49%
Police Investor Variable Home Loan6.49%6.54%
Offset Police Investor Variable Rate Home6.53%6.58%
Investor Variable Rate Home Loan6.55%6.60%
Investor Variable Rate IO Loan6.55%
Offset Investor Variable Rate Home Loan6.59%6.64%
Investor IO Fixed 1 Year6.69%6.61%
Investor IO Fixed 3 Years6.69%6.64%
Fixed Rate Home Loan - 4 years6.79%6.56%
Fixed Rate Home Loan - 5 years6.79%6.59%
Investor Fixed 4 Years6.90%6.73%
Investor Fixed 5 Years6.90%6.75%
Investor IO Fixed 4 Years7.10%6.79%
Investor IO Fixed 5 Years7.10%6.83%

Savings accounts

ProductAdvertised rate
Bonus Saver5.30%
SMSF Saver4.90%

Term deposits

ProductAdvertised rate
Term Deposit 9 Months5.15%
Term Deposit 6 Months5.10%
Term Deposit 12 Months5.00%
Term Deposit 18 Months5.00%
Term Deposit 24 Months5.00%
Term Deposit 36 Months5.00%
Term Deposit 5 Months5.00%
12 Month Regular Income4.95%
Term Deposit 10 Months4.75%
Term Deposit 11 Months4.75%
Term Deposit 48 Months4.70%
Term Deposit 7 Months4.70%
Term Deposit 8 Months4.70%
Term Deposit 3 Months4.50%
Term Deposit 4 Months4.50%
Term Deposit 60 Months4.20%

Transaction accounts

ProductAdvertised rate
Little Copper Club4.95%
Pension Plus4.65%
EasyInvest3.15%
Everyday Account0.01%

Credit cards

ProductAdvertised rate
Low Rate Visa Credit Card13.95%
TPAV Qantas Credit Card18.95%

Personal loans

ProductAdvertised rateComparison rate
Car Loan Fixed 1-5 Years8.99%9.12%
Personal Loan Variable11.95%12.08%

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