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Bankwest · Home loans
Fixed Rate Home Loan
Bankwest's Fixed Rate Home Loan is a home loan. The figures are the ones Bankwest publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 6.49% to 6.79%.
Advertised rate
6.79%
headline tier
Comparison rate
9.03%
as published
Last moved
+0.30pp
9 October 2026
Advertised rate, last 30 days. Between 6.49% and 6.79% over the last 30 days.
Every current rate (40)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Owner occupier, P&I, LVR up to 80% | 6.79% | 9.03% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 80% | 6.89% | 8.81% |
| Fixed 1 year, Investor, P&I, LVR up to 90% | 6.99% | 9.62% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 80% | 6.99% | 8.63% |
| Fixed 4 years, Owner occupier, P&I, LVR up to 80% | 7.04% | 8.48% |
| Fixed 2 years, Investor, P&I, LVR up to 90% | 7.09% | 9.35% |
| Fixed 5 years, Owner occupier, P&I, LVR up to 80% | 7.09% | 8.34% |
| Fixed 1 year, Owner occupier, P&I, LVR 80 to 90% | 7.19% | 9.08% |
| Fixed 1 year, Investor, Interest only, LVR up to 90% | 7.19% | 9.65% |
| Fixed 3 years, Investor, P&I, LVR up to 90% | 7.19% | 9.13% |
| Fixed 4 years, Investor, P&I, LVR up to 90% | 7.24% | 8.93% |
| Fixed 1 year, Owner occupier, Interest only, LVR up to 80% | 7.29% | 9.09% |
| Fixed 2 years, Owner occupier, P&I, LVR 80 to 90% | 7.29% | 8.90% |
| Fixed 2 years, Investor, Interest only, LVR up to 90% | 7.29% | 9.40% |
| Fixed 5 years, Investor, P&I, LVR up to 90% | 7.29% | 8.77% |
| Fixed 2 years, Owner occupier, Interest only, LVR up to 80% | 7.39% | 8.92% |
| Fixed 3 years, Owner occupier, P&I, LVR 80 to 90% | 7.39% | 8.75% |
| Fixed 3 years, Investor, Interest only, LVR up to 90% | 7.39% | 9.20% |
| Fixed 4 years, Investor, Interest only, LVR up to 90% | 7.44% | 9.03% |
| Fixed 4 years, Owner occupier, P&I, LVR 80 to 90% | 7.44% | 8.63% |
| Fixed 3 years, Owner occupier, Interest only, LVR up to 80% | 7.49% | 8.79% |
| Fixed 5 years, Owner occupier, P&I, LVR 80 to 90% | 7.49% | 8.52% |
| Fixed 5 years, Investor, Interest only, LVR up to 90% | 7.49% | 8.88% |
| Fixed 4 years, Owner occupier, Interest only, LVR up to 80% | 7.54% | 8.68% |
| Fixed 1 year, Owner occupier, P&I, LVR 90 to 95% | 7.59% | 9.12% |
| Fixed 5 years, Owner occupier, Interest only, LVR up to 80% | 7.59% | 8.58% |
| Fixed 2 years, Owner occupier, P&I, LVR 90 to 95% | 7.69% | 8.98% |
| Fixed 3 years, Owner occupier, P&I, LVR 90 to 95% | 7.79% | 8.88% |
| Fixed 4 years, Owner occupier, P&I, LVR 90 to 95% | 7.84% | 8.78% |
| Fixed 5 years, Owner occupier, P&I, LVR 90 to 95% | 7.89% | 8.71% |
| Fixed 1 year, Investor, P&I, LVR 90 to 95% | 8.09% | 9.75% |
| Fixed 2 years, Investor, P&I, LVR 90 to 95% | 8.19% | 9.59% |
| Fixed 3 years, Investor, P&I, LVR 90 to 95% | 8.29% | 9.47% |
| Fixed 4 years, Investor, P&I, LVR 90 to 95% | 8.34% | 9.36% |
| Fixed 1 year, Owner occupier, P&I, LVR 95 to 98% | 8.39% | 9.22% |
| Fixed 5 years, Investor, P&I, LVR 90 to 95% | 8.39% | 9.28% |
| Fixed 2 years, Owner occupier, P&I, LVR 95 to 98% | 8.49% | 9.16% |
| Fixed 3 years, Owner occupier, P&I, LVR 95 to 98% | 8.59% | 9.13% |
| Fixed 4 years, Owner occupier, P&I, LVR 95 to 98% | 8.64% | 9.10% |
| Fixed 5 years, Owner occupier, P&I, LVR 95 to 98% | 8.69% | 9.08% |
Rate moves, last 30 days
- 9 October 2026: 20 tiers lifted 0.30pp; the lowest, Fixed 2 years, Owner occupier, P&I, LVR up to 80%, from 6.59% to 6.89%.
Published fees
| Fee | Amount |
|---|---|
| Application Feeupfront: Includes legal fees for standard mortgage preparation and one standard valuation fee. | $295 |
| Loan Maintenance Feerecurring: Payable monthly in arrears on the monthly repayment due date during the fixed interest rate period. | $12 |
| Bank Cheque Feeper transaction: Payable per cheque required for settlement purposes and each time you request a bank cheque. | $10 |
| Arrears Notice Feewhen it happens: Cost is per notice and payable upon notification that your account is in arrears, during the period the loan is in default. | $35 |
| Legal Feeswhen it happens: Payable where Bankwest requires external legal services as part of the application. | see lender |
| Mortgage Registration Feeupfront: These are payable to Bankwest in reimbursement of Land Titles Office fees. | see lender |
| Discharge of Pre-existing Mortgage Registration Feeon exit: These are payable to Bankwest in reimbursement of Land Titles Office fees. | see lender |
| Transfer of Land Registration Feewhen it happens: These are payable to Bankwest in reimbursement of Land Titles Office fees. | see lender |
| Third Party Fees (including legal fees) Associated with the Dischargewhen it happens: These are payable to Bankwest in reimbursement of any third party fees associated with a discharge. | see lender |
| Discharge of Mortgage Registration Feeon exit: These are payable to Bankwest in reimbursement of Land Titles Office fees. | see lender |
| Security Assessment Feewhen it happens: Payable when we perform a valuation on any mortgaged real property forming part of the Security after the initial settlement in reimbursement of the valuer's fe | see lender |
| Legal Disbursement Feeupfront: Applies when a new mortgage is being taken. | $350 |
Other Bankwest home loans
Bankwest Simple Home Loan 6.44%Complete Variable Home Loan Package 6.44%Complete Fixed Home Loan Package 6.69%
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