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Gold Prime Residential Basic Home Loans
BNK Bank's Gold Prime Residential Basic Home Loans is a home loan. The figures are the ones BNK Bank publishes under the Consumer Data Right today. The advertised rate last moved on 22 October 2026, up from 6.05% to 6.30%.
Advertised rate
6.30%
headline tier
Comparison rate
6.33%
as published
Last moved
+0.25pp
22 October 2026
Advertised rate, last 30 days. Between 6.05% and 6.30% over the last 30 days.
Every current rate (6)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 70%, $100,000 to $2,000,000LVR equal to or less than 70% | 6.30% | 6.33% |
| Variable, Owner occupier, P&I, LVR 70 to 80%, $100,000 to $2,000,000LVR above 70% and equal to or less than 80% | 6.35% | 6.38% |
| Variable, Investor, P&I, LVR up to 70%, $100,000 to $2,000,000LVR equal to or less than 70% | 6.50% | 6.59% |
| Variable, Investor, P&I, LVR 70 to 80%, $100,000 to $2,000,000LVR above 70% and equal to or less than 80% | 6.55% | 6.64% |
| Variable, Investor, Interest only, LVR up to 70%, $100,000 to $2,000,000LVR equal to or less than 70% | 6.65% | 6.74% |
| Variable, Investor, Interest only, LVR 70 to 80%, $100,000 to $2,000,000LVR above 70% and equal to or less than 80% | 6.70% | 6.79% |
Rate moves, last 30 days
- 22 October 2026: 6 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 70%, $100,000 to $2,000,000, from 6.05% to 6.30%.
Published fees
| Fee | Amount |
|---|---|
| Valuation costswhen it happens: This fee is incurred for existing loans when they increase on an existing Loan | see lender |
| Substitution of Security: Valuation Feeswhen it happens: Substitution of Security | see lender |
| Loan Top Upwhen it happens: This fee is incurred when a customer requests an increase for an existing loan | $350 |
| Solicitors Feeswhen it happens: This fee is incurred for existing loans when they increase on an existing Loan | $350 |
| Conversion: Variation Feewhen it happens: This fee is associated with conversion of an existing loan - Convert to Fixed Rate (Full or Partial), Interest Only, Principal & Interest, Full Doc | $250 |
| Conversion: Funder Feewhen it happens: This fee is associated with conversion of an existing loan - Convert to Fixed Rate (Full or Partial), Interest Only, Principal & Interest, Full Doc | $250 |
| Substitution of Security: Funder Feewhen it happens: Substitution of Security | $250 |
| Other Fees: Document Custody Feewhen it happens | $25 |
| Discharge (Full or partial)on exit: Discharging a loan | $350 |
| Substitution of Security: Solicitor Feeswhen it happens | see lender |
| Discharge (Full or Partial): Solicitor Feeson exit: Solicitor Fees for Discharge (Full or Partial) | see lender |
| Annual Feerecurring: Annual fee for investment loans only | $299 |
Other BNK Bank home loans
Gold Prime Residential Special Home Loans 6.40%Prime Alt Doc (BNK) 6.99%Prime Alt Doc Jumbo (BNK) 7.20%
Get an email the morning BNK Bank moves this rate.
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