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Border Bank · Savings accounts

Bonus Saver Account

Border Bank's Bonus Saver Account is a savings account. The figures are the ones Border Bank publishes under the Consumer Data Right today. The advertised rate last moved on 1 November 2026, up from 4.50% to 4.75%.

Advertised rate
4.75%
headline tier
Tiers
5
current rate rows
Last moved
+0.25pp
1 November 2026
4.50%4.75%5 October 20264 November 2026

Advertised rate, last 30 days. Between 4.50% and 4.75% over the last 30 days.

Every current rate (5)

TierRate
Variable, $10,001 and overS23 T30.05%
Variable, $500 to $10,000S23 T20.05%
Variable, up to $499S23 T10.05%
Bonusno withdrawals in the month; deposit at least $100 a month4.75%
Variable11.96%

Rate moves, last 30 days

The advertised rate moved on 1 November 2026, from 4.50% to 4.75%; no other tier moved in the last 30 days.

Published fees

FeeAmount
Additional Statement Feewhen it happens: $1.50 per page.$5
Dormant Accounts feewhen it happens: After 3 years an account is classed as dormant if no Member transactions occur.$10
Document Retrieval Feewhen it happens: Minimum $22.77 per hour retrieval fee and minimum $30 per hour administrative fee.$0
Third Party Costswhen it happens: At Cost.$0
Default Notice Feewhen it happens: Payable if and when we send you a default notice for an overdrawn account where an arrears remains unremedied after we have sent you an arrears letter$21.50
Counter Cash withdrawal fee up to $24,999per transaction: First 3 free if part of Reduced Fees program$2
Counter Cash withdrawal $25,000 and overper transaction: Per cash withdrawal $25,000 or over$50

Other Border Bank savings accounts

Savings Plus Account 4.65%

Get an email the morning Border Bank moves this rate.

Every Border Bank rate · every savings account rate compared · other lenders · this product in the explorer.