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Border Bank · Personal loans
Personal Loan
Border Bank's Personal Loan is a personal loan. The figures are the ones Border Bank publishes under the Consumer Data Right today. The advertised rate last moved on 28 August 2026, up from 6.99% to 12.99%.
Advertised rate
9.99%
headline tier
Comparison rate
10.13%
as published
Last moved
+6.00pp
28 August 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, P&I | 9.99% | 10.13% |
| Fixed 7 years, P&I | 12.99% | 13.14% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Default Notice Feewhen it happens: Payable when we send you a default notice under a loan contract when an arrears remains unremedied after we have sent you an arrears letter. | $21.50 |
| Personal Loan Establishment feeupfront: Payable when your loan is funded | $98 |
| Ppsrupfront: At Cost. | $0 |
| Additional Statement Feewhen it happens: $5 for Archive Retrieval and $1.50 per page. | $5 |
| Overdrawn Account Feewhen it happens: Payable when you exceed your credit limit by $75 or more within a calendar month. | $15 |
| Arrears Letter Feewhen it happens: Payable when we send you an arrears letter asking you to remedy an arrears under a loan contract. | $6.50 |
| Late Payment Feewhen it happens: Charged where the whole or any part of your loan repayment remains unpaid after 14 days past the due date. | $10 |
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