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Cairns Bank · Overdrafts

Business overdraft (secured)

Cairns Bank's Business overdraft (secured) is a overdraft. The figures are the ones Cairns Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
7.25%
headline tier
Tiers
2
current rate rows
Last moved
Never
since tracking began
7.25%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (2)

TierRate
Variable0.01%
Variable7.25%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Account keeping feerecurring$12
Application feeupfront$200
Arrears feerecurring: For loans in arrears two month or more$25
Corporate chequewhen it happens$10
Bank cheque feewhen it happens: Payable for each cheque from a Bank (other than Cairns Bank) you request$12
Discharge preparation feewhen it happens: When the balance is repaid in full and a Form 3 is prepared$60
Discharge settlement feewhen it happens: When required to attend at settlement$100

Other Cairns Bank overdrafts

Cairns Bank personal overdraft 10.00%

Get an email the morning Cairns Bank moves this rate.

Every Cairns Bank rate · other lenders · this product in the explorer.