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Classic Home Loan Bridging Variable >90 LVR IO
Cairns Bank's Classic Home Loan Bridging Variable >90 LVR IO is a home loan open only to a stated occupation, employer or membership. The figures are the ones Cairns Bank publishes under the Consumer Data Right today. The advertised rate last moved on 29 October 2026, up from 8.89% to 9.14%.
Advertised rate
9.14%
headline tier
Comparison rate
9.17%
as published
Last moved
+0.25pp
29 October 2026
Advertised rate, last 30 days. Between 8.89% and 9.14% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, Interest only, LVR over 90%, $150,000 and over | 9.14% | 9.17% |
Rate moves, last 30 days
- 29 October 2026: Variable, Owner occupier, Interest only, LVR over 90%, $150,000 and over lifted 0.25pp, from 8.89% to 9.14%.
Published fees
| Fee | Amount |
|---|---|
| Account keeping feerecurring | $12 |
| Arrears feerecurring: For loans in arrears two month or more | $25 |
| Bank cheque feewhen it happens: Payable for each cheque from a Bank (other than Cairns Bank) you request | $12 |
| Corporate chequewhen it happens | $10 |
| Discharge preparation feewhen it happens: When the balance is repaid in full and a Form 3 is prepared | $60 |
| Discharge settlement feewhen it happens: When required to attend at settlement | $100 |
| Establishment fee-loan establishment feeupfront | $200 |
| Loan switching feewhen it happens: When you apply for consent to any matter relating to the variation of this loan contract or the security (other than a matter for which a specific fee is payabl | $200 |
| Subsequent dealing feewhen it happens: When you apply for consent to a subsequent dealing with the mortgaged property | $200 |
Other Cairns Bank home loans
Plus Home Loan Fixed 1yr <60 LVR PI 6.44%Classic Home Loan Variable <60 LVR PI 6.49%Plus Home Loan Fixed 1yr 60-80 LVR PI 6.49%Plus Home Loan Fixed 2yr <60 LVR PI 6.49%Classic Home Loan Variable 60-80 LVR PI 6.54%Investment Plus HL Fixed 1yr <60 LVR PI 6.54%Plus Home Loan Fixed 2yr 60-80 LVR PI 6.54%Classic Investment HL Variable <60 LVR PI 6.59%Investment Plus HL Fixed 1yr 60-80 LVR PI 6.59%Investment Plus HL Fixed 2yr <60 LVR PI 6.59%Plus Home Loan Fixed 3yr <60 LVR PI 6.59%Plus Home Loan Variable <60 LVR 6.59%
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