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Cairns Bank · Home loans
Classic Home Loan Variable 80-90 LVR PI
Cairns Bank's Classic Home Loan Variable 80-90 LVR PI is a home loan. The figures are the ones Cairns Bank publishes under the Consumer Data Right today. The advertised rate last moved on 28 October 2026, up from 6.49% to 6.74%.
Advertised rate
6.74%
headline tier
Comparison rate
6.20%
as published
Last moved
+0.25pp
28 October 2026
Advertised rate, last 30 days. Between 6.49% and 6.74% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR 80 to 90%, $150,000 and over | 6.74% | 6.20% |
Rate moves, last 30 days
- 28 October 2026: Variable, Owner occupier, P&I, LVR 80 to 90%, $150,000 and over lifted 0.25pp, from 6.49% to 6.74%.
Published fees
| Fee | Amount |
|---|---|
| Account keeping feerecurring | $12 |
| Additional redraw feewhen it happens: Payable in respect of each redraw in a month after the first free redraw | $20 |
| Arrears feerecurring: For loans in arrears two month or more | $25 |
| Bank cheque feewhen it happens: Payable for each cheque from a Bank (other than Cairns Bank) you request | $12 |
| Corporate chequewhen it happens | $10 |
| Discharge preparation feewhen it happens: When the balance is repaid in full and a Form 3 is prepared | $60 |
| Discharge settlement feewhen it happens: When required to attend at settlement | $100 |
| Establishment fee-loan establishment feeupfront | $200 |
| Loan switching feewhen it happens: When you apply for consent to any matter relating to the variation of this loan contract or the security (other than a matter for which a specific fee is payabl | $200 |
| Subsequent dealing feewhen it happens: When you apply for consent to a subsequent dealing with the mortgaged property | $200 |
| Variation of loan contract feewhen it happens: Payable when you apply to vary a loan contract | $200 |
Other Cairns Bank home loans
Plus Home Loan Fixed 1yr <60 LVR PI 6.44%Classic Home Loan Variable <60 LVR PI 6.49%Plus Home Loan Fixed 1yr 60-80 LVR PI 6.49%Plus Home Loan Fixed 2yr <60 LVR PI 6.49%Classic Home Loan Variable 60-80 LVR PI 6.54%Investment Plus HL Fixed 1yr <60 LVR PI 6.54%Plus Home Loan Fixed 2yr 60-80 LVR PI 6.54%Classic Investment HL Variable <60 LVR PI 6.59%Investment Plus HL Fixed 1yr 60-80 LVR PI 6.59%Investment Plus HL Fixed 2yr <60 LVR PI 6.59%Plus Home Loan Fixed 3yr <60 LVR PI 6.59%Plus Home Loan Variable <60 LVR 6.59%
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