Online Saver account

Cairns Bank's Online Saver account is a savings account. The figures are the ones Cairns Bank publishes under the Consumer Data Right today. The advertised rate last moved on 2 November 2026, down from 3.00% to 2.75%.

Advertised rate

2.75%

headline tier

Tiers

current rate rows

Last moved

-0.25pp

2 November 2026

Advertised rate, last 30 days. Between 2.75% and 3.00% over the last 30 days.

Every current rate (1)

Tier	Rate
Variable, $2,000 and overOnline Saver account_Tier_2	2.75%

Rate moves, last 30 days

The advertised rate moved on 2 November 2026, from 3.00% to 2.75%; no other tier moved in the last 30 days.

Other Cairns Bank savings accounts

Childrens saver account 3.20%Christmas Saver Account 2.25%

Get an email the morning Cairns Bank moves this rate.

Every Cairns Bank rate · every savings account rate compared · other lenders · this product in the explorer.