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Cairns Bank · Transaction accounts
Pensioner Account
Cairns Bank's Pensioner Account is a transaction account. The figures are the ones Cairns Bank publishes under the Consumer Data Right today. The advertised rate last moved on 23 October 2026, up from 2.75% to 3.00%.
Advertised rate
3.00%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
23 October 2026
Advertised rate, last 30 days. Between 2.75% and 3.00% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, up to $10,000Pensioner Account_Tier_1 | 0.05% |
| Variable, $10,000 to $50,000Pensioner Account_Tier_2 | 1.70% |
| Variable, $50,000 and overPensioner Account_Tier_3 | 3.00% |
Rate moves, last 30 days
- 23 October 2026: Variable, $10,000 to $50,000 lifted 0.20pp, from 1.50% to 1.70%.
- 23 October 2026: Variable, $50,000 and over lifted 0.25pp, from 2.75% to 3.00%.
Other Cairns Bank transaction accounts
Get an email the morning Cairns Bank moves this rate.
Every Cairns Bank rate · every transaction account rate compared · other lenders · this product in the explorer.