Lenders › Central West Credit Union › S18 Smart Plus (secured by mortgage over residential property)
Central West Credit Union · Overdrafts
S18 Smart Plus (secured by mortgage over residential property)
Central West Credit Union's S18 Smart Plus (secured by mortgage over residential property) is a overdraft. The figures are the ones Central West Credit Union publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.
Advertised rate
7.70%
headline tier
Tiers
6
current rate rows
Last moved
Never
since tracking began
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (6)
| Tier | Rate |
|---|---|
| Variable, up to $5,000S18 Smart Plus (secured by mortgage over residential property)_Tier_1 | 1.25% |
| Variable, $5,000 to $10,000S18 Smart Plus (secured by mortgage over residential property)_Tier_2 | 1.30% |
| Variable, $10,000 to $25,000S18 Smart Plus (secured by mortgage over residential property)_Tier_3 | 1.40% |
| Variable, $25,000 to $50,000S18 Smart Plus (secured by mortgage over residential property)_Tier_4 | 1.45% |
| Variable, $50,000 and overS18 Smart Plus (secured by mortgage over residential property)_Tier_5 | 2.20% |
| Variable | 7.70% |
Rate moves, last 30 days
- 1 November 2026: Variable, $50,000 and over lifted 0.10pp, from 2.10% to 2.20%.
Published fees
| Fee | Amount |
|---|---|
| Direct debit rejection feeper transaction | $10 |
| Dormant account feewhen it happens: Charged after 2 years of inactivity | $10 |
| Monthly visa card feerecurring: Fee is applicable to active cards only | $2 |
| Overdraft establishment feeupfront: Only applicable when applying for an Overdraft facility | $150 |
| Overdrawn account feeper withdrawal | $10 |
| Paper statement feerecurring | $2.50 |
Other Central West Credit Union overdrafts
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