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Bridging Loan (Interest Only)
CommFCU's Bridging Loan (Interest Only) is a home loan open only to a stated occupation, employer or membership. The figures are the ones CommFCU publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 8.94% to 9.14%.
Advertised rate
9.14%
headline tier
Comparison rate
6.58%
as published
Last moved
+0.20pp
13 October 2026
Advertised rate, last 30 days. Between 8.94% and 9.14% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, Interest only, $150,000 and over | 9.14% | 6.58% |
Rate moves, last 30 days
- 13 October 2026: Variable, Owner occupier, Interest only, $150,000 and over lifted 0.20pp, from 8.94% to 9.14%.
Published fees
| Fee | Amount |
|---|---|
| Loan variation feewhen it happens: Includes loan split requests, additional splits, loan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a | $250 |
| Bridging loan application feeupfront: Includes application fee, one standard valuation and one legal fee for one property security. | $1,500 |
| Late paymentlate payment: Charged to loan account | $25 |
| Redraw fee - staff assistedwhen it happens: Charged to loan account | $30 |
| Safe custody feerecurring: E.g. | $50 |
| Re-issue loan documentation feewhen it happens: For mortgage products | $300 |
| Special attendance feewhen it happens: Charged at cost | $0 |
| Copy of statement (already issued)when it happens: Charged per page. | $1.50 |
| Solicitors preparation feewhen it happens: Charged at cost | $0 |
| Additional valuation feewhen it happens: Charged at cost | $0 |
| Search feeswhen it happens: Charged at cost | $0 |
| Special attendance fee - mortgage dischargewhen it happens: Charged at discharge | $696 |
Other CommFCU home loans
Go Basic Variable Home Loan - Owner-occupied LVR 80% (Principal and Interest) 6.15%Boost Package Home Loan - 3 Year Fixed - Owner-occupied LVR 80% (Principal and Interest) 6.29%Boost Package Home Loan - Owner-occupied LVR 80% (Principal and Interest) 6.29%Boost Package Home Loan - 2 Year Fixed - Owner-occupied LVR 80% (Principal and Interest) 6.39%Boost Package Home Loan - 3 Year Fixed - Investment LVR 80% (Principal and Interest) 6.39%GO Basic 3 Year Fixed Home Loan - Owner-occupied LVR 80% (Principal and Interest) 6.39%Go Basic Variable Home Loan - Investment LVR 80% (Principal and Interest) 6.39%Boost Package Home Loan - 1 Year Fixed - Owner-occupied LVR 80% (Principal and Interest) 6.44%Boost Package Home Loan - 2 Year Fixed - Investment LVR 80% (Principal and Interest) 6.44%Go Basic Variable Home Loan - Owner-occupied LVR 95% (Principal and Interest) 6.45%Boost Package Home Loan - Investment LVR 80% (Principal and Interest) 6.49%GO Basic 2 Year Fixed Home Loan - Owner-occupied LVR 80% (Principal and Interest) 6.49%
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