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CommFCU · Home loans
Community Advantage 1 year fixed Investment (Principal and Interest)
CommFCU's Community Advantage 1 year fixed Investment (Principal and Interest) is a home loan. The figures are the ones CommFCU publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 6.69% to 6.89%.
Advertised rate
6.89%
headline tier
Comparison rate
7.12%
as published
Last moved
+0.20pp
13 October 2026
Advertised rate, last 30 days. Between 6.69% and 6.89% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Investor, P&I, $150,000 and over | 6.89% | 7.12% |
Rate moves, last 30 days
- 13 October 2026: Fixed 1 year, Investor, P&I, $150,000 and over lifted 0.20pp, from 6.69% to 6.89%.
Published fees
| Fee | Amount |
|---|---|
| Home loan application feeupfront: First application includes the cost of the first standard valuation and legal fees of one security only (and includes 2 splits) | $600 |
| Loan variation feewhen it happens: Includes loan split requests, additional splits, loan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a | $250 |
| Construction loan application feeupfront: Includes application fee, inspection fees and draw-down fees throughout construction period. | $1,500 |
| Late paymentlate payment: Charged to loan account | $25 |
| Redraw fee - staff assistedwhen it happens: Charged to loan account | $30 |
| Safe custody feerecurring: E.g. | $50 |
| Re-issue loan documentation feewhen it happens: For mortgage products | $300 |
| Special attendance feewhen it happens: Charged at cost | $0 |
| Copy of statement (already issued)when it happens: Charged per page. | $1.50 |
| Solicitors preparation feewhen it happens: Charged at cost | $0 |
| Additional valuation feewhen it happens: Charged at cost | $0 |
| Search feeswhen it happens: Charged at cost | $0 |
Other CommFCU home loans
Go Basic Variable Home Loan - Owner-occupied LVR 80% (Principal and Interest) 6.15%Boost Package Home Loan - 3 Year Fixed - Owner-occupied LVR 80% (Principal and Interest) 6.29%Boost Package Home Loan - Owner-occupied LVR 80% (Principal and Interest) 6.29%Boost Package Home Loan - 2 Year Fixed - Owner-occupied LVR 80% (Principal and Interest) 6.39%Boost Package Home Loan - 3 Year Fixed - Investment LVR 80% (Principal and Interest) 6.39%GO Basic 3 Year Fixed Home Loan - Owner-occupied LVR 80% (Principal and Interest) 6.39%Go Basic Variable Home Loan - Investment LVR 80% (Principal and Interest) 6.39%Boost Package Home Loan - 1 Year Fixed - Owner-occupied LVR 80% (Principal and Interest) 6.44%Boost Package Home Loan - 2 Year Fixed - Investment LVR 80% (Principal and Interest) 6.44%Go Basic Variable Home Loan - Owner-occupied LVR 95% (Principal and Interest) 6.45%Boost Package Home Loan - Investment LVR 80% (Principal and Interest) 6.49%GO Basic 2 Year Fixed Home Loan - Owner-occupied LVR 80% (Principal and Interest) 6.49%
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