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Defence Bank · Savings accounts
Cadet Saver
Defence Bank's Cadet Saver is a savings account. The figures are the ones Defence Bank publishes under the Consumer Data Right today. The advertised rate last moved on 14 October 2026, up from 5.00% to 5.25%.
Advertised rate
5.25%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
14 October 2026
Advertised rate, last 30 days. Between 5.00% and 5.25% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable | 5.25% |
Rate moves, last 30 days
- 14 October 2026: Variable lifted 0.25pp, from 5.00% to 5.25%.
Published fees
| Fee | Amount |
|---|---|
| Emergency cashwhen it happens: When you request emergency cash while overseas other than through an ATM. | $0 |
| Emergency card replacementwhen it happens: When you request that we replace your Visa card while you are overseas. | $0 |
| Overseas ATM cash withdrawals or balance enquiries feewhen it happens: We don't charge a fee Overseas ATM Cash withdrawals or balance enquiries | $0 |
| Bank@Post™when it happens: For each cheque deposited through the Bank@Post system and subsequently dishonoured. | $21.72 |
| Replacement Visa card within Australiawhen it happens: We don't charge a fee for Replacement Visa card within Australia | $0 |
| Bank@Post (withdrawals and deposits)when it happens: We don't charge a fee for Bank@Post (withdrawals and deposits) | $0 |
| Domestic ATM cash withdrawals or balance enquirieswhen it happens: Free withdrawals and balance enquires at Major Banks and ATMx, (all other ATMs may charge a direct charge) | $0 |
| Visa foreign currency conversion feewhen it happens: The fee we charge when you make a payment or a deposit or obtain a cash advance overseas. | see lender |
| Defence Bank ATM cash withdrawals or balance enquirieswhen it happens: We don't charge a fee for Defence Bank ATM cash withdrawals or balance enquiries | $0 |
| Same day transfers (via Swift/RTGS) - Inwardwhen it happens: Charged when funds transferred via Swift/RTGS (same day). | $6.80 |
| Same day transfers (via Swift/RTGS) - Outwardwhen it happens: Charged when funds transferred via Swift/RTGS (same day). | $11.80 |
| Record search feewhen it happens: Charged where you request we search our records and retrieve documents. | $50 |
Other Defence Bank savings accounts
Get an email the morning Defence Bank moves this rate.
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