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Ultimate Essentials Construction (INV)
Defence Bank's Ultimate Essentials Construction (INV) is a home loan open only to a stated occupation, employer or membership. The figures are the ones Defence Bank publishes under the Consumer Data Right today. The advertised rate last moved on 20 May 2026, up from 6.59% to 6.84%.
Advertised rate
6.84%
headline tier
Comparison rate
6.93%
as published
Last moved
+0.25pp
20 May 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Investor, Interest only | 6.84% to 6.94% | 6.93% |
| Variable, Investor, Interest only, $250,000 to $750,000 | 6.89% | 6.98% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Default notice (enforcement notice)when it happens: Payable each time we send you a reminder notice relating to a default on a loan | $20 |
| Arrears reminder notice fee (per letter)when it happens: Payable each time we send you a reminder notice relating to arrears on a loan | $20 |
| Ultimate Package Annual Feerecurring: Payable initially upon settlement of the property and then annually on the anniversary of the date on which the first annual package fee was paid when the loan | $96 |
Other Defence Bank home loans
DHOAS Premier Low Rate 6.44%Premier Low Rate 6.49%Premier Investor Low Rate 6.59%Ultimate Essentials DHOAS Fix 6.74%Ultimate Essentials Fixed 6.74%DHOAS Premier Home Loan 6.79%Premier Home Loan 6.84%Premier Investor Home Loan 6.94%Ultimate Essential Inv Fixed 6.94%Ultimate Essentials DHOAS 6.99%Ultimate Essentials DHOAS Construction (OO) 6.99%Ultimate Essentials I/O Con 7.04%
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