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Dnister rates
Dnister publishes 27 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.
Dnister's lowest home loan rate is 6.24% on Simple Home Loan Plus, 0.50 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.20% on Max Saver, 1.20 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Dnister repriced 15 products in the last 30 days, most recently lifting Pensioner Savings on 16 October 2026, from 2.40% to 2.90%.
Home loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Simple Home Loan Plus | 6.24% | 6.91% |
| Simple Fixed Home Loan Plus | 6.37% | 6.94% |
| Premier HL Fixed Interest Rate | 6.41% | 6.76% |
| Simple Home Loan | 6.54% | 6.93% |
| Premier Home Loan | 6.70% | 6.79% |
| Std Var Home Loan | 6.85% | 6.94% |
Savings accounts
| Product | Advertised rate |
|---|---|
| Max Saver | 5.20% |
| Bonus Saver | 5.10% |
| Pensioner Savings | 3.40% |
| iSaver | 3.15% |
| My Community Saver | 0.77% |
Term deposits
| Product | Advertised rate |
|---|---|
| Term Deposit - 12 Months | 5.55% |
| Term Deposit - 6 Months | 5.30% |
| Term Deposit - 18 Months | 5.20% |
| Term Deposit - 3 Months | 5.10% |
| Term Deposit - 24 Months | 5.00% |
| Term Deposit - 11 Months | 4.80% |
| Term Deposit - 10 Months | 4.75% |
| Term Deposit - 9 Months | 4.70% |
| Term Deposit - 8 Months | 4.65% |
| Term Deposit - 7 Months | 4.60% |
| Term Deposit - 4 Months | 4.50% |
| Term Deposit - 5 Months | 4.50% |
| Term Deposit - 2 Months | 1.90% |
| Term Deposit - 1 Month | 1.65% |
Personal loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Premier Personal Loan | 8.02% | 8.70% |
| Personal Loan Unsecured | 10.17% | 10.86% |
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