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Fire Service Credit Union · Transaction accounts
S20 Retiree Access
Fire Service Credit Union's S20 Retiree Access is a transaction account. The figures are the ones Fire Service Credit Union publishes under the Consumer Data Right today. The advertised rate last moved on 16 October 2026, up from 2.30% to 2.50%.
Advertised rate
2.50%
headline tier
Tiers
3
current rate rows
Last moved
+0.20pp
16 October 2026
Advertised rate, last 30 days. Between 2.30% and 2.50% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, up to $4,999Floating | 1.35% |
| Variable, $5,000 to $49,999Tier 2 | 1.85% |
| Variable, $50,000 and overTier 3 | 2.50% |
Rate moves, last 30 days
- 16 October 2026: Variable, up to $4,999 lifted 0.10pp, from 1.25% to 1.35%.
- 16 October 2026: Variable, $50,000 and over lifted 0.20pp, from 2.30% to 2.50%.
Published fees
| Fee | Amount |
|---|---|
| Document Search Feewhen it happens: Payable when we have to search for documents or information in storage. | $5 |
| Visa Debit Card Replacement Feewhen it happens: We replace a lost or damaged Visa Debit card | $20 |
| Dormant Account Feewhen it happens: Payable whenever there has been no transaction other than interest on your membership for a period of 12 months | $20 |
| Staff Assisted External Transferwhen it happens: Staff assisted transfers, per transaction | $2 |
| Replacement Statement Feewhen it happens: Payable when you request a copy of a statement that has already been issued | $2 |
| Visa Charge Back Feewhen it happens: We charge back a merchant for a Visa Transaction, on your behalf. | $30 |
| Second Visa Debit Cardwhen it happens: A second card is ordered on a membership | $50 |
| Corporate Cheque Withdrawal Feeper transaction: Corporate Cheque withdrawal, per cheque | $10 |
| Periodical Payment Feewhen it happens: There are insufficient funds in your account, on four successive days, to make a requested payment. | $5 |
| Corporate Cheque Stop Payment Feewhen it happens: Corporate Cheque Stop Payment fee | $20 |
| Direct Debit Dishonour Feewhen it happens: Payable whenever we dishonour a direct debit on your account due to insufficient funds. | $10 |
| Direct Debit Honour Feewhen it happens: Payable when we honour a direct debit on your account despite insufficient funds | $5 |
Other Fire Service Credit Union transaction accounts
Get an email the morning Fire Service Credit Union moves this rate.
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