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Gateway Bank · Term deposits
Term Deposit 3 Months
Gateway Bank's Term Deposit 3 Months is a term deposit. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate last moved on 30 October 2026, up from 5.05% to 5.10%.
Advertised rate
5.10%
headline tier
Tiers
1
current rate rows
Last moved
+0.05pp
30 October 2026
Advertised rate, last 30 days. Between 5.05% and 5.10% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Introductory 3 months, $1,000 to $1,000,000 | 5.10% |
Rate moves, last 30 days
- 30 October 2026: Introductory 3 months, $1,000 to $1,000,000 lifted 0.05pp, from 5.05% to 5.10%.
Published fees
| Fee | Amount |
|---|---|
| Voucher Requestwhen it happens | $20 |
| QuickDebit Dishonour Feewhen it happens | $15 |
| Early TD Redemption Admin Feewhen it happens | $25 |
| Term Deposit Early Withdrawalper withdrawal: If the deposit or any part of it is withdrawn before maturity, an interest rate adjustment fee will apply. | $0 |
Other Gateway Bank term deposits
Package TD 12 Months 5.65%Package TD 6 Months 5.55%Term Deposit 12 Months 5.55%Term Deposit 6 Months 5.45%Package TD 9 Months 5.40%Term Deposit 9 Months 5.30%Package TD 3 Months 5.20%Package TD 24 Months 1.70%Package TD 36 Months 1.70%Term Deposit 24 Months 1.60%Term Deposit 36 Months 1.60%Package TD 7 Months 1.30%
Get an email the morning Gateway Bank moves this rate.
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