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Horizon Bank · Overdrafts

Budget Overdraft

Horizon Bank's Budget Overdraft is a overdraft. The figures are the ones Horizon Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
11.00%
headline tier
Tiers
2
current rate rows
Last moved
Never
since tracking began
11.00%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (2)

TierRate
Variable0.01%
Variable11.00%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
50 annual feerecurring$50
Bulk coin countageper deposit: Up to 2% for bulk coin counting above $300.see lender
Direct debit dishonourwhen it happens$9
Foreign cash withdrawal from visa debit cardper withdrawal$3
Foreign cheque depositper transaction$11
Overdrawn savings accountwhen it happens: per occurence$20
Statement copywhen it happens$2.50
Total cash withdrawal above 4000 per dayper withdrawal: A fee of 0.25% of total cash withdrawals is charged for total cash withdrawals over $4000 in a day.see lender
Visa card international transaction feeper transactionsee lender
Visa card replacementwhen it happens: Australia only$9

Get an email the morning Horizon Bank moves this rate.

Every Horizon Bank rate · other lenders · this product in the explorer.