Lenders › Hume Bank › Retirement Account
Hume Bank · Transaction accounts
Retirement Account
Hume Bank's Retirement Account is a transaction account. The figures are the ones Hume Bank publishes under the Consumer Data Right today. The advertised rate last moved on 14 October 2026, up from 3.05% to 3.30%.
Advertised rate
3.30%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
14 October 2026
Advertised rate, last 30 days. Between 3.05% and 3.30% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, up to $49,999Retirement Account_Tier_1 | 2.00% |
| Variable, $49,999 to $250,000Retirement Account_Tier_2 | 2.30% |
| Variable, $250,000 and overRetirement Account_Tier_3 | 3.30% |
Rate moves, last 30 days
- 14 October 2026: 3 tiers lifted 0.25pp; the lowest, Variable, up to $49,999, from 1.75% to 2.00%.
Published fees
| Fee | Amount |
|---|---|
| Archwhen it happens: Archive search fee - Retrieval of account information - $50/per hour. | $10 |
| Feeaddcardwhen it happens: Additional card fee - Payable for the second and any subsequent card request per customer | $10 |
| Feebillcollwhen it happens: Bill for collection fee - Payable when you deposit a foreign currency cheque of $5000 or more | $50 |
| Feecoindepper deposit: Coin deposit fee - Payable when you ask us to count large amounts of coin (over $200 in value). | $2 |
| Feeddhonper transaction: Direct Debit honour fee - Insufficient cleared funds in your account to meet debit request | $15 |
| Feeinactwhen it happens: Inactive account fee - Where your account has not been transacted upon for a period of 24 months or more | $20 |
| Feeforcashper withdrawal: Foreign Cash - When you purchase foreign cash. | see lender |
| Feemanretwhen it happens: Manual return fee - direct debit - Payable each time you request us to manually return a direct debit payment without cancelling the direct debit arrangement | $15 |
| Feeppaltwhen it happens: Periodical payment alteration - Each additional alteration after a total of four consecutive alterations | $5 |
| Feechqspecclwhen it happens: Special cheque clearance - Special request for priority clearance on a cheque deposited to your account | $15 |
| Feettper transaction: Telegraphic Transfer - When you send money overseas in a foreign currency online | $15 |
| Feettaudwhen it happens: Telegraphic Transfer AUD - When you send money overseas in Australian Dollars | $50 |
Other Hume Bank transaction accounts
Clancy Koala 5.29%Professional Cash Management 4.60%iSave 3.50%Business iSave 3.15%Business Account 0.01%Community Link 0.01%Tax Manager 0.01%
Get an email the morning Hume Bank moves this rate.
Every Hume Bank rate · every transaction account rate compared · other lenders · this product in the explorer.