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Hume Bank · Personal loans

Unsecured Personal Loan

Hume Bank's Unsecured Personal Loan is a personal loan. The figures are the ones Hume Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
12.49%
headline tier
Comparison rate
12.71%
as published
Last moved
Never
since tracking began
12.49%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRateComparison
Fixed, P&I12.49%12.71%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
DUPLICATESTATEMENTFEEwhen it happens: Duplicate Statement Fee - $2 per page of statement produced.$2
Consent feewhen it happens: Payable when you ask us to consent to a second mortgage on any security$150
CONTRACTVARIATIONFEEwhen it happens: Payable in the event we agree to vary your loan agreement$300
Defaultfeeper payment: Payable on the last day of each month during which there is an amount overdue for payment on your loan.$20
Photocopyfeewhen it happens: $3 per page.$3
Legalcostsper cash advance: Priced on application - Payable when we pay our solicitors as a result of your application for a variabtion to, discharge of or our consent to any variation of $0
Plappfeeupfront: Application Fee for personal loans$150
Dishonourfeeper payment: Payable if a direct debit from another account to your loan is declined or a cheque deposited to your loan account is dishonoured$16
SECURITYSEARCHper cash advance: Priced on application - Payable if we need to search a register in relation to any security$0

Other Hume Bank personal loans

Commercially Secured Personal Loan 8.49%Investment Secured Personal Loan 8.49%Secured Personal Loan 8.49%

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