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ING rates

ING (ING BANK (Australia) Ltd on the Consumer Data Right register) publishes 12 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

ING's lowest home loan rate is 6.29% on Mortgage Simplifier, 0.45 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 6.25% on Savings Booster, 2.25 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. ING repriced 5 products in the last 30 days, most recently lifting Mortgage Simplifier on 9 October 2026, from 6.44% to 6.69%.

Home loans

ProductAdvertised rateComparison rate
Mortgage Simplifier6.29%6.32%
Orange Advantage6.44%6.73%
Fixed Rate Loan6.59%6.38%

Savings accounts

ProductAdvertised rate
Savings Booster6.25%
Savings Maximiser5.75%
Savings Accelerator5.05%

Term deposits

ProductAdvertised rate
Business Term Deposit5.45%
Personal Term Deposits5.35%

Transaction accounts

ProductAdvertised rate
Business Optimiser0.75%

Credit cards

ProductAdvertised rate
Orange One Low Rate12.99%
Orange One Rewards Platinum16.99%

Personal loans

ProductAdvertised rateComparison rate
ING Personal Loan6.19%7.03%

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