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First Home Buyer Loan Variable
Laboratories Credit Union's First Home Buyer Loan Variable is a home loan open only to a stated occupation, employer or membership. The figures are the ones Laboratories Credit Union publishes under the Consumer Data Right today. The advertised rate last moved on 2 October 2026, up from 5.85% to 6.10%.
Advertised rate, last 30 days. Unchanged over the last 30 days.
6.10% is the introductory rate for the first 3 years; the 6.60% variable rate applies after that.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Introductory 3 years, Owner occupier, P&I | 6.10% | |
| Variable, Owner occupier, P&I | 6.60% | 6.47% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Valuation feeper cash advance | see lender |
| Solicitors feesper cash advance | see lender |
| Registration feesper cash advance | see lender |
| Pexa electronic lodgement feeper cash advance | see lender |
| Contract variation feewhen it happens | $200 |
| Mortgage discharge feewhen it happens | $200 |
| Mortgage discharge solicitors feeper cash advance | see lender |
| Lenders mortgage insuranceper cash advance | see lender |
| Other certificates and reportsper cash advance | see lender |
| Land title searchper cash advance | see lender |
| Consent for a second mortgageper cash advance | see lender |
| Loan application feeupfront | $200 |
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