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Orange Credit Union rates
Orange Credit Union (ORANGE CREDIT UNION LTD on the Consumer Data Right register) publishes 29 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.
Orange Credit Union's lowest home loan rate is 6.29% on Basic Variable Rate Home Loan, 0.45 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 4.60% on Online Saver, 0.60 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Orange Credit Union repriced 14 products in the last 30 days, most recently lifting Premium Home Loan Variable on 8 October 2026, from 6.59% to 6.84%.
Home loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Basic Variable Rate Home Loan | 6.29% | 6.34% |
| Premium Home Loan Fixed 24 mths P&I Owner Occupied | 6.34% | 6.43% |
| Premium Home Loan Fixed 12 mths P&I Owner Occupied | 6.44% | 6.45% |
| Premium Home Loan Fixed 24 mths Interest Only Owner Occupied | 6.44% | 6.53% |
| Premium Home Loan Fixed 12 mths Interest Only Owner Occupied | 6.54% | 6.55% |
| Premium Home Loan Variable | 6.54% | 6.59% |
| Premium Home Loan Fixed 24 mths P&I Investment | 6.59% | 6.68% |
| Premium Home Loan Fixed 36 mths P&I Owner Occupied | 6.64% | 6.51% |
| Premium Home Loan Fixed 12 mths P&I Investment | 6.69% | 6.70% |
| Premium Home Loan Fixed 24 mths Interest Only Investment | 6.69% | 6.78% |
| Premium Home Loan Fixed 36 mths Interest Only Owner Occupied | 6.74% | 6.61% |
| Premium Home Loan Fixed 12 mths Interest Only Investment | 6.79% | 6.80% |
| Premium Home Loan Fixed 36 mths P&I Investment | 6.89% | 6.76% |
| Premium Home Loan Fixed 36 mths Interest Only Investment | 6.99% | 6.86% |
Savings accounts
| Product | Advertised rate |
|---|---|
| Online Saver | 4.60% |
| Bonus Saver | 3.50% |
| Super Saver | 3.00% |
Term deposits
| Product | Advertised rate |
|---|---|
| 12mth Fixed Term Deposit Wealth Builder | 5.35% |
| 12mth Fixed Term Deposit | 5.20% |
| 24mth Fixed Term Deposit Wealth Builder | 4.55% |
| 24 Months | 4.50% |
| 9mth Fixed Term Deposit | 2.05% |
| 6mth Fixed Term Deposit | 1.25% |
| 3mth Fixed Term Deposit | 1.00% |
Transaction accounts
| Product | Advertised rate |
|---|---|
| Christmas Club | 1.50% |
| Prestige Account | 0.05% |
Personal loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| New Car Loan | 6.89% | 7.26% |
| Secured Personal Loan | 10.89% | 11.27% |
| Unsecured Personal Loan | 13.89% | 15.63% |
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