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P&N Bank · Savings accounts
Hi Saver Account
P&N Bank's Hi Saver Account is a savings account. The figures are the ones P&N Bank publishes under the Consumer Data Right today. The advertised rate last moved on 20 October 2026, up from 5.30% to 5.55%.
Advertised rate
5.55%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
20 October 2026
Advertised rate, last 30 days. Between 5.30% and 5.55% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, up to $5,000Floating Balance Tier 1 | 0.05% |
| Variable, $5,000 and overFloating Balance Tier 2 | 0.05% |
| Introductory 4 months, up to $5,000,000The Hi Saver introductory interest rate applies for the first four months on daily closing balances from account opening date. | 5.55% |
Rate moves, last 30 days
- 20 October 2026: Introductory 4 months, up to $5,000,000 lifted 0.25pp, from 5.30% to 5.55%.
Published fees
| Fee | Amount |
|---|---|
| Overseas Telegraphic Transfer Feeper transaction: $45 per staff assisted telegraphic transfer sent in AUD currency. | $45 |
| International Transfer Feeper transaction: Per online banking transfer sent in a foreign currency. | $15 |
| Bank Cheque Feewhen it happens: Per bank cheque requested by you. | $10 |
| Cash Handling Feeper transaction: Coin and note deposits are available at P&N branches. | see lender |
| Cash Passport Feewhen it happens: For the initial activation and each currency top-up requested in branch. | $10 |
| Statement Retrieval Feereplacement: Fee applies for statements over 12 months old. | $2.50 |
| Manual Trace Feeper transaction: Charged for your request to manually trace a payment to confirm receipt of payment. | $40 |
| Audit Certificate Feewhen it happens: Charged per audit certificate request. | $30 |
| RTGS From Another Bankper transaction: Per payment received into your account. | $8 |
| Manual External Transfer Feeper transaction: Staff assisted manual transfer to another organisation. | $2.50 |
| RTGS To Another Bankper transaction: Per payment sent from your account. | $25 |
| Referral Feewhen it happens: Where an account has insufficient available funds to cover an auto transfer or direct debit transaction, and the transaction is honoured by P&N Bank. | $3.50 |
Other P&N Bank savings accounts
Get an email the morning P&N Bank moves this rate.
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