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People's Choice and Heritage · Home loans
Home Build Access (HBA) SIL
People's Choice and Heritage's Home Build Access (HBA) SIL is a home loan. The figures are the ones People's Choice and Heritage publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 8.80% to 9.05%.
Advertised rate
9.05%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 8.80% and 9.05% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable, Owner occupier, P&I, LVR up to 98%Loan Term | 9.05% |
Rate moves, last 30 days
- 9 October 2026: Variable, Owner occupier, P&I, LVR up to 98% lifted 0.25pp, from 8.80% to 9.05%.
Other People's Choice and Heritage home loans
Discount Variable - Owner Occupied 6.24%Discount Variable - Investment 6.39%Standard Fixed Rate Home Loans - Owner Occupied 6.49%Standard Fixed Rate Home Loans - Investment 6.69%Fixed Home Loan 6.84%Fixed Investment Loan - Interest Only 6.89%Fixed Investment Loan 7.09%Staff Home Loan 8.18%Basic Variable Home Construction 8.43%Basic Variable Home Loan 8.43%Home Build Access (HBA) Deposit Assist Loan 9.01%Home Build Access (HBA) Low Deposit 9.01%
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