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People's Choice and Heritage · Term deposits
Term Deposit
People's Choice and Heritage's Term Deposit is a term deposit. The figures are the ones People's Choice and Heritage publishes under the Consumer Data Right today. The advertised rate last moved on 23 September 2026, up from 5.35% to 5.45%.
Advertised rate
5.45%
headline tier
Tiers
21
current rate rows
Last moved
+0.10pp
23 September 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (21)
| Tier | Rate |
|---|---|
| Fixed 1 month, $1,000 and over$1,000 or more | 2.25% |
| Fixed 2 months, $1,000 and over$1,000 or more | 3.00% |
| Fixed 3 months, $1,000 and over$1,000 or more | 4.00% |
| Fixed 5 months, $1,000 and over$1,000 or more | 4.00% |
| Fixed 10 months, $1,000 and over$1,000 or more | 4.50% |
| Fixed 11 months, $1,000 and over$1,000 or more | 4.50% |
| Fixed 8 months, $1,000 and over$1,000 or more | 4.50% |
| Fixed 4 months, $1,000 and over$1,000 or more | 4.85% |
| Fixed 6 months, $1,000 and over$1,000 or more | 5.00% |
| Fixed 1 year, $1,000 and over$1,000 or more | 5.10% |
| Fixed 9 months, $1,000 and over$1,000 or more | 5.10% |
| Fixed 2 years, $1,000 and over$1,000 or more | 5.15% |
| Fixed 3 years, $1,000 and over$1,000 or more | 5.15% |
| Fixed 4 years, $1,000 and over$1,000 or more | 5.15% |
| Fixed 5 years, $1,000 and over$1,000 or more | 5.15% |
| Fixed 1 year, $1,000 and over$1,000 or more | 5.20% |
| Fixed 2 years, $1,000 and over$1,000 or more | 5.25% |
| Fixed 3 years, $1,000 and over$1,000 or more | 5.25% |
| Fixed 4 years, $1,000 and over$1,000 or more | 5.25% |
| Fixed 5 years, $1,000 and over$1,000 or more | 5.25% |
| Fixed 7 months, $1,000 and over$1,000 or more | 5.45% |
Rate moves, last 30 days
Other People's Choice and Heritage term deposits
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