Lenders › Qantas Money Home Loans › QANTAS Money Offset Home Loan
Qantas Money Home Loans · Home loans
QANTAS Money Offset Home Loan
QANTAS Money Offset Home Loan is a home loan. The figures are the ones Qantas Money Home Loans publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 6.03% to 6.28%.
Advertised rate
6.28%
headline tier
Comparison rate
6.51%
as published
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 6.03% and 6.28% over the last 30 days.
Every current rate (66)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 50% | 6.28% | 6.51% |
| Variable, Owner occupier, P&I, LVR 50 to 60% | 6.33% | 6.56% |
| Variable, Owner occupier, P&I, LVR 60 to 70% | 6.33% | 6.56% |
| Variable, Owner occupier, P&I, LVR 70 to 80% | 6.38% | 6.61% |
| Variable, Investor, P&I, LVR up to 50% | 6.39% | 6.62% |
| Variable, Investor, P&I, LVR 50 to 60% | 6.44% | 6.67% |
| Variable, Investor, P&I, LVR 60 to 70% | 6.49% | 6.72% |
| Variable, Owner occupier, P&I, LVR 80 to 90% | 6.53% | 6.76% |
| Fixed 1 year, Owner occupier, P&I, LVR up to 80% | 6.54% | 6.62% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 80% | 6.54% | 6.64% |
| Variable, Investor, Interest only, LVR up to 50% | 6.54% | 6.66% |
| Variable, Investor, P&I, LVR 70 to 80% | 6.54% | 6.77% |
| Variable, Investor, Interest only, LVR 50 to 60% | 6.59% | 6.71% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 80% | 6.64% | 6.68% |
| Variable, Investor, Interest only, LVR 60 to 70% | 6.64% | 6.76% |
| Fixed 1 year, Investor, P&I, LVR up to 80% | 6.69% | 6.78% |
| Fixed 2 years, Investor, P&I, LVR up to 80% | 6.69% | 6.80% |
| Variable, Investor, Interest only, LVR 70 to 80% | 6.69% | 6.81% |
| Variable, Investor, P&I, LVR 80 to 90% | 6.69% | 6.91% |
| Fixed 1 year, Owner occupier, P&I, LVR 80 to 90% | 6.74% | 6.78% |
| Fixed 1 year, Owner occupier, P&I, LVR 90 to 95% | 6.74% | 7.44% |
| Fixed 2 years, Owner occupier, P&I, LVR 80 to 90% | 6.74% | 6.80% |
| Fixed 2 years, Owner occupier, P&I, LVR 90 to 95% | 6.74% | 7.39% |
| Fixed 4 years, Owner occupier, P&I, LVR up to 80% | 6.74% | 6.74% |
| Fixed 5 years, Owner occupier, P&I, LVR up to 80% | 6.74% | 6.77% |
| Fixed 1 year, Investor, Interest only, LVR up to 80% | 6.79% | 6.79% |
| Fixed 2 years, Investor, Interest only, LVR up to 80% | 6.79% | 6.81% |
| Fixed 3 years, Investor, P&I, LVR up to 80% | 6.79% | 6.84% |
| Fixed 3 years, Owner occupier, P&I, LVR 80 to 90% | 6.84% | 6.85% |
| Fixed 3 years, Owner occupier, P&I, LVR 90 to 95% | 6.84% | 7.37% |
| Variable, Investor, Interest only, LVR 80 to 90% | 6.84% | 6.96% |
| Fixed 1 year, Investor, P&I, LVR 80 to 90% | 6.89% | 6.94% |
| Fixed 2 years, Investor, P&I, LVR 80 to 90% | 6.89% | 6.96% |
| Fixed 3 years, Investor, Interest only, LVR up to 80% | 6.89% | 6.86% |
| Fixed 4 years, Investor, P&I, LVR up to 80% | 6.89% | 6.90% |
| Fixed 5 years, Investor, P&I, LVR up to 80% | 6.89% | 6.92% |
| Fixed 4 years, Owner occupier, P&I, LVR 80 to 90% | 6.94% | 6.91% |
| Fixed 4 years, Owner occupier, P&I, LVR 90 to 95% | 6.94% | 7.37% |
| Fixed 5 years, Owner occupier, P&I, LVR 80 to 90% | 6.94% | 6.94% |
| Fixed 5 years, Owner occupier, P&I, LVR 90 to 95% | 6.94% | 7.35% |
| Fixed 1 year, Investor, Interest only, LVR 80 to 90% | 6.99% | 6.94% |
| Fixed 2 years, Investor, Interest only, LVR 80 to 90% | 6.99% | 6.97% |
| Fixed 3 years, Investor, P&I, LVR 80 to 90% | 6.99% | 7.00% |
| Fixed 4 years, Investor, Interest only, LVR up to 80% | 6.99% | 6.92% |
| Fixed 5 years, Investor, Interest only, LVR up to 80% | 6.99% | 6.95% |
| Fixed 1 year, Owner occupier, Interest only, LVR up to 80% | 7.04% | 6.67% |
| Fixed 2 years, Owner occupier, Interest only, LVR up to 80% | 7.04% | 6.73% |
| Fixed 3 years, Investor, Interest only, LVR 80 to 90% | 7.09% | 7.02% |
| Fixed 4 years, Investor, P&I, LVR 80 to 90% | 7.09% | 7.06% |
| Fixed 5 years, Investor, P&I, LVR 80 to 90% | 7.09% | 7.09% |
| Fixed 3 years, Owner occupier, Interest only, LVR up to 80% | 7.14% | 6.81% |
| Fixed 4 years, Investor, Interest only, LVR 80 to 90% | 7.19% | 7.09% |
| Fixed 5 years, Investor, Interest only, LVR 80 to 90% | 7.19% | 7.12% |
| Fixed 1 year, Owner occupier, Interest only, LVR 80 to 90% | 7.24% | 6.83% |
| Fixed 2 years, Owner occupier, Interest only, LVR 80 to 90% | 7.24% | 6.89% |
| Fixed 4 years, Owner occupier, Interest only, LVR up to 80% | 7.24% | 6.91% |
| Fixed 5 years, Owner occupier, Interest only, LVR up to 80% | 7.24% | 6.97% |
| Variable, Owner occupier, P&I, LVR 90 to 95% | 7.28% | 7.50% |
| Fixed 3 years, Owner occupier, Interest only, LVR 80 to 90% | 7.34% | 6.98% |
| Variable, Owner occupier, Interest only, LVR up to 50% | 7.34% | 6.95% |
| Variable, Owner occupier, Interest only, LVR 50 to 60% | 7.39% | 7.00% |
| Fixed 4 years, Owner occupier, Interest only, LVR 80 to 90% | 7.44% | 7.08% |
| Fixed 5 years, Owner occupier, Interest only, LVR 80 to 90% | 7.44% | 7.14% |
| Variable, Owner occupier, Interest only, LVR 60 to 70% | 7.49% | 7.05% |
| Variable, Owner occupier, Interest only, LVR 70 to 80% | 7.54% | 7.10% |
| Variable, Owner occupier, Interest only, LVR 80 to 90% | 7.79% | 7.30% |
Rate moves, last 30 days
- 9 October 2026: 20 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 50%, from 6.03% to 6.28%.
Published fees
| Fee | Amount |
|---|---|
| Establishment Feeupfront | $150 |
| Application Feeupfront | $345 |
| Security Processing Feeupfront | $0 |
| Settlement Service Feeupfront | $345.40 |
| Monthly Service Feerecurring | $15 |
| Bank Cheque Feewhen it happens | $10 |
| Online Redraw Feewhen it happens | $0 |
| Manual Redraw Feewhen it happens: Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking | $0 |
| Duplicate Feewhen it happens | $16.50 |
| Default Feewhen it happens | $35 |
| Variation Feewhen it happens | $250 |
| Discharge Administration Feeon exit | $350 |
Other Qantas Money Home Loans home loans
Get an email the morning Qantas Money Home Loans moves this rate.
Every Qantas Money Home Loans rate · every home loan rate compared · other lenders · this product in the explorer.