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RACQ Bank · Savings accounts
Bonus Saver Account
RACQ Bank's Bonus Saver Account is a savings account. The figures are the ones RACQ Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 5.75% to 6.00%.
Advertised rate
6.00%
headline tier
Tiers
4
current rate rows
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 5.75% and 6.00% over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Variable, $99,999 and overBase rate over $99,999 | 0.01% |
| Variable, up to $99,999Base rate Up to $99,999 | 0.01% |
| Bonus, $99,999 and overat least 1 deposit a month; deposit at least $100 a month | 3.75% |
| Bonus, up to $99,999at least 1 deposit a month; deposit at least $100 a month | 6.00% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Telegraphic Transfer - Outward (within Australia)per payment: Funds transferred via the SWIFT network to another financial institution within Australia for same day payment (also known as a Wire or RTGS payment). | $35 |
| Default Administrationwhen it happens: May apply if an event of default occurs. | $20 |
| Dishonourwhen it happens: Where a Cheque or Direct Debit is not honoured. | $1 |
| Bank Recallwhen it happens: A request to attempt to recall funds transferred to another account. | $20 |
| Overseas Telegraphic Transfer in Australian Dollarsper payment: Transfer of funds to an overseas bank in AUD rather than local currency. | $60 |
| Default Enforcement Expenses: May apply if enforcement services are required as part of default administration. | see lender |
| Overseas Telegraphic Transfer in Local Currencyper payment: Transfer of funds to an overseas bank in the currency used locally. | $30 |
| Dishonour - Manualwhen it happens: Dishonour at member's request. | $22 |
| Cash Requestper withdrawal: Cash withdrawals of more than $5,000 require 24 hours' notice. | see lender |
| Audit Certificatewhen it happens: A certificate for Audit purposes. | $25 |
| Bank Tracewhen it happens: A request to trace the origin or final destination of funds either sent to or from your account. | $20 |
Get an email the morning RACQ Bank moves this rate.
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