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RACQ Bank · Overdrafts
Business Secured Current Account
RACQ Bank's Business Secured Current Account is a overdraft. The figures are the ones RACQ Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 9.96% to 10.21%.
Advertised rate
10.21%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 9.96% and 10.21% over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Variable | 0.01% |
| Variable, Investor, Interest only | 10.21% |
Rate moves, last 30 days
- 13 October 2026: Variable, Investor, Interest only lifted 0.25pp, from 9.96% to 10.21%.
Published fees
| Fee | Amount |
|---|---|
| Cash Requestper withdrawal: Cash withdrawals of more than $5,000 require 24 hours' notice. | see lender |
| Default Administrationwhen it happens: May apply if an event of default occurs. | $20 |
| Overseas Telegraphic Transfer in Local Currencyper payment: Transfer of funds to an overseas bank in the currency used locally. | $30 |
| Dishonour - Manualdishonour: Dishonour at member's request. | $22 |
| Emergency Replacement Card through Visa (International)replacement: Charged when an emergency replacement card has been requested through VISA outside of Australia. | $300 |
| Bank Recallwhen it happens: A request to attempt to recall funds transferred to another account. | $20 |
| Foreign currency conversion feeper transaction: For any transaction made overseas or in a foreign currency, a fee of 2.75% of the total transaction value (in Australian Dollars) will be charged. | see lender |
| Dishonourdishonour: Where a Cheque or Direct Debit is not honoured. | $1 |
| Card / PIN Postage (International)when it happens: Charged when your mailing address is outside of Australia and a card or PIN is mailed. | see lender |
| Discharge Feeon exit: Payable for standard partial or full discharges. | $300 |
| Default Enforcement Expenseswhen it happens: May apply if enforcement services are required as part of default administration. | see lender |
| Valuation Feewhen it happens: The cost of the first valuation for a new security is covered by RACQ Bank. | see lender |
Other RACQ Bank overdrafts
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