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RACQ Bank · Term deposits

Term Deposit

RACQ Bank's Term Deposit is a term deposit. The figures are the ones RACQ Bank publishes under the Consumer Data Right today. The advertised rate last moved on 30 June 2026, down from 5.45% to 5.35%.

Advertised rate
5.45%
headline tier
Tiers
16
current rate rows
Last moved
-0.10pp
30 June 2026
5.45%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (16)

TierRate
Fixed 1 month0.55%
Fixed 2 months1.60%
Fixed 2 years3.30%
Fixed 3 years3.30%
Fixed 4 years3.30%
Fixed 5 years3.30%
Fixed 10 months3.50%
Fixed 11 months3.50%
Fixed 4 months3.50%
Fixed 5 months3.50%
Fixed 7 months3.50%
Fixed 8 months3.50%
Fixed 9 months3.75%
Fixed 3 months5.25%
Fixed 1 year5.35%
Fixed 6 months5.45%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Early Redemptionon variation: If you withdraw your Term Deposit before the maturity date, an Early Redemption fee (i.e.see lender

Get an email the morning RACQ Bank moves this rate.

Every RACQ Bank rate · every term deposit rate compared · other lenders · this product in the explorer.