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RACQ Bank · Personal loans

Unsecured Personal Loan

RACQ Bank's Unsecured Personal Loan is a personal loan. The figures are the ones RACQ Bank publishes under the Consumer Data Right today. The advertised rate last moved on 9 July 2026, up from 9.99% to 11.49%.

Advertised rate
11.49%
headline tier
Comparison rate
11.67%
as published
Last moved
+1.50pp
9 July 2026
11.49%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRateComparison
Variable, P&I11.49%11.67%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Default Enforcement Expenses: May apply if enforcement services are required as part of default administration.see lender
Document Preparation Feeupfront: Document Preparation Fee includes document generation, distribution of documents, verification of documents and verification of search requirements.$120

Other RACQ Bank personal loans

Green Car Loan 7.49%Fixed Rate Car Loan 8.19%Green Personal Loan 8.49%Unsecured Personal Loan 11.49%Unsecured Personal Loan 11.49%Debt Consolidation Loan 12.99%

Get an email the morning RACQ Bank moves this rate.

Every RACQ Bank rate · every personal loan rate compared · other lenders · this product in the explorer.