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Regional Australia Bank · Savings accounts
Savings Account
Regional Australia Bank's Savings Account is a savings account. The figures are the ones Regional Australia Bank publishes under the Consumer Data Right today. The advertised rate last moved on 1 November 2026, up from 5.45% to 5.70%.
Advertised rate
5.70%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
1 November 2026
Advertised rate, last 30 days. Between 5.45% and 5.70% over the last 30 days.
5.70% is the 3.50% base plus a 2.20% welcome rate for 3 months; 3.50% after that.
Every current rate (2)
| Tier | Rate |
|---|---|
| Introductory 3 monthsInterest is per annum (p.a.). | 2.20% |
| Variable | 3.50% |
Rate moves, last 30 days
- 1 November 2026: Variable lifted 0.25pp, from 3.25% to 3.50%.
Published fees
| Fee | Amount |
|---|---|
| Cheque Deposit Feeper deposit: Your first 10 cheque deposits to your membership each month are free, each subsequent deposit will be charged per cheque. | $0.50 |
| Direct Debit Dishonourdishonour: Where a direct debit request is rejected by us due to insufficient funds in your account a Dishonour Fee will apply. | $5 |
| Bank Cheque Feewhen it happens: This fee applies when ordering a bank cheque. | $11 |
| Access Feerecurring: The Access Fee is a flat monthly fee which entitles your membership to unlimited withdrawals via EFTPOS, ATMs, Internet, Phone and Mobile Banking. | $0 |
| Overlimit Feewhen it happens: Applies for each day that a Direct Debit or Cheque transaction is debited to a member which results in a deposit or overdraft account being drawn beyond its ava | $3.50 |
Other Regional Australia Bank savings accounts
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